[FairfieldLife] Re: Orthorexia Nervosa
--- In FairfieldLife@yahoogroups.com, akasha_108 [EMAIL PROTECTED] wrote: I just came across this. Know anyone or groups of people like this? I once drew a cartoon that we included in a newsletter to prospective teachers of residence courses, covering things to look out for and be aware of, should they come up. The cartoon shows a lunchroom, with groups of people sitting together and eating and talking, but one guy is sitting all alone. Two more people are about to sit down with their trays of food, and one is saying to the other, You don't want to sit with him...he's just read a diet book that changed his life. :-) * Orthorexia nervosa o Not an official eating disorder diagnosis, but the concept is useful. The name was coined by Steven Bratman, M.D. to describe a pathological fixation on eating proper or pure or superior food. o People with orthorexia nervosa feel superior to others who eat improper food, which might include non-organic or junk foods and items found in regular grocery stores, as opposed to health food stores. o Orthorexics obsess over what to eat, how much to eat, how to prepare food properly, and where to obtain pure and proper foods. o Eating the right food becomes an important ,or even the primary, focus of life. One's worth or goodness is seen in terms of what one does or does not eat. Personal values, relationships, career goals, and friendships become less important than the quality and timing of what is consumed. o Perhaps related to, or a type of, obsessive-compulsive disorder Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Hmmm.... annaM brahma?
bRhadaaraNyakopaniSat (Brihad-aaraNyaka-upaniSad)
V, 12
Legend ##SF## : saMdhi-vigraha (the previous
SandhiFree)
.h : control character for ITX (ignore)
annaM brahmetyeka Ahus
##SF## annam.h brahma iti eke Ahur.h
tanna tathA
##SF## tad.h na tathA
pUyati vA annamR^ite prANAt
##SF## pUyati vai annam.h R^ite prANAd.h
prANo brahmetyeka Ahus
##SF## prANas.h brahma iti eke Ahur.h
tanna tathA
##SF## tad.h na tathA
shushhyati vai prANa R^ite.annAd
##SF## shushhyati vai praNas.h R^ite annAd.h
ete ha tveva devate
##SF## ete ha tu eva devate
ekadhAbhUyaM bhUtvA
##SF## ekadhAbhUyam.h bhUtvA
paramatAM gachchhatas
##SF## paramatAm.h gachchhataH
taddha smA.a.aha prAtR^idaH pitaram.h
##SF## tad.h dha sma Aha prAtR^idas.h pitaram.h
ki{\m+} svidevaivaM vidushhe sAdhu kuryAm.h
##SF## kim.h svid.h eva evaMvidushhe sAdhu kuryAm.h
kimevAsmA asAdhu kuryAmiti |
##SF## kim.h eva asmai asAdhu kuryAm.h iti
sa ha smAha pANinA
##SF## sa ha sma Aha pANinA
mA
##SF## mA
prAtR^ida
##SF## prAtR^ida
kastvenayorekadhAbhUyaM bhUtvA paramatAM gachchhatIti |
##SF## kas.h tu enayos.h ekadhAbhUyam.h bhUtvA paramatAm.h
gachchhati iti
tasmA u haitaduvAcha
##SF## tasmai u ha etad.h uvAcha
vIty
##SF## vi iti
annaM vai vi
##SF## annam.h vai vi
anne hImAni sarvANi bhUtAni vishhTAni |
##SF## anne hi imAni sarvANi bhUtAni vishhTAni
ramiti
##SF## ram.h iti
prANo vai raM
##SF## prANas.h vai ram.h
prANe hImAni sarvANi bhUtAni ramante |
##SF## prANe hi imAni sarvANi bhUtAni ratAni ramante
sarvANi ha vA asmin.h bhUtAni vishanti
##SF## sarvANi ha vai asmin bhUtAni vishanti
sarvANi bhUtAni ramante
##SF## sarvANi bhUtAni ramante
ya evaM veda || 12 || iti dvaadashaM braahmaNam.h ||
##SF## yas.h evam.h veda
TWELFTH BRÂHMANA.
1. Some say that food is Brahman, but this is not so, for food decays
without life (prâna). Others say that life (prâna) is Brahman, but
this is not so, for life dries up without food. Then these two
deities (food and life), when they have become one, reach that
highest state (i. e. are Brahman). Thereupon Prâtrida said to his
father: 'Shall I be able to do any good to one who knows this, or
shall I be able to do him any harm 4?' The father said to him,
beckoning with his hand: 'Not so, O Prâtrida; for who could reach the
highest state, if he has only got to the oneness of these two?' He
then said to him: 'Vi;
verily, food is Vi, for all these beings rest (vishtâni) on food.' He
then said: 'Ram; verily, life is Ram, for all these beings delight
(ramante) in life. All beings rest on him, all beings delight in him
who knows this.'
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[FairfieldLife] Re: Cream 2005
--- In FairfieldLife@yahoogroups.com, jonesmak45 [EMAIL PROTECTED] wrote: We were at the Tuesday night performance at RAH and it was fntastic! We couldn't believe we were actually sitting there taking it all in...had great seats 20th row from the stage, but then every seat is good since it only holds 5,000. They sounded so great and to be with 5,000 others on the same groove.well, you know! Cool! Did Peter Ginger Baker play TOAD? Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: Cream 2005
--- In FairfieldLife@yahoogroups.com, cardemaister [EMAIL PROTECTED] wrote: --- In FairfieldLife@yahoogroups.com, jonesmak45 [EMAIL PROTECTED] wrote: We were at the Tuesday night performance at RAH and it was fntastic! We couldn't believe we were actually sitting there taking it all in...had great seats 20th row from the stage, but then every seat is good since it only holds 5,000. They sounded so great and to be with 5,000 others on the same groove.well, you know! Cool! Did Peter Ginger Baker play TOAD? And did Clapton actually play interesting solos, or just sleepwalk through the performance? I ask not to be unkind to Clapton, who is a tremendous guitarist, but because he's kinda famous for phoning in his live performances. One would hope that the unique nature of the concert brought out the best in him. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Just when you think that 'TM science' is silly...
...you learn that it fits right in with the rest of science: http://news.bbc.co.uk/2/hi/science/nature/431.stm Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Cloned Food Coming Soon
They slipped another one by us... http://www.bradenton.com/mld/bradenton/business/12837825.htm Despite consumer jitters, cloned food coming soon PAUL ELIAS Associated Press ROUND TOP, Texas - About 80 miles east of Austin, out where the fire ants bite and men still doff their baseball hats when greeting women, 20 cows pregnant with calves cloned by ViaGen Inc. have just arrived. Stampeding down a chute from a tractor trailer, the cattle join a menagerie of cloned pigs and cows that include Elvis and Priscilla, calves cloned from cells scraped from sides of high-quality beef hanging in a slaughterhouse. The cloning of barnyard animals has become so commonplace and mechanized that ViaGen says it's more than ready to efficiently produce juicier steaks and tastier chops through cloning. It now looks like federal regulators will endorse the company's plan to bring cloned animal products to America's dinner tables. No law prevents cloned food, but ViaGen has voluntarily withheld its products pending a ruling from the Food and Drug Administration. All that really stands in ViaGen's way, besides a nod from the FDA, are squeamish consumers and skeptical food producers. The FDA is widely expected to soon endorse the findings of a 2002 National Academy of Science report it commissioned that found food products derived from cloned animals do not present a food safety concern. A March survey by the International Food Information Council, an industry trade group, reported that 63 percent of consumers would likely not buy food from cloned animals, even if the FDA determined the products were safe. It's one thing for traditional crops like corn to be engineered to be pest-resistant, and people already eat genetically engineered soy beans in all manner of processed food. But biotech companies run into what bioethicists call the yuck factor when they begin tinkering with animals. That's why ViaGen likens its work to now common reproductive technologies such as in vitro fertilization and artificial insemination. There are no guarantees that the cloned calf Elvis will yield the top highest quality beef - the USDA's prime yield 1 designation - that gave him his life, but it certainly increases the odds he will produce prime meat. As it stands, prime yield 1 ratings come along once every 12,000 cows. ViaGen's founder Scott Davis says knowing which cow is likely to yield premium beef could demand a $250 premium per heifer, a big markup in the notoriously low-margin industry. He said the price of a cloned cow continues to drop and, depending on the order volume, can cost as little as $8,000 per animal. Cloning is at a commercially viable place now, Davis said. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Sir Paul Rides Again
http://www.rollingstone.com/news/story/_/id/7683649 Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: Cream 2005
--- In FairfieldLife@yahoogroups.com, TurquoiseB [EMAIL PROTECTED] wrote: --- In FairfieldLife@yahoogroups.com, cardemaister [EMAIL PROTECTED] wrote: --- In FairfieldLife@yahoogroups.com, jonesmak45 [EMAIL PROTECTED] wrote: We were at the Tuesday night performance at RAH and it was fntastic! We couldn't believe we were actually sitting there taking it all in...had great seats 20th row from the stage, but then every seat is good since it only holds 5,000. They sounded so great and to be with 5,000 others on the same groove.well, you know! Cool! Did Peter Ginger Baker play TOAD? And did Clapton actually play interesting solos, or just sleepwalk through the performance? I ask not to be unkind to Clapton, who is a tremendous guitarist, but because he's kinda famous for phoning in his live performances. One would hope that the unique nature of the concert brought out the best in him. Back in the days of Derek the Dominoes (and the following band, I think) he used to have top flight people in to play his work for him - closely tutored, I am sure. George Terry did this sort of thing. But he was totally upfront about it. The guy had a follow spot, and was credited. Then Clapton would put a dollop of whipped cream on top of Terry's work. Uns. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Another Attack on Organics - Link to Send Email
Bush and agribusiness attempting another attack on the integrity of organic food standards. Send email to your senator via this link: http://www.demaction.org/dia/organizations/oca/campaign.jsp?campaign_KEY=1242 Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] Re: Fwd: Part B Swami G answers Rasa
It doesn't sound like Gangaji to me. The exchange is pretty lame. --- TurquoiseB [EMAIL PROTECTED] wrote: Re my rap earlier about megalomania, and about the need/desire to be special, isn't that what this whole conversation is about? This fellow (I can only assume it's a 'he') wants to be considered special because he has some kind of stigmata. Swami G (who I assume is Gangaji) keeps trying to remind him that liberation is achieved by NOT being special. He freaks out, but keeps coming back for more, because in some weird way, his being knows that its specialness is not making him happy. --- In FairfieldLife@yahoogroups.com, Ron F [EMAIL PROTECTED] wrote: * I think exactly like Jesus, not exactly the way you do. You say this is a lower form of Realization! You cannot refute saying this, you have put it in black and white. This is the threat I am fighting - not against myself as a personality, but something bigger. Please don't push me down to where I am not! G: fight what you want . there has been no threat against you . No you do not think like Christ for Christ would not make false statments against anyone . no one can put you anywhere .. it is only your own mind which is constricted ... * You cannot explain away Jesus and Ramakrishna, while it is much easier to dismiss other saints, lesser knowns, and the living, like myself. G: have not attempted to dismiss any saints .. if you wish to call yourself a saint fine . go for it ... * I am the easiest for you to dispose of. Now look at your attitude toward my Divine Stigmata. God keep me from any sort of ego or pride, as I speak of 'myself.' Even as I say those words, Swami condemns me as being of a lower nature - as one is never allowed to say, 'me' 'my,' 'I' or anything that differentiates or separates. G: as far as the stigmata - show it .. if it is within and not for the world then Shut up about it . for you are using it as a sense of pride.. if it is for the world then Show it .. * But I am certain, Swami, that your bank account is under YOUR name and not open to the public to draw from. G: actually it is under the non-profits heading and no i don't draw a salary from it . but what would a bank account have to do with anything . again you are off on another side avenue that has Nothing to do with anything .. * I am sure that it is YOUR clothes that are hanging in your closet, where others do not walk in and put on. G: actually yes others do put them on . hahahahahaah * And then there is YOUR apartment, G: no --- am living at the ashram and Yes others do come and go here .. it is open for anyone to walk in . * YOUR car and the like. What do YOU say to that? G: it is used to pick up guests at the airport and transporting them wherever they need to go . * There IS NO YOU? Shall we stop playing games here? G: yes it would be nice if you would quit playing games .. AGAIN RASA SEES A BODY -- SHE RELATES TO A FORM TAKING THE FORM TO BE THAT WHICH IS SEPARATE this IS the mind of Duality .. in this Consciousness there is always first and Foremost the Stillness and Unborn Presence of Absolute - the stilled point and from that Shakti or world comes into play dividing the Light into lights sounds colors - experience . the interaction takes place as motion --- sensation - when it ends then again the stilled vastness is all encompassing . the motion is Flow .. within this it is forever Not Two / Not Two When you are tired of playing games then Stop - and Be Still - Let it all fall away . SEE what remains . * Will you stop condemning my spiritual state if I use personal pronouns? G: who has been attempting to condemn whom ? * You have bounced me backward twice because of the Divine Stigmata. The first letter, you asked where is it now, what good has it done to save the masses? (You don't believe in missionary work, so why worry about the masses?) Today you ask me WHERE IS IT? Stigmatists had PHYSICAL WOUNDS, and so, where are mine? G: yes and you have not answered Either of those questions . Why is it here two questions are asked and you give no answer . ? while you have asked and laid out charges and questions and i have answered them all .. * Once again, you so cruelly and awfully contradict yourself. You say that God - who is not physical is That, and you are That. G: yes there is the One Divine Essense of All Being * Then when I speak of a SPIRITUAL METAPHYSICAL UNSEEN reality, you say it has to be physical! If you can't see it with your eyes, it isn't
[FairfieldLife] Re: Fwd: Part B Swami G answers Rasa
--- In FairfieldLife@yahoogroups.com, Peter [EMAIL PROTECTED] wrote: It doesn't sound like Gangaji to me. The exchange is pretty lame. My mistake, I guess. Pretty lame to allow it to go on this long, but if I were to vote for who is the most 'pseudo' in this particular discussion, it sure ain't the Advaitan. :-) --- TurquoiseB [EMAIL PROTECTED] wrote: Re my rap earlier about megalomania, and about the need/desire to be special, isn't that what this whole conversation is about? This fellow (I can only assume it's a 'he') wants to be considered special because he has some kind of stigmata. Swami G (who I assume is Gangaji) keeps trying to remind him that liberation is achieved by NOT being special. He freaks out, but keeps coming back for more, because in some weird way, his being knows that its specialness is not making him happy. --- In FairfieldLife@yahoogroups.com, Ron F [EMAIL PROTECTED] wrote: * I think exactly like Jesus, not exactly the way you do. You say this is a lower form of Realization! You cannot refute saying this, you have put it in black and white. This is the threat I am fighting - not against myself as a personality, but something bigger. Please don't push me down to where I am not! G: fight what you want . there has been no threat against you . No you do not think like Christ for Christ would not make false statments against anyone . no one can put you anywhere .. it is only your own mind which is constricted ... * You cannot explain away Jesus and Ramakrishna, while it is much easier to dismiss other saints, lesser knowns, and the living, like myself. G: have not attempted to dismiss any saints .. if you wish to call yourself a saint fine . go for it ... * I am the easiest for you to dispose of. Now look at your attitude toward my Divine Stigmata. God keep me from any sort of ego or pride, as I speak of 'myself.' Even as I say those words, Swami condemns me as being of a lower nature - as one is never allowed to say, 'me' 'my,' 'I' or anything that differentiates or separates. G: as far as the stigmata - show it .. if it is within and not for the world then Shut up about it . for you are using it as a sense of pride.. if it is for the world then Show it .. * But I am certain, Swami, that your bank account is under YOUR name and not open to the public to draw from. G: actually it is under the non-profits heading and no i don't draw a salary from it . but what would a bank account have to do with anything . again you are off on another side avenue that has Nothing to do with anything .. * I am sure that it is YOUR clothes that are hanging in your closet, where others do not walk in and put on. G: actually yes others do put them on . hahahahahaah * And then there is YOUR apartment, G: no --- am living at the ashram and Yes others do come and go here .. it is open for anyone to walk in . * YOUR car and the like. What do YOU say to that? G: it is used to pick up guests at the airport and transporting them wherever they need to go . * There IS NO YOU? Shall we stop playing games here? G: yes it would be nice if you would quit playing games .. AGAIN RASA SEES A BODY -- SHE RELATES TO A FORM TAKING THE FORM TO BE THAT WHICH IS SEPARATE this IS the mind of Duality .. in this Consciousness there is always first and Foremost the Stillness and Unborn Presence of Absolute - the stilled point and from that Shakti or world comes into play dividing the Light into lights sounds colors - experience . the interaction takes place as motion --- sensation - when it ends then again the stilled vastness is all encompassing . the motion is Flow .. within this it is forever Not Two / Not Two When you are tired of playing games then Stop - and Be Still - Let it all fall away . SEE what remains . * Will you stop condemning my spiritual state if I use personal pronouns? G: who has been attempting to condemn whom ? * You have bounced me backward twice because of the Divine Stigmata. The first letter, you asked where is it now, what good has it done to save the masses? (You don't believe in missionary work, so why worry about the masses?) Today you ask me WHERE IS IT? Stigmatists had PHYSICAL WOUNDS, and so, where are mine? G: yes and you have not answered Either of those questions . Why is it here two questions are asked and you give no answer . ? while you have asked and laid
[FairfieldLife] The Housing Bubble Beginning to Burst?
