Mafud wrote:

>And your "free" set-up depreciates

Seriously, the whole point, originally, was that depreciation doesn't
matter.  To simplify the original argument:

Say you buy a film camera for $700 and pay ongoing film and development
costs of $350 per year. You also have printing costs of $400 per year.

I buy a digital camera for $700. I pay zero for film and processing, and I
spend $400 on printing costs per year.

My point is, after two years, my camera has paid for itself. Cost $700,
saved $700. No depreciation after that! And after that, I start saving
money. Your camera may still be worth $700, but you continue to pay the
tariff of film and processing costs.

Of course, the numbers are very variable, depending on individual
circumstance. 

--Mike
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