The fear and threats made directly and via insinuation are exactly what a recording device is good for. If you decide to sue for harrassment, or file a compalint, there is no more, "Gee, I think Mr. so-and-so misunderstood what I said.", or, "I was never told to not call his/her place of business.", kind of crap. I have a standard .wav file just waiting to be eMailed to anyone who wants to hear the truth. heh-heh...
It is not just debt collectors who are a PITA. I pay my taxes, watch carefully each step I make, and pay a CPA a lot of money to help me stay clear of problems. I still ended up getting a PC based phone recording system just to document any and all conversations with any NY or Federal tax agencies. I have gotten (I am certain intentionally) incomplete and incorrect information a few times too many times. The last episode ran me a tab of $640 of what turned out to be a needless unemployment insurance premium compliance payment. When I later discussed the matter with my CPA (he had been on vacation) I got straightened out, and wanted to re-file my documents with what would have been a zero dollar filing, just like the original filing. The gal I had been dealing with said, "Well, you are the one who filled out and signed the last set of forms. If you think we gave you incorrect information we can accept a revised set of forms. But that triggers an automatic audit." Lying, greedy weasels. When I asked for a copy of their notes I was told I can't have their notes. I can hardly wait for the next round of state sponsored extortion telephone conversations <g>. Someone is going to be getting their head handed to them on a platter by the time I am done with the situation. Those bastards try to nickel and dime a small business owner to death, I guess to help close the $30b deficit NY is facing. I have learned to not trust anyone in the insurance adjustment business, anyone dealing with medical insurance claims, insurance salespersons in general, and especially anyone working for any tax agency. I would like to think all the misinformation I got over the years was out of ignorance, but as of late I believe it is a matter of weasel wording and duck-and-cover. Why did I leave debt collectors out of the list on non-trusted folks? I never had to deal with one. If that day come I am going to be ready with both barrels loaded! Gil > -----Original Message----- > From: [EMAIL PROTECTED] > [mailto:[EMAIL PROTECTED] Behalf Of Pete Theisen > Sent: Tuesday, August 12, 2008 5:48 PM > To: [EMAIL PROTECTED] > Subject: Re: [NF] What's a fair saleman percentage? > > > Michael Madigan wrote: > > A lot of people screen their calls. My collection guy takes partial > > payments. Almost no amount is too small. He has people who owe > > $1500 paying as little as $50 a month. Something is better than > > nothing. At that rate it will take 30 months to pay, but if he has > > 100 people paying that, that's $5000 extra a month in sales. > > Hi Michael! > > I offered partial payments but they insisted on my whole income and > assets as payment, anything less they would take but it would amount to > negative amortization so I didn't bite. Now the Student Loan Nazis are > after me so I have to do something drastic. > > They want my Social Security signed over to them, plus a garnishment of > my wages and full access to any bank accounts. I am looking at something > like three years with no money or assets if they get what they want. How > would I live? What the hell do they care? Diabolical field you are > considering - I don't think you belong in it. > -- > Regards, > > Pete > http://pete-theisen.com/ > > [excessive quoting removed by server] _______________________________________________ Post Messages to: [email protected] Subscription Maintenance: http://leafe.com/mailman/listinfo/profox OT-free version of this list: http://leafe.com/mailman/listinfo/profoxtech Searchable Archive: http://leafe.com/archives/search/profox This message: http://leafe.com/archives/byMID/%(listmsgid)s ** All postings, unless explicitly stated otherwise, are the opinions of the author, and do not constitute legal or medical advice. This statement is added to the messages for those lawyers who are too stupid to see the obvious.