--- October 08, 2005 Asking prices drop by nearly 15% in 16 suburban Boston towns Price_reducedHomeowners in Greater Boston and elsewhere continue to expect big real estate gains despite a stunning revelation this week: asking prices in 16 MetroWest towns have dropped by nearly 15 percent since August, according to MLS statistics. All good things come to an end, economist and housing guru Karl Case told real estate reporter, Sue Brickman of the Weston Town Crier. Commenting on a spreading inventory problem and a sea change on the demand side which we have been expecting for a long time, Case predicted that prices are going to fall back to a justifiable level, because people are running out of gas (interest). Noting that current price reductions will not show up in industry statistics for some time, Case was guarded -- but cautious -- in his assessment of the market: We'll see some softness for a while, but I don't see a collapse. But I say that not with a hell of a lot of conviction. Last year at this time, a survey by Case and his partner, Robert Shiller of irrational exuberance fame, revealed that home owners in Boston, Milwaukee, San Francisco and California's Orange County were counting on double-digit growth EACH YEAR for the next ten years. Despite mounting evidence of a housing bubble, homeowners remain overwhelmingly confident about continued appreciation. According to the Daily News Transcript, another suburban newspaper in Boston, an online survey of 1,001 consumers conducted by RBC Capital Markets revealed that: 1. 60 percent of homeowners expect the value of their homes to increase by at least 5 percent annually during the next several years; 2. 24 percent of respondents said they expect annualized gains of 10 percent or more over the next few years; and 3. About 3 percent of respondents said they expect their home values to decline over the next few years. That optimism is starkly out of line with short-term price changes and long-term home buying plans which recently plunged to their lowest point in a decade. Local listing agents say sellers need to adjust their thinking and profit margins to attract buyers. What's your take? Is that enough to break the stalemate in the market; or if you buy now, are you setting yourself up for a heartbreaking loss of value in coming years? Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
Home prices top out? Cost of new houses levels off in area after meteoric rise By Andrew LePage -- Bee Staff Writer Published 2:15 am PDT Friday, October 7, 2005 Story appeared on Page A1 of The Bee Price appreciation for new homes in the Sacramento area has slowed to a crawl, with more builders tempering or skipping price increases and offering greater incentives to attract buyers. The median price of a new home sold in the capital region was $459,990 in the third quarter, unchanged from the previous quarter and up 3.4 percent from one year ago, according to the Gregory Group, a Folsom-based market research firm. For the same July-September period last year, the new home median shot up 23 percent for Sacramento, Placer, El Dorado, Yolo, Yuba and Sutter counties. In general the market is responding like it should, based on what's happened with price increases the last couple of years, said analyst Greg Paquin, who heads the Gregory Group. If we kept going at the same (appreciation) rate we would have been in trouble. We couldn't have sustained it, and we would have fallen off the proverbial cliff. Sales incentives and a surge in lower-priced condos and homes on small lots helped push overall third-quarter sales up 4.5 percent, but sales so far this year are down 7.5 percent. The lost steam in the new home market is the latest in a string of signs that the region's seven-year housing boom is winding down to a more normal pace of sales and appreciation. For example, sales of existing homes fell 7 percent in August and the number of resale homes on the market roughly doubled compared with a year ago. Paquin's forecast calls for the median sale price of a new home in the capital region to rise 1 percent to 5 percent annually for the next two to three years as job and income growth catch up to home prices. That forecast could include a dip in prices at some projects, especially those with homes priced over $600,000. Some economists and housing analysts view Sacramento homes as overpriced and vulnerable to significant price declines in the event of an economic shock, such as an interest rate spike. But most predict a soft landing for the market, meaning mild price declines, if any, as long as the national economy stays out of recession and local job growth continues. The outlook for the (Sacramento) region over the next five to 10 years is very bright, in my opinion; so consequently the outlook for the number of homes sold and the prices for those homes is very good, said economist Matt Newman, who tracks the Sacramento market for the Stanford Institute for Economic Policy Research. But because interest rates are rising and prices are already so high, I don't think you'll see a lot of price appreciation over the next few years. Today's new home market bears little resemblance to the frantic one of the last few years when buyers waited in lines overnight, entered lotteries and put their names on long waiting lists for a shot at buying a home. Now most builders are offering incentives worth $1,000 to $50,000 as they work to sell a growing number of houses that are under construction without a buyer lined up. In the last year the number of homes available for sale - including bare lots and homes under construction but not yet completed - has jumped 89 percent, to 2,303 in the third quarter, the Gregory Group reports. Often a buyer has backed out or the builder has forced someone out of a deal. Such cancellations have roughly doubled in the past year, to about 28 percent of all sales in the third quarter. Builders say they are ferreting out more investors. At the same time, more buyers are getting cold feet or simply failing to obtain financing. I wouldn't say it's totally a buyers' market, said Jack Hood, president of Centex Homes' local division. But it's getting to be more of an equilibrium between buyer and seller. If they can find a house that's nearing completion they can probably negotiate a better deal. Many shoppers realize the market is turning in their favor. It looks like it's a buyers' market right now, said Joe Gilmette as he toured a model home one recent afternoon at the burgeoning Anatolia community off Sunrise Boulevard in Rancho Cordova. There are a ton of homes on the market and maybe there will be some room to negotiate. I can make a good decision and not feel pressured. Gilmette, who works in law enforcement, noted that six months ago all of the builders had waiting lists and all of the lots were gone. The number of new homes sold in the six-county region fell 12 percent in the third quarter compared with the second quarter - a seasonal dip also seen in previous years. Hood, the Centex president, said builders have caused much of the market's slowdown by preventing investors from buying. Investors hoping to flip homes for a quick profit compete with builders for sales. And investors buying homes to rent out perturb neighbors who resent For Rent signs in their new
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
Prices in London fell by 0.1 per cent in September, according to the latest report from Hometrack... London The average house price in London now stands at £261,000, down from £274,200 in July 2004, an annual decline of -4.6 per cent. Out of all 33 London boroughs, only six saw house price rises, 18 remained static and nine recorded falls. The best results were seen in Hounslow (0.5 per cent), Tower Hamlets (0.5 per cent) and City of London (0.3 per cent). The worst performers in September were Enfield (-1.4 per cent), Southwark (-0.6 per cent), Redbridge (-0.5 per cent) and harrow (-0.5 per cent). Sales, Supply and Demand Activity levels (the number of sales agreed) were up over the month, however, rising by 5.9 per cent (4.3 per cent in August) but with the number of properties listed falling by 2.5 per cent and the number of buyers decreasing by 2.5 per cent, supply continues to outweigh demand meaning that further house price falls are likely, says Hometrack. There was a slight dip in sales price as a percentage of asking price to 93.4 per cent compared to 93.6 per cent in August's report, an indication that it remains a buyers' market with vendors being forced to accept lower offers to secure a sale. The length of time taken to sell a property dropped slightly from 6.4 weeks in August to 6.3 weeks, and the number of viewings per sale was down from 14.4 in August to 14 in September, both indicating that properties are not sticking on the market for as long, according to Hometrack. Gradual Downward Trend Commenting on the report, John Wriglesworth, Hometrack's housing economist, says: House prices have continued along their gradual downward trend this month, falling by a further 0.1 per cent. London has been hit hard by house price deflation although there are no signs of an imminent crash. If activity continues to increase, and buyers come back to the market in force then prices should eventually continue their upward trend. However, while supply continues to exceed demand house prices will fall. House prices in the capital are still well above the national average, making it difficult for first time buyers to get on the first step of the property ladder. Although incomes are rising and mortgage lenders are relaxing their lending criteria, confidence is still low. A further rate cut is needed to help boost confidence across the capital. Our London house price forecast for 2005 remains at -five per cent. === Home prices top out? Cost of new houses levels off in area after meteoric rise By Andrew LePage -- Bee Staff Writer Published 2:15 am PDT Friday, October 7, 2005 Story appeared on Page A1 of The Bee Price appreciation for new homes in the Sacramento area has slowed to a crawl, with more builders tempering or skipping price increases and offering greater incentives to attract buyers. The median price of a new home sold in the capital region was $459,990 in the third quarter, unchanged from the previous quarter and up 3.4 percent from one year ago, according to the Gregory Group, a Folsom-based market research firm. = --- October 08, 2005 Asking prices drop by nearly 15% in 16 suburban Boston towns Price_reducedHomeowners in Greater Boston and elsewhere continue to expect big real estate gains despite a stunning revelation this week: asking prices in 16 MetroWest towns have dropped by nearly 15 percent since August, according to MLS statistics. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
Manhattan home prices drop A report shows luxury apartments took hit in third quarter amid lower sales activity October 4, 2005: 8:11 AM EDT Latest home prices for 149 markets Refinance Rates Hit Record Lows NEW YORK (CNN/Money) - Homes in Gotham got a little more affordable in the third quarter...or rather, prices dropped, but they still remained in nosebleed territory for most people. The price declines followed two consecutive record quarters in which real-estate prices saw gains of at least 10 percent. In its third-quarter Manhattan Market Overview report released Tuesday, Prudential Douglas Elliman attributed the price declines to a number of factors, including a modest uptick in mortgage rates, concern over the economic impact of Hurricanes Katrina and Rita, and a spike in gas prices. Luxury-home prices (condos and co-ops combined) were hit hardest, according to the report. The average sales price of a luxury home sank 26 percent, to $3.8 million, from $5.2 million in the second quarter. It also was 7 percent below the average price of $4.1 million from a year earlier. The median price of luxury homes meaning the price above which half of all luxury home sold -- also dropped, falling to $3.1 million from $3.8 million in the second quarter. A year ago, the median price was $3.2 million. Meanwhile, the average sales price for all types of Manhattan homes combined fell nearly 13 percent to $1.1 million from a record $1.3 million in the second quarter. Still, that was 10 percent higher than a year ago. The median sales price also fell, by 3.2 percent to $750,000. But it was still 25 percent higher than the median price of $600,000 a year ago. There were, however, price increases for smaller apartments. The average price for studios rose nearly 13 percent, to $428,831, while the average price for one-bedrooms rose nearly 10 percent to $687,744. Drilling down, prices for condos and co-ops both fell. Most notable: the average price of a co-op fell below the $1 million threshold, which it crossed for the first time in the second quarter. Sales activity overall declined. The number of units sold fell 8.4 percent, to 1,997, from 2,181 in the second quarter. And the average size of apartments sold fell 14 percent to 1,169 square feet. That's due in large part to the fact that there was an increase in sales activity for studios and 1-bedroom apartments, while demand declined for larger apartments. Not everything was down in the third quarter, however. The average price per square foot rose 1.4 percent, to $984, compared with the second quarter and it was up 22.5 percent from the year-ago price. Also higher was the amount of time it took to sell a property: 133 days versus 102 in the second quarter. = Prices in London fell by 0.1 per cent in September, according to the latest report from Hometrack... London The average house price in London now stands at £261,000, down from £274,200 in July 2004, an annual decline of -4.6 per cent. Out of all 33 London boroughs, only six saw house price rises, 18 remained static and nine recorded falls. The best results were seen in Hounslow (0.5 per cent), Tower Hamlets (0.5 per cent) and City of London (0.3 per cent). === Home prices top out? Cost of new houses levels off in area after meteoric rise By Andrew LePage -- Bee Staff Writer Published 2:15 am PDT Friday, October 7, 2005 Story appeared on Page A1 of The Bee Price appreciation for new homes in the Sacramento area has slowed to a crawl, with more builders tempering or skipping price increases and offering greater incentives to attract buyers. The median price of a new home sold in the capital region was $459,990 in the third quarter, unchanged from the previous quarter and up 3.4 percent from one year ago, according to the Gregory Group, a Folsom-based market research firm. = --- October 08, 2005 Asking prices drop by nearly 15% in 16 suburban Boston towns Price_reducedHomeowners in Greater Boston and elsewhere continue to expect big real estate gains despite a stunning revelation this week: asking prices in 16 MetroWest towns have dropped by nearly 15 percent since August, according to MLS statistics. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to:
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
