Dear Paul

Having leased in the past I can offer a small insight. It is the best thing 
if cash flow is short and you have reached the end of the overdraft. Make 
sure to read ALL of the small print because I found that some of the things 
mentioned in the big print were not in the contract. Finance companies will 
add clauses if you negotiate them.   Shop around because not all finance 
companies calculate with the same adding machine. The gift of the goods at 
the end of the contract is sometimes complex, usually a 5-10% charge is made 
plus VAT. It is possible to end one lease and start another at the same time 
while part exchanging the vehicle or equipment. Look closely at the deal if 
you do to make sure you gain full benefit of the VAT claim.

If you can afford it and are VAT registered use hire purchase instead. 

Bob Croxford



In a message dated 1/6/03 9:34:45 PM, psav  writes:

<< 
I've never leased anything (looking long and hard at the sums, which tend to
make sense...but I'm old fashioned!), but my old man leased some cash
registers once for his business; at the end of the lease the lease company
gave it to him......dunno what the tax position was on this??


paul sav >>

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