William Robb wrote:

> I rather think that over their lifetime, smokers pay all of
> their health care costs in full, and probably the health care
> costs of a few of the jerks that complain about smoking.

 I've been told my many smokers that that's true.  My attitude is 
that it won't make them feel any better when they're in the hospital.

 Relating to helmets and private health cover, do insurance policies 
have limitations on cover if you're involved in a crash without 
wearing a helmet?

> FWIW, I am a non smoker.

 Same here.

Cheers,


- Dave

http://www.digistar.com/~dmann/ (out of date)
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