San Diego Housing Bubble Pops Tuesday, October 04, 2005 Option Arm mortgages now account for over 75% of all mortgage originations for the month of September. I have never seen anything like this before. I attended two mortgage conventions this month and every broker I talked to said they were experiencing the same thing. Add fuel to the fire because the San Diego housing bubble has finally popped and I am sure much of the rest of the country will soon follow. The damage will be the worst disaster in recent U.S. history. The fixed rate refinance boom has transformed into the Option ARM refinance boom. This is the negative amortization loan that your monthly payment is based on a 1% loan for 40 years for the first 3 to 5 years and then it recasts at normal adjustable rates. This allows someone to purchase a $700,000 home with $35,000 down using a $560,000 first mortgage with a starting payment of $1,415.99 plus an interest only second of $105,000 with a payment of $613.00. Put this together and you can buy a $700,000 home with $35,000 down and a monthly payment of $2,028.99. The same house would rent for around $2,500 a month, so the person buying justifies the purchase. The problem is when this loan recasts in 3 to 5 years, depending on how quickly interest rates rise, the new payment will be around $4,711.26 a month. That's right, the payment jumps from $2,028.99 to $4,711.26 in less than 5 years, and if interest rates rise the payment could be higher! This is justified by I am planning on moving in less than 5 years anyway. This is only the beginning of the problem Then because the house just sold for $700,000, an appraiser uses this house as a comparable on the next door neighbors refinance and this person only owes $250,000 because they bought several years ago when prices were lower. This person decides to tap into this inflated value and due a loan for $350,000 using an Option ARM so he can take out $100,000 to fuel the consumer spending bubble. His payment on his old mortgage was $1,500 per month, but because of this new super duper Option ARM loan he can get his $100,000 cash out and his new payment is only $885 per month. Now he can really blow up consumer spending and even use this extra money to invest in real estate. How about a nice condo in Florida? And the 3 to 5 year recast? (Which will be around $2,200 per month if rates don't rise) He figures he has another $350,000 in equity in his home so he can just keep refinancing every few years and knock his payment back down and don't forget real estate always goes up, so in ten years or so his house will be worth millions and he will probably just cash in and move into his Florida condo anyway. I disagree with all the experts I don't see a soft landing. With all this funny money being pumped into the American consumers pockets, all you can expect to see if a drastic end to consumer spending. If you really think about it, this extra money is fueling a bubble now not just in housing, but everything of value. If people stop buying cars, TVs, appliances, etc. then all those stocks will drop in value and everyone of those companies will cut back on spending and labor which will spiral undemployment out of control, which will cause more deflation. Credit Card accounts will begin defaulting because people won't be able to refinance out of credit card debt and now with the new bankruptcy rules (Effective Oct 15) there is no way out. Additionally, the banks and all these mortgage pools will go bust holding all these underwater loans and a massive government bail out will put everyone including the government into massive debt. Then the government will start the presses and print more money in order to combat deflation, which will cause more deflation because the money will enter the broken banking system instead of the consumers pockets and then we will have a prolonged depression like Japan. Maybe I am crazy, that is just how I see it playing out. Anyway, back to the housing bubble This thing is over in San Diego, September last year we had 67 loans coming from real estate agents, this month we have had 8. I am being told that the buyers have vanished and all that is left is people trying to sell. Some of these sellers are dropping prices by as much as 30% and they are still sitting. Luckily, these Option ARM loans are very profitable and the refinance business continues to boom. I hope all of my fellow mortgage brokers have managed to stash some cash under the mattress. I just sold my last piece of real estate and I am going to watch the storm roll in from the side lines. --- In FairfieldLife@yahoogroups.com, akasha_108 [EMAIL PROTECTED] wrote: Manhattan home prices drop A report shows luxury apartments took hit in third quarter amid lower sales activity October 4, 2005: 8:11 AM EDT Latest home prices for 149 markets Refinance Rates Hit Record Lows NEW YORK (CNN/Money) - Homes in
Re: [FairfieldLife] Re: The Housing Bubble Beginning to Burst?
This is Enron type financial thinking. It always blows-up in the end. --- akasha_108 [EMAIL PROTECTED] wrote: San Diego Housing Bubble Pops Tuesday, October 04, 2005 Option Arm mortgages now account for over 75% of all mortgage originations for the month of September. I have never seen anything like this before. I attended two mortgage conventions this month and every broker I talked to said they were experiencing the same thing. Add fuel to the fire because the San Diego housing bubble has finally popped and I am sure much of the rest of the country will soon follow. The damage will be the worst disaster in recent U.S. history. The fixed rate refinance boom has transformed into the Option ARM refinance boom. This is the negative amortization loan that your monthly payment is based on a 1% loan for 40 years for the first 3 to 5 years and then it recasts at normal adjustable rates. This allows someone to purchase a $700,000 home with $35,000 down using a $560,000 first mortgage with a starting payment of $1,415.99 plus an interest only second of $105,000 with a payment of $613.00. Put this together and you can buy a $700,000 home with $35,000 down and a monthly payment of $2,028.99. The same house would rent for around $2,500 a month, so the person buying justifies the purchase. The problem is when this loan recasts in 3 to 5 years, depending on how quickly interest rates rise, the new payment will be around $4,711.26 a month. That's right, the payment jumps from $2,028.99 to $4,711.26 in less than 5 years, and if interest rates rise the payment could be higher! This is justified by I am planning on moving in less than 5 years anyway. This is only the beginning of the problem Then because the house just sold for $700,000, an appraiser uses this house as a comparable on the next door neighbors refinance and this person only owes $250,000 because they bought several years ago when prices were lower. This person decides to tap into this inflated value and due a loan for $350,000 using an Option ARM so he can take out $100,000 to fuel the consumer spending bubble. His payment on his old mortgage was $1,500 per month, but because of this new super duper Option ARM loan he can get his $100,000 cash out and his new payment is only $885 per month. Now he can really blow up consumer spending and even use this extra money to invest in real estate. How about a nice condo in Florida? And the 3 to 5 year recast? (Which will be around $2,200 per month if rates don't rise) He figures he has another $350,000 in equity in his home so he can just keep refinancing every few years and knock his payment back down and don't forget real estate always goes up, so in ten years or so his house will be worth millions and he will probably just cash in and move into his Florida condo anyway. I disagree with all the experts I don't see a soft landing. With all this funny money being pumped into the American consumers pockets, all you can expect to see if a drastic end to consumer spending. If you really think about it, this extra money is fueling a bubble now not just in housing, but everything of value. If people stop buying cars, TVs, appliances, etc. then all those stocks will drop in value and everyone of those companies will cut back on spending and labor which will spiral undemployment out of control, which will cause more deflation. Credit Card accounts will begin defaulting because people won't be able to refinance out of credit card debt and now with the new bankruptcy rules (Effective Oct 15) there is no way out. Additionally, the banks and all these mortgage pools will go bust holding all these underwater loans and a massive government bail out will put everyone including the government into massive debt. Then the government will start the presses and print more money in order to combat deflation, which will cause more deflation because the money will enter the broken banking system instead of the consumers pockets and then we will have a prolonged depression like Japan. Maybe I am crazy, that is just how I see it playing out. Anyway, back to the housing bubble This thing is over in San Diego, September last year we had 67 loans coming from real estate agents, this month we have had 8. I am being told that the buyers have vanished and all that is left is people trying to sell. Some of these sellers are dropping prices by as much as 30% and they are still sitting. Luckily, these Option ARM loans are very profitable and the refinance business continues to boom. I hope all of my fellow mortgage brokers have managed to stash some cash under the mattress. I just sold my last piece of real estate and I am going to watch the storm roll in from the side lines. --- In FairfieldLife@yahoogroups.com, akasha_108 [EMAIL PROTECTED] wrote:
[FairfieldLife] Academia Embraces Spooky Studies
Academia Embraces Spooky Studies By Randy Dotinga Story location: http://www.wired.com/news/medtech/0,1286,69086,00.html 02:00 AM Oct. 11, 2005 PT At the University of Arizona, a psychology laboratory devotes its time to investigating dynamic info-energy systems and a survival of consciousness hypothesis. University of Virginia cardiologists have been studying whether heart patients enter transcendental environments in the operating room. Meanwhile, a psychiatrist colleague compiles records of alleged transmigration events from around the world. Translation? At two of America's best universities, professors and doctors are studying the existence of the soul, near-death experiences and reincarnation. Sure, plenty of scientists throughout history tried to uncover the mystery of life after death, from Aristotle to Thomas Edison, who took time off from activities like electrocuting an elephant to contemplate a megaphone for the dead. But current-day afterlife research? At accredited institutions of higher learning? Who knew? Science journalist Mary Roach, author of the new book Spook: Science Tackles the Afterlife, said that institutions are looking at the debate over the existence of the afterlife and declaring, 'We can study it, we can apply principles of peer-reviewed research, we can do it.' People say, 'Yes, we can figure it out.' Roach is a natural-born skeptic based in Oakland, California. She became interested in soul science while writing her best-selling 2003 book, Stiff: The Curious Lives of Human Cadavers, in which she briefly touched on the bizarre story of Dr. Duncan MacDougall, the New England doctor whose findings were immortalized in the title of the 2003 Benicio del Toro movie 21 Grams. MacDougall assumed the soul has mass, and figured he could measure it by putting a dying consumption patient on a scale. At death, the weight of the soul would presumably leave the dearly departed's body; in one experiment on a dying man, 21 grams seemed to vanish, joining the patient's dignity in the ether somewhere. Roach loved this turn-of-the-century example of American can-do spirit, even though MacDougall's work was discredited and he's now known as a bit of a nutball. So Roach set out to chronicle the history of afterlife research and the related field of afterlife-research debunking. Among other things, she made forays into topics like vaginally extruded ectoplasm (don't ask) and how infrasound might explain ghostly visions. Nowadays, the study of the afterlife is a fringe subject in academia, Roach said. There's very little of it going on, she said. It's hard to get funding for legitimate research these days, and you can imagine (the struggle for) something as seemingly frivolous as parapsychology. Even so, your taxpayer dollars -- and a private grant or two -- are supporting paranormal studies. There are people who think it's outrageous that money is being spent on such a stupid topic, and others that feel like it's an important question that medicine or psychology should address, Roach said. At the University of Arizona, for example, researchers at the innocuously named Human Energy Systems Laboratory -- with a total annual budget of about $500,000 -- have been busy asking psychics to pose questions to dead people. One subject was Allison DuBois, who inspired the NBC show Medium. The center is also looking into topics like energy healing and non-contact therapeutic touch. Our work is in three areas: The first is really controversial, the second is very controversial and the third is super controversial, said psychology professor Gary Schwartz, the center's director. In that third category is Schwartz's new medium-by-e-mail project, which is now recruiting psychics. Researchers will talk to relatives of the dead and then e-mail questions about the deceased to mediums. According to Schwartz, the mediums won't know any details about the dead person other than his or her name. (Perhaps the world of the dead has its own handy 411 service?) Researchers will then compare the medium's answers to those provided by the same medium to questions about another deceased person. For example, a medium might get e-mailed questions from Jim about his dead wife Abigail and from David about his dead wife Victoria. The questions, according to Schwartz, will be along the lines of, What did Abigail look like? and What did Abigail die of? If Jim looks at the two sets of answers -- without knowing who's who -- and picks those about his wife, that will be a sign that the medium may be onto something, especially if similar experiments beat the odds. The University of Virginia's Division of Personality Studies is another hotbed of afterlife inquiry. It's home to both near-death studies (why do people have visions on the operating table?) and a researcher who compiles reports of children who talk about their past lives. Have these researchers actually found anything to suggest the existence of a soul or
[FairfieldLife] For the Love of Bush
from Dr. Robert Svoboda's blog.September 17. 2005Visiting Ram Dass at his Maui home I noticed that (as had been rumored) he does keep a photo of George W. Bush on his altar. That photo reminded me, as it does him, that it is essential for all of us to pray that the current "world's most powerful man" will be guided to make the best decisions possible. In fact, it behooves all of us to strive mightily to entreat the Celestial Powers-that-Be to render astute our head of state.Perhaps it would be too much to request Providence to encourage those of our "leaders" who actively identify themselves as Christians to actively follow the path that Christ laid out for his disciples, e.g. to sell all that they have and give the proceeds to the poor, to turn the other cheek at every slight, and the like. Jesus advised us not to judge, lest we be judged, and being myself no paragon of Christ-like virtues I have no business judging anyone (even W). Of course, I also try to keep my personal beliefs private, rather than trying to drag Jesus into politics the way many of these "leaders" do; and this current politicization of Christ (a problem which has dogged Christianity almost since its inception) does I believe warrant comment.For example, how can one simultaneously claim to follow the Golden Rule ("do unto others as you would have them do unto you") and also actively promote the doctrine of "preemptive war" ("do unto others BEFORE they do unto you")?Or, consider the words of Jesus as reported in Matthew 5:43-44:"Ye have heard that it has been said, thou shalt love thy neighbor, and hate thine enemy. But I say unto you, love your enemies, bless them that curse you, do good to them that hate you, and pray for them which despitefully use you, and persecute you."I freely admit that, as of yet, I have been unable to love all my enemies, and to do good to each of those who mean to do ill to me. I have however found it immensely worthwhile to set these principles as my goals, and try to live up to these high standards that Jesus instructed us to attempt to meet-norms that make it injudicious for anyone (even W) to condemn anyone else (even W).Which forces me to ask the question of why, when we have been thus unmistakably directed to love our enemies, is so much hate being so publicly directed toward those who are currently our enemies? (Setting aside for the moment the issue of, if Osama Saddam were so clearly evil, what caused us to support them as "allies" for so long.) If we pray for our foes, why have we not yet had a national day of prayer with an Osama focus? Why before Saddam was overthrown was he routinely demonized, rather than "loved" and "blessed"? Why is the "do good to them that hate you" option never even hinted at by the "Beltway born-again" in the context of fundamentalist Islam? Shouldn't such a clear directive receive at least a public hearing among "public Christians," if only to offer counterpoints to the Muslim-baiting agitprop that has become so popular? Couldn't this option also present a positive Christian perspective that would be as comprehensive in its compassion as the ultra-sectarian Muslim world-view is comprehensive in its detestation of all non-Muslims?
