I find this kind of conversation in a way hard to stomach. Not because of a bad 
experience (hopefully I won't) but because I feel, as most owners do, that 
these cars are great & should have value to reflect as such. But as with most 
things bought & sold they are only worth what people are willing to pay. There 
is also a supply & demand situation as well. 
Most people when selling, are usually selling a 'project' & is priced & sold 
through our favorite internet auction site. Very very few excellent/well kept 
examples come up for sale. (seen a saloon go for 2.5k & 2+2 for 3k) So 
insurance agreed valuation teams have little to go on.
I think Andy H has an agreed rebuild value (he'll confirm I'm sure) rather than 
sale type value.
My approach is to just enjoy the car & not worry about value too much. As with 
any hobby you do for enjoyment. You will always spend more than you could every 
get back. Same applies with most classic cars as well.
Mark

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