My insurance was up tomorrow so, with this continuous insurance
malarkey starting to worry me, I finally got around to making some
calls.
I rang 2gether and told them that £100 was the figure I had in mind,
from the discussion here.
They didn't flinch at all and have done the job for £108.16. That's
fully comp including commuting and legal cover (limited mileage). By
my calculations that's 44% of the amount FJ wanted.

I got the impression I could have haggled more but I'm quite chuffed
with that.

Matthew

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