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[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
--- In FairfieldLife@yahoogroups.com, Peter [EMAIL PROTECTED] wrote: This is Enron type financial thinking. It always blows-up in the end. These Option ARMS are just aggressive leveraging and laxing of credit standards. Enabled by lenders. All quite legal and transparent. Though quite imprudent IMO, as housing price appreciation expectations begin to diminish and turn negative. But no one is conning anyone. What CFO Fastau did, with CEO Skilling nodding, at Enron was a series of complex misleading, corrupt, illegal con transactions. These and Option ARMS are not really at all in the same ballpark. An intersting book that goes into the complexity and manipulative nature of the transacions is: http://www.amazon.com/exec/obidos/tg/detail/-/0767911784/103-0654142-0704622?v=glance Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: For the Love of Bush
--- In FairfieldLife@yahoogroups.com, Vaj [EMAIL PROTECTED] wrote: from Dr. Robert Svoboda's blog. snip If we pray for our foes, why have we not yet had a national day of prayer with an Osama focus? I love the idea, but it's a kind of catch-22. For the U.S. to hold a widely publicized national day of prayer for Osama would be the worst thing we could possibly do to him--and in that sense, it would be distinctly *un*-Christian. Otherwise, good piece. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: For the Love of Bush
Whats his blog web address? --- In FairfieldLife@yahoogroups.com, Vaj [EMAIL PROTECTED] wrote: from Dr. Robert Svoboda's blog. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] Re: For the Love of Bush
http://drsvoboda.com/On Oct 11, 2005, at 3:18 PM, akasha_108 wrote:Whats his blog web address? --- In FairfieldLife@yahoogroups.com, Vaj [EMAIL PROTECTED] wrote: from Dr. Robert Svoboda's blog. To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' SPONSORED LINKS Maharishi mahesh yogi Ramana maharshi YAHOO! GROUPS LINKS Visit your group "FairfieldLife" on the web. To unsubscribe from this group, send an email to:[EMAIL PROTECTED] Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service.
Re: [FairfieldLife] Actions of the Enlightened
Vaj wrote: On Oct 10, 2005, at 1:04 PM, anonymousff wrote: FWIW, in numerous lectures at the first Mallorca TTC, Jan-June, 1971, Maharishi told us (many times) that we should get rid of as many bad habits as possible before CC because they wouldn't go away just because we were enlightened. He said clearly we take our bad habits with us. This speaks volumes to me now, close to 35 years later, when we are all (or at least many) finally realizing that appearing to be saintly-whether strictly the *look* of saintliness, the pretty words of enlightenment from a real saint or a poseur-may be nothing but the Emperor's new new clothes. Interesting point. It's different though as we approach Unity and the extinction of all phenomenon. There's actually a yogic saying on this which states Ascend with Conduct, Descend with the View. In other words, as your consciousness begins to assume the POV of Unity and begins to exhaust all it's karma, one's conduct--in terms of the karmic imprints one makes and the quality of ones actions--must be exemplary--so the conduct must rise. If you can do that, you will exhaust all karmic potentials. I guess if you are on a right hand path. It's irrelevant in the left hand path. However generally most left hand practitioners are good people so there is no problem. As a matter of fact you won't be given the instruction unless you are perceived as a good person but there is not a list of rules to follow. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] www.drsvoboda.com
Title: www.drsvoboda.com Cultivating Prana Robert E. Svoboda Whoever you may be, and wherever you may live, you live your life well when you live it at the right rate. Plow your way through life and life will wear you out; poke your way along and your life will grind to a halt. Find a pace that suits you, though, and amble along it accordingly, and your world will spontaneously level a path for you. Life requires of each of us a judicious stride, a step that causes every particle of our being to reverberate with rapport. Some of us find our stride without much effort; a few of us are even born ready to canter. But lots of us stumble along from day to day like we had two left feet, trying in vain to intellectualize our way through life when what all that life asks of us is that we let our prana do our walking forus. Prana is the energy that drives life, the power that animates the body, enlivens the mind, spurs the soul. Prana is life's inspiration, its foundation, its tenacity; it is the sure hand on the tiller, the wise voice of good counsel, the urge to health and harmony that craves to turn our bodies into havens where we can take shelter from the storms of the hectic modern world. Prana is at work at every instant in every cell of every living organism, seeking ever to deliver us from disease and confirm us in health, but only in those few people who are genetically fated to be healthy does prana automatically regulate its momentum. The rest of us must learn how to cultivate our prana. Pranayama, the "control" or "regulation" of prana, is a central principle of many of the varieties of yoga that ancient India produced. Good prana management is essential for those who seek to follow the path of Ashtanga Yoga, the "eight-limbed" yoga of personal development that the ancient seer Patanjali systematized. Patanjali, who taught that "yoga is restraint of the fluctuations of the mind" (yogas chitta vritti nirodhah), sought to restrain those fluctuations by restraining the breath, which can when performed with care cultivate prana admirably. Unfortunately, ever since Patanjali many unwary students and teachers of yoga have equated pranayama with prolonged, forcible holding of the breath, which can actually ruin the body. Wise pranayama begins with observation. When moving your body, how often do you ponder what causes your body to move? When exercising, do you exercise your muscles alone, or also the force that drives them? Do you limit yourself to the physical posture when you perform an asana, or do you perform it energetically as well? A good first step to effective prana stewardship is to alert yourself to your energy posture, your habits of holding and utilizing your energy. Understand your natural affinity with prana and you gain insight into which method of prana cultivation will work most efficiently and effortlessly for you. Sound prana handling is methodical, and the rishis, India's seers who spent their long lives poring over the many facets of the paradox that is life, proposed an variety of methods to encourage prana to adopt an suitable pace. They advised at the outset that we use the principles of Ayurveda, India's life-science, to balance vata, pitta and kapha, the three energy strategies of embodied beings. These Three Doshas encourage ailments when they are permitted to struggle with one another, and work to support the organism when taught to cooperate. When the Three Doshas strive toward amity they serve to strengthen agni, or tejas, the fire of transformation that permits us to feed and nourish ourselves. Strong fire digests cleanly the prana that we consume through our breath and through our food, and strong agni and prana facilitate the development of ojas, the pure "juice" that makes living worthwhile by cementing together body, mind and spirit and fueling immunity from illness. Strong tejas and ojas in a body provide prana a good seat (asana) there. Well-seated prana provides us the visceral resolve we need to perform our every action
[FairfieldLife] musicyahoo.com
musicyahoo.com This is the future of the music listening experience for only $5.00 a month--over a million songs. I tried it and it's great! Mark To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' SPONSORED LINKS Maharishi mahesh yogi Ramana maharshi YAHOO! GROUPS LINKS Visit your group "FairfieldLife" on the web. To unsubscribe from this group, send an email to:[EMAIL PROTECTED] Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service.
Re: [FairfieldLife] For the Love of Bush
Vaj wrote: from Dr. Robert Svoboda's blog. September 17. 2005 Visiting Ram Dass at his Maui home I noticed that (as had been rumored) he does keep a photo of George W. Bush on his altar. That photo reminded me, as it does him, that it is essential for all of us to pray that the current world's most powerful man will be guided to make the best decisions possible. In fact, it behooves all of us to strive mightily to entreat the Celestial Powers-that-Be to render astute our head of state. Perhaps it would be too much to request Providence to encourage those of our leaders who actively identify themselves as Christians to actively follow the path that Christ laid out for his disciples, e.g. to sell all that they have and give the proceeds to the poor, to turn the other cheek at every slight, and the like. Jesus advised us not to judge, lest we be judged, and being myself no paragon of Christ- like virtues I have no business judging anyone (even W). Of course, I also try to keep my personal beliefs private, rather than trying to drag Jesus into politics the way many of these leaders do; and this current politicization of Christ (a problem which has dogged Christianity almost since its inception) does I believe warrant comment. For example, how can one simultaneously claim to follow the Golden Rule (do unto others as you would have them do unto you) and also actively promote the doctrine of preemptive war (do unto others BEFORE they do unto you)? Or, consider the words of Jesus as reported in Matthew 5:43-44: Ye have heard that it has been said, thou shalt love thy neighbor, and hate thine enemy. But I say unto you, love your enemies, bless them that curse you, do good to them that hate you, and pray for them which despitefully use you, and persecute you. I freely admit that, as of yet, I have been unable to love all my enemies, and to do good to each of those who mean to do ill to me. I have however found it immensely worthwhile to set these principles as my goals, and try to live up to these high standards that Jesus instructed us to attempt to meet-norms that make it injudicious for anyone (even W) to condemn anyone else (even W). Which forces me to ask the question of why, when we have been thus unmistakably directed to love our enemies, is so much hate being so publicly directed toward those who are currently our enemies? (Setting aside for the moment the issue of, if Osama Saddam were so clearly evil, what caused us to support them as allies for so long.) If we pray for our foes, why have we not yet had a national day of prayer with an Osama focus? Why before Saddam was overthrown was he routinely demonized, rather than loved and blessed? Why is the do good to them that hate you option never even hinted at by the Beltway born-again in the context of fundamentalist Islam? Shouldn't such a clear directive receive at least a public hearing among public Christians, if only to offer counterpoints to the Muslim-baiting agitprop that has become so popular? Couldn't this option also present a positive Christian perspective that would be as comprehensive in its compassion as the ultra-sectarian Muslim world- view is comprehensive in its detestation of all non-Muslims? I've heard this line of thinking from Robert Thurmond too. And yes I pray every day that Bush and his administration wises up, admits they've been terrible and resign.Likewise, that the Neocons realize it was a mistake to follow the teachings of Leo Strauss and disband. Likewise that large corporations realize they are bad for society and ask Congress to reinstitute the laws that existed up until the Civil War when corporations did not have the rights of an individual, had limited size and life. Too much passive thinking is why India was overrun so many times. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] musicyahoo.com
Title: Re: [FairfieldLife] musicyahoo.com on 10/11/05 2:33 PM, Mark at [EMAIL PROTECTED] wrote: musicyahoo.com http://musicyahoo.com This is the future of the music listening experience for only $5.00 a month--over a million songs. I tried it and it's great! I think you mean http://launch.yahoo.com/ To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' YAHOO! GROUPS LINKS Visit your group "FairfieldLife" on the web. To unsubscribe from this group, send an email to:[EMAIL PROTECTED] Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service.
Re: [FairfieldLife] Actions of the Enlightened
On Oct 11, 2005, at 12:25 PM, Bhairitu wrote: Vaj wrote: On Oct 10, 2005, at 1:04 PM, anonymousff wrote: FWIW, in numerous lectures at the first Mallorca TTC, Jan-June, 1971, Maharishi told us (many times) that we should get rid of as many bad habits as possible before CC because they wouldn't go away just because we were enlightened. He said clearly we take our bad habits with us. This speaks volumes to me now, close to 35 years later, when we are all (or at least many) finally realizing that appearing to be saintly-whether strictly the *look* of saintliness, the pretty words of enlightenment from a real saint or a poseur-may be nothing but the Emperor's new new clothes. Interesting point. It's different though as we approach Unity and the extinction of all phenomenon. There's actually a yogic saying on this which states Ascend with Conduct, Descend with the View. In other words, as your consciousness begins to assume the POV of Unity and begins to exhaust all it's karma, one's conduct--in terms of the karmic imprints one makes and the quality of ones actions--must be exemplary--so the conduct must rise. If you can do that, you will exhaust all karmic potentials. I guess if you are on a right hand path. It's irrelevant in the left hand path. However generally most left hand practitioners are good people so there is no problem. As a matter of fact you won't be given the instruction unless you are perceived as a good person but there is not a list of rules to follow. I am not describing rules but merely commenting on enlightened activity. One still needs to be aware of actions once one has reached the point where one picks and chooses which karmas to keep and which are no longer of use. This is beyond left or right. Last time I looked, I still had both hands :-)...and really that's how I see the path. No hand path or both hand path. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] For the Love of Bush
On Oct 11, 2005, at 12:39 PM, Bhairitu wrote: Too much passive thinking is why India was overrun so many times. It's seems to be a blind tolerance as well. I'm thinking of the story I heard about the Hindus who accepted the Sufi saint, never realizing the reason the Sufi was a saint was because they had slaughtered so many infidel Hindus... Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] Actions of the Enlightened
On Oct 11, 2005, at 12:25 PM, Bhairitu wrote: I guess if you are on a right hand path. It's irrelevant in the left hand path. However generally most left hand practitioners are good people so there is no problem. As a matter of fact you won't be given the instruction unless you are perceived as a good person but there is not a list of rules to follow. I forgot to add: even in the non-dual paths one is not free of one's actions if one has students. It's interesting that many do not seem to get interdependence. You might have the cleanest hard-drive in the cosmos, but your best server friend next door is unfragged and has many bad sectors--what happens when you're connected by a quantum wireless connection? There is a saying among Dzogpachenpos which says 'if you have many students, you will not attain the rainbow body' and indeed some of the greatest masters who had many students did not attain the Jalus--despite being beyond return and having exhausted their own karmas. Those who you initiate and they do not maintain their practice are connected to you like children. One of the reasons a teacher takes money or donations is that action, to a certain extent, relieves them of a certain amount of karma. Sure you can get a certain amount of awakening or some minor state-- but you will not be able exhaust all human karma. Like I've said before here, when you meet someone who stops casting a shadow, ask them. IME most do not even seem to be aware that a state exists where one knows all their karma and gains the fine ability to chose. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] Actions of the Enlightened
on 10/11/05 4:06 PM, Vaj at [EMAIL PROTECTED] wrote: On Oct 11, 2005, at 12:25 PM, Bhairitu wrote: I guess if you are on a right hand path. It's irrelevant in the left hand path. However generally most left hand practitioners are good people so there is no problem. As a matter of fact you won't be given the instruction unless you are perceived as a good person but there is not a list of rules to follow. I forgot to add: even in the non-dual paths one is not free of one's actions if one has students. It's interesting that many do not seem to get interdependence. You might have the cleanest hard-drive in the cosmos, but your best server friend next door is unfragged and has many bad sectors--what happens when you're connected by a quantum wireless connection? There is a saying among Dzogpachenpos which says 'if you have many students, you will not attain the rainbow body' and indeed some of the greatest masters who had many students did not attain the Jalus--despite being beyond return and having exhausted their own karmas. Those who you initiate and they do not maintain their practice are connected to you like children. One of the reasons a teacher takes money or donations is that action, to a certain extent, relieves them of a certain amount of karma. Well that explains Maharishi then. Some teachers, such as Amma, say they'll be happy to come back as long as needed for the sake of their devotees. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] Actions of the Enlightened
On Oct 11, 2005, at 5:28 PM, Rick Archer wrote: on 10/11/05 4:06 PM, Vaj at [EMAIL PROTECTED] wrote: On Oct 11, 2005, at 12:25 PM, Bhairitu wrote: I guess if you are on a right hand path. It's irrelevant in the left hand path. However generally most left hand practitioners are good people so there is no problem. As a matter of fact you won't be given the instruction unless you are perceived as a good person but there is not a list of rules to follow. I forgot to add: even in the non-dual paths one is not free of one's actions if one has students. It's interesting that many do not seem to get interdependence. You might have the cleanest hard-drive in the cosmos, but your best server friend next door is unfragged and has many bad sectors--what happens when you're connected by a quantum wireless connection? There is a saying among Dzogpachenpos which says 'if you have many students, you will not attain the rainbow body' and indeed some of the greatest masters who had many students did not attain the Jalus--despite being beyond return and having exhausted their own karmas. Those who you initiate and they do not maintain their practice are connected to you like children. One of the reasons a teacher takes money or donations is that action, to a certain extent, relieves them of a certain amount of karma. Well that explains Maharishi then. In what way do you mean that? Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] Actions of the Enlightened
on 10/11/05 4:32 PM, Vaj at [EMAIL PROTECTED] wrote: I forgot to add: even in the non-dual paths one is not free of one's actions if one has students. It's interesting that many do not seem to get interdependence. You might have the cleanest hard-drive in the cosmos, but your best server friend next door is unfragged and has many bad sectors--what happens when you're connected by a quantum wireless connection? There is a saying among Dzogpachenpos which says 'if you have many students, you will not attain the rainbow body' and indeed some of the greatest masters who had many students did not attain the Jalus--despite being beyond return and having exhausted their own karmas. Those who you initiate and they do not maintain their practice are connected to you like children. One of the reasons a teacher takes money or donations is that action, to a certain extent, relieves them of a certain amount of karma. Well that explains Maharishi then. In what way do you mean that? Taking in scads of money to relieve himself of the karma of having taken on so many students, and perhaps the karma of how he has cared for or failed to care for those students. Of course, I'm being somewhat facetious. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] Actions of the Enlightened
On Oct 11, 2005, at 5:45 PM, Rick Archer wrote: on 10/11/05 4:32 PM, Vaj at [EMAIL PROTECTED] wrote: I forgot to add: even in the non-dual paths one is not free of one's actions if one has students. It's interesting that many do not seem to get interdependence. You might have the cleanest hard- drive in the cosmos, but your best server friend next door is unfragged and has many bad sectors--what happens when you're connected by a quantum wireless connection? There is a saying among Dzogpachenpos which says 'if you have many students, you will not attain the rainbow body' and indeed some of the greatest masters who had many students did not attain the Jalus--despite being beyond return and having exhausted their own karmas. Those who you initiate and they do not maintain their practice are connected to you like children. One of the reasons a teacher takes money or donations is that action, to a certain extent, relieves them of a certain amount of karma. Well that explains Maharishi then. In what way do you mean that? Taking in scads of money to relieve himself of the karma of having taken on so many students, and perhaps the karma of how he has cared for or failed to care for those students. Of course, I'm being somewhat facetious. Yeah, there's a certain point beyond which the reverse could be true! Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] Actions of the Enlightened
--- Rick Archer [EMAIL PROTECTED] wrote: on 10/11/05 4:32 PM, Vaj at [EMAIL PROTECTED] wrote: I forgot to add: even in the non-dual paths one is not free of one's actions if one has students. It's interesting that many do not seem to get interdependence. You might have the cleanest hard-drive in the cosmos, but your best server friend next door is unfragged and has many bad sectors--what happens when you're connected by a quantum wireless connection? There is a saying among Dzogpachenpos which says 'if you have many students, you will not attain the rainbow body' and indeed some of the greatest masters who had many students did not attain the Jalus--despite being beyond return and having exhausted their own karmas. Those who you initiate and they do not maintain their practice are connected to you like children. One of the reasons a teacher takes money or donations is that action, to a certain extent, relieves them of a certain amount of karma. Well that explains Maharishi then. In what way do you mean that? Taking in scads of money to relieve himself of the karma of having taken on so many students, and perhaps the karma of how he has cared for or failed to care for those students. Of course, I'm being somewhat facetious. Ahhh...several more incarnations for you, Grasshopper. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links [EMAIL PROTECTED] __ Yahoo! Music Unlimited Access over 1 million songs. Try it free. http://music.yahoo.com/unlimited/ Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] For the Love of Bush
I'm always sending prayers to help our goofy king and asking for the blessings of some heavy hitters to grace his life. By the way, have any of you asked for the grace of all your spiritual teachers and mentally bowed to each of them before you meditate? A whole new world! --- Vaj [EMAIL PROTECTED] wrote: from Dr. Robert Svoboda's blog. September 17. 2005 Visiting Ram Dass at his Maui home I noticed that (as had been rumored) he does keep a photo of George W. Bush on his altar. That photo reminded me, as it does him, that it is essential for all of us to pray that the current world's most powerful man will be guided to make the best decisions possible. In fact, it behooves all of us to strive mightily to entreat the Celestial Powers-that-Be to render astute our head of state. Perhaps it would be too much to request Providence to encourage those of our leaders who actively identify themselves as Christians to actively follow the path that Christ laid out for his disciples, e.g. to sell all that they have and give the proceeds to the poor, to turn the other cheek at every slight, and the like. Jesus advised us not to judge, lest we be judged, and being myself no paragon of Christ- like virtues I have no business judging anyone (even W). Of course, I also try to keep my personal beliefs private, rather than trying to drag Jesus into politics the way many of these leaders do; and this current politicization of Christ (a problem which has dogged Christianity almost since its inception) does I believe warrant comment. For example, how can one simultaneously claim to follow the Golden Rule (do unto others as you would have them do unto you) and also actively promote the doctrine of preemptive war (do unto others BEFORE they do unto you)? Or, consider the words of Jesus as reported in Matthew 5:43-44: Ye have heard that it has been said, thou shalt love thy neighbor, and hate thine enemy. But I say unto you, love your enemies, bless them that curse you, do good to them that hate you, and pray for them which despitefully use you, and persecute you. I freely admit that, as of yet, I have been unable to love all my enemies, and to do good to each of those who mean to do ill to me. I have however found it immensely worthwhile to set these principles as my goals, and try to live up to these high standards that Jesus instructed us to attempt to meet-norms that make it injudicious for anyone (even W) to condemn anyone else (even W). Which forces me to ask the question of why, when we have been thus unmistakably directed to love our enemies, is so much hate being so publicly directed toward those who are currently our enemies? (Setting aside for the moment the issue of, if Osama Saddam were so clearly evil, what caused us to support them as allies for so long.) If we pray for our foes, why have we not yet had a national day of prayer with an Osama focus? Why before Saddam was overthrown was he routinely demonized, rather than loved and blessed? Why is the do good to them that hate you option never even hinted at by the Beltway born-again in the context of fundamentalist Islam? Shouldn't such a clear directive receive at least a public hearing among public Christians, if only to offer counterpoints to the Muslim-baiting agitprop that has become so popular? Couldn't this option also present a positive Christian perspective that would be as comprehensive in its compassion as the ultra-sectarian Muslim world- view is comprehensive in its detestation of all non-Muslims? __ Yahoo! Mail - PC Magazine Editors' Choice 2005 http://mail.yahoo.com Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Doumbek
Bought a doumbek at Guitar Center last weekend. Man that drum is cool. It's a middle eastern drum that you hear playing for belly dancers. It produces a low, resonant Dum and a high, ringing Tek. Lots of rhythms on the internet to learn. Rick, have you played one of these? __ Yahoo! Music Unlimited Access over 1 million songs. Try it free. http://music.yahoo.com/unlimited/ Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] For the Love of Bush
On Oct 11, 2005, at 6:01 PM, Peter wrote: I'm always sending prayers to help our goofy king and asking for the blessings of some heavy hitters to grace his life. By the way, have any of you asked for the grace of all your spiritual teachers and mentally bowed to each of them before you meditate? A whole new world! Guru-yoga dude, guru-yoga! New world indeed. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] Doumbek
on 10/11/05 5:07 PM, Peter at [EMAIL PROTECTED] wrote: Bought a doumbek at Guitar Center last weekend. Man that drum is cool. It's a middle eastern drum that you hear playing for belly dancers. It produces a low, resonant Dum and a high, ringing Tek. Lots of rhythms on the internet to learn. Rick, have you played one of these? Nope. David Hurlin came to our Amma satsang the other night. Best drummer in town. He spent 6 months studying tabla in India. It was great to have him there. I hope he makes a habit of it. I played ghatam along with him, but I'm happy to be the manjira player (http://chandrakantha.com/articles/indian_music/manjira.html). Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: Doumbek
-here is the most amazing doumbek player you have ever heard. check out his cd's. I took private lessons with him. absolutely astounding. http://www.riqq.com/ Tobias roberson is his name. -- In FairfieldLife@yahoogroups.com, Peter [EMAIL PROTECTED] wrote: Bought a doumbek at Guitar Center last weekend. Man that drum is cool. It's a middle eastern drum that you hear playing for belly dancers. It produces a low, resonant Dum and a high, ringing Tek. Lots of rhythms on the internet to learn. Rick, have you played one of these? __ Yahoo! Music Unlimited Access over 1 million songs. Try it free. http://music.yahoo.com/unlimited/ Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
Nonsense. Mortgages are subject (by law) to a limit in interest rate increases, so the most you could see after the 5 year term is up is about 2%. It is not in the interest of the business of the mortgage company to always put the highest legal rate up every year, because you will just sell your mortgage to a more reasonable company. Sure your interest can go up, but it is not unmanagable, plus you can re- mortgage. http://mortgages.interest.com/content/firsttime/ed-ab09.asp HOW CAN I REDUCE MY RISK? Besides an overall rate ceiling, most ARMs also have caps that protect borrowers from extreme increases in monthly payments. Others allow borrowers to convert an ARM to a fixed-rate mortgage. While these may offer real benefits, they may also cost more, or add special features, such as negative amortization. Interest-Rate Caps An interest-rate cap places a limit on the amount your interest rate can increase. Interest caps come in two versions: Periodic caps, which limit the interest rate increase from one adjustment period to the next; and Overall caps, which limit the interest-rate increase over the life of the loan. By law, virtually all ARMs must have an overall cap. Many have a periodic interest rate cap. Let's suppose you have an ARM with a periodic interest rate cap of 2%. At the first adjustment, the index rate goes up 3%. The example shows what happens. ARM Interest Rate Monthly Payment -- --- First year @ 10%$570.42 2nd year @ 12% (without cap)$717.12 2nd year @ 12% (with cap) $667.30 Difference in 2nd year between payment with cap and payment without = $49.82 Secondly: You can always sell your house to a rich Arab or a rich Canadian or a rich German (Germany is much stronger than people are saying in the media) --- In FairfieldLife@yahoogroups.com, akasha_108 [EMAIL PROTECTED] wrote: San Diego Housing Bubble Pops Tuesday, October 04, 2005 Option Arm mortgages now account for over 75% of all mortgage originations for the month of September. I have never seen anything like this before. I attended two mortgage conventions this month and every broker I talked to said they were experiencing the same thing. Add fuel to the fire because the San Diego housing bubble has finally popped and I am sure much of the rest of the country will soon follow. The damage will be the worst disaster in recent U.S. history. The fixed rate refinance boom has transformed into the Option ARM refinance boom. This is the negative amortization loan that your monthly payment is based on a 1% loan for 40 years for the first 3 to 5 years and then it recasts at normal adjustable rates. This allows someone to purchase a $700,000 home with $35,000 down using a $560,000 first mortgage with a starting payment of $1,415.99 plus an interest only second of $105,000 with a payment of $613.00. Put this together and you can buy a $700,000 home with $35,000 down and a monthly payment of $2,028.99. The same house would rent for around $2,500 a month, so the person buying justifies the purchase. The problem is when this loan recasts in 3 to 5 years, depending on how quickly interest rates rise, the new payment will be around $4,711.26 a month. That's right, the payment jumps from $2,028.99 to $4,711.26 in less than 5 years, and if interest rates rise the payment could be higher! This is justified by I am planning on moving in less than 5 years anyway. This is only the beginning of the problem Then because the house just sold for $700,000, an appraiser uses this house as a comparable on the next door neighbors refinance and this person only owes $250,000 because they bought several years ago when prices were lower. This person decides to tap into this inflated value and due a loan for $350,000 using an Option ARM so he can take out $100,000 to fuel the consumer spending bubble. His payment on his old mortgage was $1,500 per month, but because of this new super duper Option ARM loan he can get his $100,000 cash out and his new payment is only $885 per month. Now he can really blow up consumer spending and even use this extra money to invest in real estate. How about a nice condo in Florida? And the 3 to 5 year recast? (Which will be around $2,200 per month if rates don't rise) He figures he has another $350,000 in equity in his home so he can just keep refinancing every few years and knock his payment back down and don't forget real estate always goes up, so in ten years or so his house will be worth millions and he will probably just cash in and move into his Florida condo anyway. I disagree with all the experts I don't see a soft landing. With all this funny money being pumped into the American consumers pockets, all you can expect to see if a drastic end to consumer spending. If you really think about it, this extra money is
[FairfieldLife] Re: Fwd: Part B Swami G answers Rasa
When I read this, I kept hearing it in the voice of Gangaji, and I know nothing of her, so I believe it is genuine. The one she is speaking to, Rasa, is also a woman, with a very unusual website to say the least(!) It occurs to me when reading all of this that those who set themselves up to be spiritual teachers take on as their dharma challenges such as this, which only serve to deepen their experience. Much as us householders struggle to complete projects on time. Same thing, really... --- In FairfieldLife@yahoogroups.com, TurquoiseB [EMAIL PROTECTED] wrote: --- In FairfieldLife@yahoogroups.com, Peter [EMAIL PROTECTED] wrote: It doesn't sound like Gangaji to me. The exchange is pretty lame. My mistake, I guess. Pretty lame to allow it to go on this long, but if I were to vote for who is the most 'pseudo' in this particular discussion, it sure ain't the Advaitan. :-) --- TurquoiseB [EMAIL PROTECTED] wrote: Re my rap earlier about megalomania, and about the need/desire to be special, isn't that what this whole conversation is about? This fellow (I can only assume it's a 'he') wants to be considered special because he has some kind of stigmata. Swami G (who I assume is Gangaji) keeps trying to remind him that liberation is achieved by NOT being special. He freaks out, but keeps coming back for more, because in some weird way, his being knows that its specialness is not making him happy. --- In FairfieldLife@yahoogroups.com, Ron F [EMAIL PROTECTED] wrote: * I think exactly like Jesus, not exactly the way you do. You say this is a lower form of Realization! You cannot refute saying this, you have put it in black and white. This is the threat I am fighting - not against myself as a personality, but something bigger. Please don't push me down to where I am not! G: fight what you want . there has been no threat against you . No you do not think like Christ for Christ would not make false statments against anyone . no one can put you anywhere .. it is only your own mind which is constricted ... * You cannot explain away Jesus and Ramakrishna, while it is much easier to dismiss other saints, lesser knowns, and the living, like myself. G: have not attempted to dismiss any saints .. if you wish to call yourself a saint fine . go for it ... * I am the easiest for you to dispose of. Now look at your attitude toward my Divine Stigmata. God keep me from any sort of ego or pride, as I speak of 'myself.' Even as I say those words, Swami condemns me as being of a lower nature - as one is never allowed to say, 'me' 'my,' 'I' or anything that differentiates or separates. G: as far as the stigmata - show it .. if it is within and not for the world then Shut up about it . for you are using it as a sense of pride.. if it is for the world then Show it .. * But I am certain, Swami, that your bank account is under YOUR name and not open to the public to draw from. G: actually it is under the non-profits heading and no i don't draw a salary from it . but what would a bank account have to do with anything . again you are off on another side avenue that has Nothing to do with anything .. * I am sure that it is YOUR clothes that are hanging in your closet, where others do not walk in and put on. G: actually yes others do put them on . hahahahahaah * And then there is YOUR apartment, G: no --- am living at the ashram and Yes others do come and go here .. it is open for anyone to walk in . * YOUR car and the like. What do YOU say to that? G: it is used to pick up guests at the airport and transporting them wherever they need to go . * There IS NO YOU? Shall we stop playing games here? G: yes it would be nice if you would quit playing games .. AGAIN RASA SEES A BODY -- SHE RELATES TO A FORM TAKING THE FORM TO BE THAT WHICH IS SEPARATE this IS the mind of Duality .. in this Consciousness there is always first and Foremost the Stillness and Unborn Presence of Absolute - the stilled point and from that Shakti or world comes into play dividing the Light into lights sounds colors - experience . the interaction takes place as motion --- sensation - when it ends then again the stilled vastness is all encompassing . the motion is Flow .. within this it is forever Not Two / Not Two When you are tired of playing games then Stop - and Be Still - Let it all fall away . SEE
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
--- In FairfieldLife@yahoogroups.com, off_world_beings [EMAIL PROTECTED] wrote: Nonsense. And you base your apprisal on a review of loan agreements for Opriosn ARMS? Option ARMS are quite a different animal than traditional ARMS. To cite evidence about conventional ARMS as an argument about Option ARMS is non-sensical. Secondly: You can always sell your house to a rich Arab or a rich Canadian or a rich German (Germany is much stronger than people are saying in the media) Are you implying such nationalities are stupid and will buy homes 30% above prevailing market rates (if a bubble burst occurs). I thought only certain eccentric Brits were that bonkers. :) Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: Fwd: Part B Swami G answers Rasa
--- In FairfieldLife@yahoogroups.com, jim_flanegin [EMAIL PROTECTED] wrote: When I read this, I kept hearing it in the voice of Gangaji, and I know nothing of her, so I believe it is genuine. Thats quite a train of logic there. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: For the Love of Bush
Bhairitu Likewise that large corporations realize they are bad for society and ask Congress to reinstitute the laws that existed up until the Civil War when corporations did not have the rights of an individual, had limited size and life. What is the advantage of a limited corporate life? And how would the capital markets then function? Equity offerings would be for a 10 year company? Currently public shares would be converted to some limited life equity form? Limit even that though might be sub optimal for a particular market at a particular time? Let politicians determine optimal business unit sizing? Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
--- In FairfieldLife@yahoogroups.com, akasha_108 [EMAIL PROTECTED] wrote: --- In FairfieldLife@yahoogroups.com, off_world_beings Are you implying such nationalities are stupid and will buy homes 30% above prevailing market rates (if a bubble burst occurs). I thought only certain eccentric Brits were that bonkers. :) Why not, we do it all the time in other countries that are poorer than us. Someone from a rich country doesn't really care if the house costs $10,000 and is only worth $7,000 to sell it again. If your theorized crash occurs then that makes the US poorer than some other countries who will be perfectly happy to buy property at the meagre prices they are seeing, wether there is a prevailing lower market rate or not. In fact, this very effect will be enough to keep house prices rising. We live in a global economy. The nouveau rich in Russia or Canada will come and buy your cheap little $300,000 dollar house in Boston. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
off_world_beings [EMAIL PROTECTED] wrote: Nonsense. And you base your apprisal on a review of loan agreements for Option ARMS? Option ARMS are quite a different animal than traditional ARMS. To cite evidence about conventional ARMS as an argument about Option ARMS is non-sensical. Secondly: You can always sell your house to a rich Arab or a rich Canadian or a rich German (Germany is much stronger than people are saying in the media) Are you implying such nationalities are stupid and will buy homes 30% above prevailing market rates (if a bubble burst occurs). I thought only certain eccentric Brits were that bonkers. :) Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
--- In FairfieldLife@yahoogroups.com, off_world_beings [EMAIL PROTECTED] wrote: --- In FairfieldLife@yahoogroups.com, akasha_108 [EMAIL PROTECTED] wrote: --- In FairfieldLife@yahoogroups.com, off_world_beings Are you implying such nationalities are stupid and will buy homes 30% above prevailing market rates (if a bubble burst occurs). I thought only certain eccentric Brits were that bonkers. :) Why not, we do it all the time in other countries that are poorer than us. Someone from a rich country doesn't really care if the house costs $10,000 and is only worth $7,000 to sell it again. Really! Quite shrewd investors these arab, canadian and russan friends of yours. If your theorized crash occurs then that makes the US poorer than some other countries who will be perfectly happy to buy property at the meagre prices they are seeing, wether there is a prevailing lower market rate or not. With prices dropping globally. They are -- from London to Austrailia to Spain to China. In fact, this very effect will be enough to keep house prices rising. We live in a global economy. The nouveau rich in Russia or Canada will come and buy your cheap little $300,000 dollar house in Boston. -- Actually foreign investors already have been aggresive buyers in hot markets. And some are getting / may get caught in the bubble. But, you being an astute investor, I will sell you a potfolio of overpriced homes right now and you can make a killing on it selling it to the market you you envision. I am sure you will put your money where your mouth is. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Bush Tax Panel Recommendations
Bush may spearhead major tax reform that provides substantial growth impetus to the economy. Proposals may include substantially reducing one of the biggest sinkholes for productive capital, the home mortgage deduction, and offsetting that with elimination of double taxation of investment income -- another current drain on productive capital. A win/win tradeoff for long-run economic growth. Also proposed are the elimination or restriction of tax preferences / incentives already embedded in the law -- essentially corporate welfare -- this along with the resulting simplification of the tax code is another great boon for economic growth. Bush Panel May Curb Tax Breaks for Homeowners, Health (Update3) Oct. 11 (Bloomberg) -- President George W. Bush's tax advisory panel, rejecting a fundamental overhaul, agreed to recommend limiting tax breaks for homeowners and employer- provided health-care benefits to help pay for repealing the alternative minimum tax. The panel, meeting in Washington today, agreed the current $1 million cap on deductible mortgage interest should be reduced, possibly to about $350,000, and that the deduction should yield no more than a 25 percent tax savings, down from a top savings now of about 35 percent. The panel also said it would probably recommend capping tax deductions for employer-provided health-care plans. Current law allows employers to deduct the value of premiums paid on behalf of their workers without the benefit being considered taxable income to the employee. The panel discussed placing the cap at the maximum amount the federal government pays in premiums for its workers, currently about $11,000. ``These are the things we're looking at,'' said panel Vice Chairman John Breaux, a Democrat and former senator from Louisiana. ``We have a concept. We know where to go. We just don't have the details.'' Both changes would preserve the incentives for lower-and middle-income workers while curbing them for wealthier Americans who are getting a disproportionate benefit, panelists said. Breaux said such ``tough choices'' would raise ``a generous amount'' of taxes to help offset the $1.3 trillion cost of repealing the alternative minimum tax, he said. The minimum tax, imposed in 1969 to ensure that 200 wealthy families didn't escape tax with excess deductions, is now forcing millions of middle- income families to pay higher taxes because it was never indexed for inflation. No Sales Tax The panel decided not to endorse a national sales tax in its final recommendations and most panel members expressed reservations about a European-style value-added tax, which is in place in most industrialized countries. Both systems would disproportionately hurt the poor, panelists said, and some members such as Chairman Connie Mack, the former Republican senator from Florida, and former Minnesota Representative Bill Frenzel said they worry a value-added tax would make it too easy for the government to raise money and increase spending programs. Mack asked the panel's staff to devise a specific proposal that would layer a value-added tax on the current system and reduce individual and corporate income tax rates. Still, he said that as the panel's work begins to wrap up, it's looking more and more to making changes within the current system. Value-Added Tax ``We're getting focused down on the income tax here,'' Mack said. In a later interview, he added, ``I would be surprised if we were to conclude that we want to offer a value-added tax proposal to the president.'' The panel increasingly is looking to eliminate or restrict tax preferences already embedded in the law. David Walker, the head of the Government Accountability Office, said Sept. 23 that uncollected revenue because of the incentives tripled since 1974 to $730 billion. The biggest embedded tax breaks subsidize housing and health care, Walker said. The details of the mortgage interest and health care proposals will be ironed out next week, Mack said. He said the proposals are ``clearly redistributing'' the tax benefits for homeownership and health care to lower-income Americans. Lower-Income Homeowners Tax breaks for homeownership particularly help the wealthy while lower-income people don't get enough benefits, said panelists such as Liz Ann Sonders, the chief investment officer at San Francisco-based Charles Schwab Corp. The current incentives, including the fact that most home sales are tax-free, are driving up home prices, making them unaffordable or pushing lower-income borrowers to take out risky mortgages. ``We are starting to see some significant pain here,'' Sonders said. The panel agreed to a proposal by former IRS Commissioner Charles Rossotti to make it easier for lower income Americans to get a tax break for donating money to charity. Investment Income The panel may compensate wealthier Americans who lose some of those benefits by reducing or repealing taxes on investment income. Mack said that proposal would
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
--- In FairfieldLife@yahoogroups.com, akasha_108 [EMAIL PROTECTED] wrote: --- In FairfieldLife@yahoogroups.com, off_world_beings [EMAIL PROTECTED] wrote: --- In FairfieldLife@yahoogroups.com, akasha_108 [EMAIL PROTECTED] wrote: --- In FairfieldLife@yahoogroups.com, off_world_beings Are you implying such nationalities are stupid and will buy homes 30% above prevailing market rates (if a bubble burst occurs). I thought only certain eccentric Brits were that bonkers. :) Why not, we do it all the time in other countries that are poorer than us. Someone from a rich country doesn't really care if the house costs $10,000 and is only worth $7,000 to sell it again. Really! Quite shrewd investors these arab, canadian and russan friends of yours. Lol, your just not getting are you? They will be able to afford to make a loss on a US home because, ubder your bubble bust theory they will be rich compared to US, and they are not worried about 100,000 here or there. If your theorized crash occurs then that makes the US poorer than some other countries who will be perfectly happy to buy property at the meagre prices they are seeing, wether there is a prevailing lower market rate or not. With prices dropping globally. They are -- from London to Austrailia to Spain to China. Jya...right. House prices have been dropping in China for a long time.jya right. In fact, this very effect will be enough to keep house prices rising. We live in a global economy. The nouveau rich in Russia or Canada will come and buy your cheap little $300,000 dollar house in Boston. -- Actually foreign investors already have been aggresive buyers in hot markets. And some are getting / may get caught in the bubble. No, becuase, like any wise investor, they know it is just a bubble and that eventually prices will start to rise again, along with wages. But, you being an astute investor, I will sell you a potfolio of overpriced homes right now and you can make a killing on it selling it to the market you you envision. I am sure you will put your money where your mouth is. I am not talking about inverstors. Try reading more carefully. I am talking about 2 things: 1. People who have bought their house to live in it and own it (rather than throwing 10,000 to 20,000 a year down the drain in rent money) 2. People spending some expendable cash on a second home in the US. There are plenty. Canada is a thriving economy not as tied to the US as people think. The whole point being that your bubble will not last under such supply and demand conditions. Maybe in some places there will be a fall but it will not be across the board, except for the fact that Bush's Quagmire will suck up money and resources for economic development, and another big disaste in US could rock things. As long as there is an increasing population in an area there will be increasing house prices. Not that it is a big advantage to anyone , unless it is their business to buy and sell. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
Are you implying such nationalities are stupid and will buy homes 30% above prevailing market rates (if a bubble burst occurs). I thought only certain eccentric Brits were that bonkers. :) Why not, we do it all the time in other countries that are poorer than us. Someone from a rich country doesn't really care if the house costs $10,000 and is only worth $7,000 to sell it again. Really! Quite shrewd investors these arab, canadian and russan friends of yours. Lol, your just not getting are you? They will be able to afford to make a loss on a US home because, ubder your bubble bust theory they will be rich compared to US, and they are not worried about 100,000 here or there. I suggest you are not getting it, or simply poorly informed about the housing markets in the US. First, how will foreign invesors, as a class, be richer if a global bubble occurs -- which is what what I am suggesting. Even without such, most foreign investors are just that: investors -- looking for a return. In most major markets, the fundamentals are so out of whack, the rent/mortgage rates (30-50%), and the affordability rates (15% or so) that the probability of a positive return from either rentals or selling appreciated property is fast becoming minimal. Losses, large losses, are gaining a much higher probability. If the foreign investors want to wait it out, 10 - 20 years while the markets readjust, then fine, housing may be a good long-term investment for such. But the current housing investor market is generally much shorter term. If your theorized crash occurs then that makes the US poorer than some other countries who will be perfectly happy to buy property at the meagre prices they are seeing, wether there is a prevailing lower market rate or not. With prices dropping globally. They are -- from London to Austrailia to Spain to China. Jya...right. House prices have been dropping in China for a long time.jya right. Actually thats a direct quote from the PBS Lehr News hour tonight. There has been substantial state-financed overbuilding of upscale condos in Peiking, Shanghai and other areas, and prices -- the report said, have dropped 30% in the last couple of years. In fact, this very effect will be enough to keep house prices rising. We live in a global economy. The nouveau rich in Russia or Canada will come and buy your cheap little $300,000 dollar house in Boston. I am still waiting for you to buy the portfolio of overpriced properties that I can structure for you. If you are not willing to buy, your points are just empty and uninformed idle banter. -- Actually foreign investors already have been aggresive buyers in hot markets. And some are getting / may get caught in the bubble. No, becuase, like any wise investor, they know it is just a bubble and that eventually prices will start to rise again, along with wages. Yes, wages have to go up 4 fold in order for 50% of the population to be able to afford the median priced home in major markets. That will take a while. Or prices will have to drop 30-40% And wise investors of course will try to buy at the bottom of a market, not at its peak. But, you being an astute investor, I will sell you a potfolio of overpriced homes right now and you can make a killing on it selling it to the market you you envision. I am sure you will put your money where your mouth is. I am not talking about inverstors. Try reading more carefully. I am talking about 2 things: 1. People who have bought their house to live in it and own it (rather than throwing 10,000 to 20,000 a year down the drain in rent money) I thought you were talking about people who are going to buy housing at a 30% premium after the market drops such. These by definition are NOT people who have bought their house to live in it and own it . How many of your rich canadian, arabs and russians are planning to live and settle in their new US homes? The current market bubble has been driven by investors -- over 25%of buyers. 2. People spending some expendable cash on a second home in the US. There are plenty. Canada is a thriving economy not as tied to the US as people think. And you are sugggesting that such a foreign second home in US market is large and motivated enough to buy up all of the listed homes for sale so that they do not lingering on the market with eventual price drops. So where are they? That is already happening. Days on market is already stretching out substantially, and prices are beginning to drop. The whole point being that your bubble will not last under such supply and demand conditions. First you suggest that sellers will be able to sell at curret prices because of all of your envisioned foreign investors wanting second homes in the US. If prices are stable there is no bubble (bursting). Now you are suggest that there may be a bubble burst,
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
I suggest you are not getting it, or simply poorly informed about the housing markets in the US. First, how will foreign invesors, as a class, be richer if a global bubble occurs -- which is what what I am suggesting. The most ridiculous suggestion. There might be little green men on mars too. Gobal bubble burst. HOW? Even without such, most foreign investors are just that: investors -- looking for a return. In most major markets, the fundamentals are so out of whack, the rent/mortgage rates (30-50%), and the affordability rates (15% or so) that the probability of a positive return from either rentals or selling appreciated property is fast becoming minimal. Losses, large losses, are gaining a much higher probability. So you are saying less people will be able to buy a house so more people will be renting so rental acoomodation will become more scarce so rent prices will rise so people with mortgages can rent their place out and pay the mortgage. In addition renters will get fed up with rising rent which the market will bear unless there is mass unemployment on a scale not seen since the great depression. So renters will (as always) get fed up renting and will start buying so house prices will continuw to rise so there is no real bubble burstjust a normal market wiggle. If the foreign investors want to wait it out, 10 - 20 years while the markets readjust, then fine, . 10 years+, as ALL intelligent investors look at it. Yes you have hit the nail on the head. There are million of intelligent investors in the world who look at gains over 10 to 15 yearsnot year by year. They year by year types are the ones that CAUSED the tech bubble in the late '90s. housing may be a good long-term investment for such. But the current housing investor market is generally much shorter term. Then tough luck to them. Most people are not in it to make a killing. Most people are in it to live in their own place and if they make monety great, but if not they at least don't throw 10 to 20,000 a year down the drain in rent money. (100,000 to 200,000 lost in only 10 years). It is these people that are fueling the market. If your theorized crash occurs then that makes the US poorer than some other countries who will be perfectly happy to buy property at the meagre prices they are seeing, wether there is a prevailing lower market rate or not. With prices dropping globally. They are -- from London to Austrailia to Spain to China. Jya...right. House prices have been dropping in China for a long time.jya right. Actually thats a direct quote from the PBS Lehr News hour tonight. There has been substantial state-financed overbuilding of upscale condos in Peiking, Shanghai and other areas, and prices -- the report said, have dropped 30% in the last couple of years. In fact, this very effect will be enough to keep house prices rising. We live in a global economy. The nouveau rich in Russia or Canada will come and buy your cheap little $300,000 dollar house in Boston. I am still waiting for you to buy the portfolio of overpriced properties that I can structure for you. If you are not willing to buy, your points are just empty and uninformed idle banter Yes Mr. Rich man. Sorry ain't got that kinda money to buy a bunch of houses, and I'm glad I don't. Most intelligent people don't want that much wealth, they just a house of their own and a car and a decent job they like with prospects and a decent pension. This is what most people actually want. Being rich is boring. Yes, wages have to go up 4 fold in order for 50% of the population to be able to afford the median priced home in major markets. That will take a while. Or prices will have to drop 30-40% True to some extent but mostly in California dude, but not elsewhere. If a house is 250,000 then the monthly mortgage payment will be around $2,300 including property taxes. Most working couples (on say 35,000 and 40,000 a year = 70,000 total) can just about afford that. And that is what mortgage companies look at. It is $24,000 a year, as opposed to about 15,000 a year they would have to pay in rent for something decent. With a bit of inginuity most working people can do it...though it has never been easy. Once they get older and are on 45,000 plus 55,000, then it is getting easier and easier, plus the equity goes up over 10 years. If analysts such as the ones you are quoting are going by average saleries of a single person then they are not very good analysts. Working couples buy houses probably the mostand they fuel house price growth over time. MAIN POINT: Most ordinary people understand the above 10 -15 year inverstment period, and they are fueling the house buying econmoy in the 150,000 to 450,000 range. Their logic will continue to fuel it . (barring the black hole of Iraq and other disasters) Without the
Re: [FairfieldLife] Re: For the Love of Bush
akasha_108 wrote: Bhairitu Likewise that large corporations realize they are bad for society and ask Congress to reinstitute the laws that existed up until the Civil War when corporations did not have the rights of an individual, had limited size and life. What is the advantage of a limited corporate life? The corporations wield too much power. Unless you forgot this country was began as a rebellion against the British East India Company a rather large and powerful multinational. And how would the capital markets then function? Equity offerings would be for a 10 year company? Currently public shares would be converted to some limited life equity form? I believe before the Civil War 40 years was the limit. Rockefeller was the one who in 1877 got New Jersey to extend the lifetime of a corporation. Thom Hartmann wrote a book on it: http://thomhartmann.com/unequalprotection.shtml Limit even that though might be sub optimal for a particular market at a particular time? Let politicians determine optimal business unit sizing? I suppose if you are locked into capitalistic thinking then this all sounds horrible. But so does a world run by the large corporations who have no more ability to rule than you or I. Right now their batting average as far as the environment goes is not too good. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Harriet and George
She's in love with him. It's obvious. She says he's the most brilliant man she's ever met. Seen those letters? You're the greatest governor ever? So, what does it all mean? It means that Justice Miers, if such she becomes, will never make a decison on the Supreme Court that she thinks will displease Bush. Never. She just won't do it. Withdraw the nomination, I say, although I am not especially noted for my influence on Washington politics. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: Bush Tax Panel Recommendations
It seems that getting health insurance is just a losing game. S Corps cannot deduct, as an expense, health insurance paid for employees, C corps can deduct it. If you pay for your own health insurance and are self employeed, you can deduct it. Now they want to tax the health insurance benefit? This is weird. I read that the interest deduction would be limited to primary residence. Seems to me, that this change hurts the middle class, which is quickly dwindling. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: The Housing Bubble Beginning to Burst?
Well, you certainly have an intresting POV. I hope it serves you well and profitably. --- In FairfieldLife@yahoogroups.com, off_world_beings [EMAIL PROTECTED] wrote: I suggest you are not getting it, or simply poorly informed about the housing markets in the US. First, how will foreign invesors, as a class, be richer if a global bubble occurs -- which is what what I am suggesting. The most ridiculous suggestion. There might be little green men on mars too. Gobal bubble burst. HOW? Even without such, most foreign investors are just that: investors -- looking for a return. In most major markets, the fundamentals are so out of whack, the rent/mortgage rates (30-50%), and the affordability rates (15% or so) that the probability of a positive return from either rentals or selling appreciated property is fast becoming minimal. Losses, large losses, are gaining a much higher probability. So you are saying less people will be able to buy a house so more people will be renting so rental acoomodation will become more scarce so rent prices will rise so people with mortgages can rent their place out and pay the mortgage. In addition renters will get fed up with rising rent which the market will bear unless there is mass unemployment on a scale not seen since the great depression. So renters will (as always) get fed up renting and will start buying so house prices will continuw to rise so there is no real bubble burstjust a normal market wiggle. If the foreign investors want to wait it out, 10 - 20 years while the markets readjust, then fine, . 10 years+, as ALL intelligent investors look at it. Yes you have hit the nail on the head. There are million of intelligent investors in the world who look at gains over 10 to 15 yearsnot year by year. They year by year types are the ones that CAUSED the tech bubble in the late '90s. housing may be a good long-term investment for such. But the current housing investor market is generally much shorter term. Then tough luck to them. Most people are not in it to make a killing. Most people are in it to live in their own place and if they make monety great, but if not they at least don't throw 10 to 20,000 a year down the drain in rent money. (100,000 to 200,000 lost in only 10 years). It is these people that are fueling the market. If your theorized crash occurs then that makes the US poorer than some other countries who will be perfectly happy to buy property at the meagre prices they are seeing, wether there is a prevailing lower market rate or not. With prices dropping globally. They are -- from London to Austrailia to Spain to China. Jya...right. House prices have been dropping in China for a long time.jya right. Actually thats a direct quote from the PBS Lehr News hour tonight. There has been substantial state-financed overbuilding of upscale condos in Peiking, Shanghai and other areas, and prices -- the report said, have dropped 30% in the last couple of years. In fact, this very effect will be enough to keep house prices rising. We live in a global economy. The nouveau rich in Russia or Canada will come and buy your cheap little $300,000 dollar house in Boston. I am still waiting for you to buy the portfolio of overpriced properties that I can structure for you. If you are not willing to buy, your points are just empty and uninformed idle banter Yes Mr. Rich man. Sorry ain't got that kinda money to buy a bunch of houses, and I'm glad I don't. Most intelligent people don't want that much wealth, they just a house of their own and a car and a decent job they like with prospects and a decent pension. This is what most people actually want. Being rich is boring. Yes, wages have to go up 4 fold in order for 50% of the population to be able to afford the median priced home in major markets. That will take a while. Or prices will have to drop 30-40% True to some extent but mostly in California dude, but not elsewhere. If a house is 250,000 then the monthly mortgage payment will be around $2,300 including property taxes. Most working couples (on say 35,000 and 40,000 a year = 70,000 total) can just about afford that. And that is what mortgage companies look at. It is $24,000 a year, as opposed to about 15,000 a year they would have to pay in rent for something decent. With a bit of inginuity most working people can do it...though it has never been easy. Once they get older and are on 45,000 plus 55,000, then it is getting easier and easier, plus the equity goes up over 10 years. If analysts such as the ones you are quoting are going by average saleries of a single person then they are not very good analysts. Working couples buy houses probably the mostand they fuel house price growth over
[FairfieldLife] Re: Bush Tax Panel Recommendations
Tax breaks for homeownership particularly help the wealthy while lower-income people don't get enough benefits, said panelists such as Liz Ann Sonders, the chief investment officer at San Francisco-based Charles Schwab Corp. The current incentives, including the fact that most home sales are tax-free, are driving up home prices, making them unaffordable or pushing lower-income borrowers to take out risky mortgages. ``We are starting to see some significant pain here,'' Sonders said. The panel agreed to a proposal by former IRS Commissioner Charles Rossotti to make it easier for lower income Americans to get a tax break for donating money to charity. This is just more pure b.s by the PResident and his cronies who are easily the biggest crooks and liars and distorters of reality than have ever run this country. Reading their b.s is like being on a bad acid trip which I have had. One of the benefits of owning a home for the lower income people is the tax benefit. How many impoverised people are likely to increase the money they donate?! What a bunch of amazingly crooked s**t. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: Bush Tax Panel Recommendations
--- In FairfieldLife@yahoogroups.com, m2smart4u2000 [EMAIL PROTECTED] wrote: It seems that getting health insurance is just a losing game. S Corps cannot deduct, as an expense, health insurance paid for employees, C corps can deduct it. If you pay for your own health insurance and are self employeed, you can deduct it. Now they want to tax the health insurance benefit? This is weird. There should be equal deductions across teh board for all types of employees and business owners. The propose deduction cap is $11,000 / year which covers most employees. It would simply cap some high cost executive policies. I read that the interest deduction would be limited to primary residence. Seems to me, that this change hurts the middle class, which is quickly dwindling. Tax incentives are intended to have a purpose -- not just a giveaway to a large block of voters -- which mortgage deductibility has become. The original and only sound economically justifiable intent is to encourage INCREASED home ownership. That is, to subsidize the marginal buyer, lower income, first time buyers -- entry level buyers. A $350,000 mortgage deductibility cap does that in almost all markets. I think its overkill, and should be limited to 100k. The deduction is a drag on the economy. It induces higher investments in housing at the expense of capital investments which improve [productivity -- which is the main driver of wage rates. Wages and salaries, as well as the rate of technological innovation, are lower than they could / should be, year after year, due to the high mortgage deductibity limits which benefit the wealthy far more than the middle class. As if we need an incentive for people to upgrade from a 4,000 sf house to a 6,000 sf house! Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Re: Bush Tax Panel Recommendations
--- In FairfieldLife@yahoogroups.com, anonymousff [EMAIL PROTECTED] wrote: Tax breaks for homeownership particularly help the wealthy while lower-income people don't get enough benefits, said panelists such as Liz Ann Sonders, [she is a total babe, btw] the chief investment officer at San Francisco-based Charles Schwab Corp. The current incentives, including the fact that most home sales are tax-free, are driving up home prices, making them unaffordable or pushing lower-income borrowers to take out risky mortgages. ``We are starting to see some significant pain here,'' Sonders said. The panel agreed to a proposal by former IRS Commissioner Charles Rossotti to make it easier for lower income Americans to get a tax break for donating money to charity. This is just more pure b.s by the PResident and his cronies who are easily the biggest crooks and liars and distorters of reality than have ever run this country. Reading their b.s is like being on a bad acid trip which I have had. And what specific tax policy recomendations do you disagree with. For the most part, they look courageous and represent changes that are long overdue. One of the benefits of owning a home for the lower income people is the tax benefit. And what is the economic benefic / justification for that? Without deductions above 350,000, house prices will fall, allowing greater affordability. And the economy will be stronger, wages and salaries will increase. Technology innovation will increase. Mortgage deductions, except perhaps at the very lowest end, are quite unsound from an economic policy perspective. And a $350,000 cap will not affect the average US bmost buyers -- the average and median priced home is still below $350,000 What a bunch of amazingly crooked s**t. I understand you are angry at Bush. Going beyond that, and focusing on the the tax proposals,what specific tax policy recomendations do you disagree with? Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Proclaiming ones enlightenment
This subject has had a lot of play here from time to time and I thought the following quotation from the book I Reality and Subjectivity by David Hawkins was a very suscinct answer. Page 359 Questioner: There is confusion about the state of enlightenment and about the individual to whom it happens or who is it that has become enlightened. There is a common saying that the truly enlightened being does not claim to be enlightened, so that anybody who states that they are must be in error, Answer: There is great difficulity in describing a condition that is not within the experiental reality of the ego, and especially in answering a question the asking of which stems from the dualistic paradigm of reality of the questioner. An enlightened being *is* their condition; thus, there is no purpose to make a 'claim'. That is an ego view. The personal self does not become enlightened or transformed but instead is assimilated, silenced, and replaced by a different condition altogether. Implied in the common saying that we are discussing is the belief that to disclaim being enlightened is a form of modesty. This is a projection of the spiritual ego of the originator of such a statement for in the condition of enlightenment, no egotism remains. The state is merely a simple fact; it is not an achievment. It has no merits or anything which is laudatory that would require the posture of pseudo-humility. In the naive spiritual community, there is much adulation, charismatic glamour, and the importance attributed to 'enlightened masters', and the like.These are projections. To the enlightened being, the state is merely the natural condition of how it is. Tom T Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
[FairfieldLife] Bill Leed hopes to attend tomorrow satsang what time is it?
I am leaving Tomorrow wed. @ 0500 I hope persently believe to attend your satsang is it seven PM or what time? To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' SPONSORED LINKS Maharishi mahesh yogi Ramana maharshi YAHOO! GROUPS LINKS Visit your group "FairfieldLife" on the web. To unsubscribe from this group, send an email to:[EMAIL PROTECTED] Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service.
[FairfieldLife] Untimely Deaths
Title: Untimely Deaths Someone sent me the following note. Anyone care to expand upon it? I was struck a number of years by the legion of meditators, sidhas, initiators, governors, ministers, Purushas, Mother Divines, rajahs and other Movement potentates who had suffered untimely deaths. You mentioned several. After all, the number of hardcore meditators is really quite small, just a few thousands, I would think. I have worked for several organizations larger than that and cannot recall anywhere near a comparable percentage of people in their 40s or 50 croaking. That clearly is a very subjective estimation. I would like to see reliable statistics on the matter--you think Dr. Robert Keith Wallace would be interested in such a research topic??!! What if we began our own accounting of such deaths? My start is the attached table. If you think it makes sense you might solicit names on FFL. Name Cause of Death Approx. Age* Dawn Casper breast cancer 50 Kristi Kamins breast cancer 52 Bobby Warren drowning 45 Geo. Gleeson heart attack 45 Margaret Cooper MS 60 David Weiner testicular cancer 44 Maxine Trzebiatowski breast cancer 45 Kurleigh King Prostate cancer Doug Henning Liver Cancer 52 Skip Alexander Liver Cancer Jane Hopson ALS (Lou Gerhirg's disease) 62 To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' SPONSORED LINKS Maharishi mahesh yogi Ramana maharshi YAHOO! GROUPS LINKS Visit your group "FairfieldLife" on the web. To unsubscribe from this group, send an email to:[EMAIL PROTECTED] Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service.
Re: [FairfieldLife] Bill Leed hopes to attend tomorrow satsang what time is it?
Title: Re: [FairfieldLife] Bill Leed hopes to attend tomorrow satsang what time is it? 8pm. You know the address? on 10/11/05 11:04 PM, [EMAIL PROTECTED] at [EMAIL PROTECTED] wrote: I am leaving Tomorrow wed. @ 0500 I hope persently believe to attend your satsang is it seven PM or what time? To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' SPONSORED LINKS Maharishi mahesh yogi http://groups.yahoo.com/gads?t=msk=Maharishi+mahesh+yogiw1=Maharishi+mahesh+yogiw2=Ramana+maharshic=2s=48.sig=YtlSsEBDait440Ww0LpJ6Q Ramana maharshi http://groups.yahoo.com/gads?t=msk=Ramana+maharshiw1=Maharishi+mahesh+yogiw2=Ramana+maharshic=2s=48.sig=D6Jfznbioysd6xJ1BSC_Fw YAHOO! GROUPS LINKS Visit your group FairfieldLife http://groups.yahoo.com/group/FairfieldLife on the web. To unsubscribe from this group, send an email to: [EMAIL PROTECTED] mailto:[EMAIL PROTECTED] Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service http://docs.yahoo.com/info/terms/ . -- Rick Archer SearchSummit 1108 South B Street Fairfield, IA 52556 Phone: 641-472-9336 Fax: 815-572-5842 http://searchsummit.com [EMAIL PROTECTED] To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' YAHOO! GROUPS LINKS Visit your group "FairfieldLife" on the web. To unsubscribe from this group, send an email to:[EMAIL PROTECTED] Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service.
[FairfieldLife] Re: Untimely Deaths
--- In FairfieldLife@yahoogroups.com, Rick Archer [EMAIL PROTECTED] wrote: Someone sent me the following note. Anyone care to expand upon it? I was struck a number of years by the legion of meditators, sidhas, initiators, governors, ministers, Purushas, Mother Divines, rajahs and other Movement potentates who had suffered untimely deaths. You mentioned several. After all, the number of hardcore meditators is really quite small, just a few thousands, I would think. I have worked for several organizations larger than that and cannot recall anywhere near a comparable percentage of people in their 40s or 50 croaking. That clearly is a very subjective estimation. I would like to see reliable statistics on the matter--you think Dr. Robert Keith Wallace would be interested in such a research topic??!! What if we began our own accounting of such deaths? My start is the attached table. If you think it makes sense you might solicit names on FFL. Name Cause of Death Approx. Age* Dawn Casper breast cancer 50 Kristi Kamins breast cancer 52 Bobby Warren drowning 45 Geo. Gleeson heart attack 45 Margaret Cooper MS 60 David Weiner testicular cancer 44 Maxine Trzebiatowski breast cancer 45 Kurleigh King Prostate cancer Doug Henning Liver Cancer 52 Skip Alexander Liver Cancer Jane Hopson ALS (Lou Gerhirg's disease) 62 A few more come to mind Andy Kaufman -- mouth cancer ? Karen Blassdale -- brain tumor Jane Prouty -- asfixiation (co heater) Steve Shimmer -- ? was recently posted Kent Ketterhoffen (sp) was posted a bit back swiss girl just mentioned a few weeks ago cc girl at MIU? the marine, who wrote book, OD on herioin Jack K? SF bay area, also heroin I remember a story of someone dying outside domes of heart attack, the day after he saw top vaida guy A while back a friend rattled off 3-4 people who died of AIDS, some KSCI guys, and a guy married to Heidi? Seems like there are more that I have heard of but escape me at the moment. Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
Re: [FairfieldLife] Untimely Deaths
Margaret Cooper MS 60 Maybe I'm thinking of a different Margaret Norman, but the one I know, part of the Cambridge center for a while and a resident of my town before moving to ff with husband Norman, was a lot younger than 60. I thought she was 37 or so at the time. There's also the audiovisual guy who was hit by lightning while hiking up a mountain in Colorado. Also, Goldfaber. Also, Gary the insurance guy. Nally? --- akasha_108 [EMAIL PROTECTED] wrote: --- In FairfieldLife@yahoogroups.com, Rick Archer [EMAIL PROTECTED] wrote: Someone sent me the following note. Anyone care to expand upon it? I was struck a number of years by the legion of meditators, sidhas, initiators, governors, ministers, Purushas, Mother Divines, rajahs and other Movement potentates who had suffered untimely deaths. You mentioned several. After all, the number of hardcore meditators is really quite small, just a few thousands, I would think. I have worked for several organizations larger than that and cannot recall anywhere near a comparable percentage of people in their 40s or 50 croaking. That clearly is a very subjective estimation. I would like to see reliable statistics on the matter--you think Dr. Robert Keith Wallace would be interested in such a research topic??!! What if we began our own accounting of such deaths? My start is the attached table. If you think it makes sense you might solicit names on FFL. Name Cause of Death Approx. Age* Dawn Casper breast cancer 50 Kristi Kamins breast cancer 52 Bobby Warren drowning 45 Geo. Gleeson heart attack 45 Margaret Cooper MS 60 David Weiner testicular cancer 44 Maxine Trzebiatowski breast cancer 45 Kurleigh King Prostate cancer Doug Henning Liver Cancer 52 Skip Alexander Liver Cancer Jane Hopson ALS (Lou Gerhirg's disease) 62 A few more come to mind Andy Kaufman -- mouth cancer ? Karen Blassdale -- brain tumor Jane Prouty -- asfixiation (co heater) Steve Shimmer -- ? was recently posted Kent Ketterhoffen (sp) was posted a bit back swiss girl just mentioned a few weeks ago cc girl at MIU? the marine, who wrote book, OD on herioin Jack K? SF bay area, also heroin I remember a story of someone dying outside domes of heart attack, the day after he saw top vaida guy A while back a friend rattled off 3-4 people who died of AIDS, some KSCI guys, and a guy married to Heidi? Seems like there are more that I have heard of but escape me at the moment. __ Yahoo! Mail - PC Magazine Editors' Choice 2005 http://mail.yahoo.com Yahoo! Groups Sponsor ~-- Get fast access to your favorite Yahoo! Groups. Make Yahoo! your home page http://us.click.yahoo.com/dpRU5A/wUILAA/yQLSAA/JjtolB/TM ~- To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links * To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ * To unsubscribe from this group, send an email to: [EMAIL PROTECTED] * Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
