Re: [QUAD-L] Smacked my van - Gap Insurance
Hi Dave, Your new van looks like a sweet ride! A shame you smacked the other van, but you'll come out with a nice ride. I'm glad nobody was injured. Stay strong. With Love, CtrlAltDel aka Dave C4/5 Complete - 30 Years Post Texas, USA [EMAIL PROTECTED] wrote: My lender asked if I wanted it. It cost me 220 total and is valid while I am upside down in my loan. I added it to my new vehicle too and they said to contact the gap provider and tell them and they (the gap insurer) would transfer 1000$ to the principle on my loan. how cool is that? my new baby -- http://www.handicapvehicle.com/2001DGE335040.html Dave In a message dated 2/27/2007 8:28:58 P.M. US Mountain Standard Time, DAANOO writes: How'd you get gap insurance? What is the cost? Thank you Dave, Dana - AOL now offers free email to everyone. Find out more about what's free from AOL at AOL.com. Dave Visit My Home Page - AOL now offers free email to everyone. Find out more about what's free from AOL at AOL.com.
Fwd: [QUAD-L] Smacked my van - Gap Insurance
No - once totaled and paid off by the primary ins company, they (the ins co) now owns the van. The gap insurance is from a 3rd party who will send the lender the difference of what my primary insurer pays and what I owe. Basically, my lender (Credit Union) gets paid in full for the remaining balance due on my old van partly from my primary insurer ( Farmers ) and partly by the Gap Insurer. I'm free and clear.I don't completely understand why the Gap Insurer will send my lender $1,000 just for buying $220 worth of coverage from them again on the new van that's a complete mystery to me. I'll let you know when I find out. Dave _Visit My Home Page_ (http://www.users.qwest.net/~daveoc/index.html) BRBRBR**BR AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. ---BeginMessage--- So you will get to keep your van but it will also be totaled and they will light $1000 to the lender. You can possibly repair or use parts for your new one. Dana BRBRBR**BR AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. ---End Message---
Re: [QUAD-L] Smacked my van - Gap Insurance
Consider yourself most fortunate. I've seen vehicles with worse damage that were repaired and returned to its owner. Your old van, will be sold to a junk yard for 100-200 bucks with a scrap title. He can never be sold again as a used vehicle. However, that same vehicle will be chopped and parted for individual parts totaling thousands of dollars in parts. But that is the name of the game. You might consider adding a safety feature to your car that prevent that from happening again, or watch where you park. Best Wishes W In a message dated 2/28/2007 10:38:44 A.M. Central Standard Time, [EMAIL PROTECTED] writes: No - once totaled and paid off by the primary ins company, they (the ins co) now owns the van. The gap insurance is from a 3rd party who will send the lender the difference of what my primary insurer pays and what I owe. Basically, my lender (Credit Union) gets paid in full for the remaining balance due on my old van partly from my primary insurer ( Farmers ) and partly by the Gap Insurer. I'm free and clear.I don't completely understand why the Gap Insurer will send my lender $1,000 just for buying $220 worth of coverage from them again on the new van that's a complete mystery to me. I'll let you know when I find out. BRBRBR**BR AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com.
Re: [QUAD-L] Smacked my van - Gap Insurance
Lucky is definitely the word Wally. Good AND bad luck actually - just bought 4 new tires, new speakers for the radio, new AC compressor... and a completely fluke accident. I was afraid they'd pry it back into shape and return it to me. I would have sold it on the street hopefully for enough to cover my loan - but I would have felt bad thru the whole thing. I'm really glad it turned out like it did. wifey has vowed never to get behind the wheel again - unless we move the seat over, or leave the motor off. parking is definitely a problem, the only way I'm safe is to park cornerwise in two spots with the door pointed out to the driveway. did it the other way once and someone squeezed into the 1/2 a spot I left open with my door facing in. even the handicapped spots are no good as people park over their lines into the hash marks between us and block me, or a motorcycle will park on the hash marks - - the trip in from the last spot where no one wants to park anyway isn't all that bad. I just drop wifey off up front. from now on, I'm PLANNING my luck - no more trusting the stars. Dave In a message dated 2/28/2007 9:43:09 A.M. US Mountain Standard Time, wheelchair writes: Consider yourself most fortunate. I've seen vehicles with worse damage that were repaired and returned to its owner. Your old van, will be sold to a junk yard for 100-200 bucks with a scrap title. He can never be sold again as a used vehicle. However, that same vehicle will be chopped and parted for individual parts totaling thousands of dollars in parts. But that is the name of the game. You might consider adding a safety feature to your car that prevent that from happening again, or watch where you park. Best Wishes W In a message dated 2/28/2007 10:38:44 A.M. Central Standard Time, [EMAIL PROTECTED] writes: No - once totaled and paid off by the primary ins company, they (the ins co) now owns the van. The gap insurance is from a 3rd party who will send the lender the difference of what my primary insurer pays and what I owe. Basically, my lender (Credit Union) gets paid in full for the remaining balance due on my old van partly from my primary insurer ( Farmers ) and partly by the Gap Insurer. I'm free and clear.I don't completely understand why the Gap Insurer will send my lender $1,000 just for buying $220 worth of coverage from them again on the new van that's a complete mystery to me. I'll let you know when I find out. AOL now offers free email to everyone. Find out more about what's free from AOL at _AOL.com_ (http://pr.atwola.com/promoclk/1615326657x4311227241x4298082137/aol?redir=http://www.aol.com) . Dave _Visit My Home Page_ (http://www.users.qwest.net/~daveoc/index.html) BRBRBR**BR AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com.
Re: [QUAD-L] Smacked my van - Gap Insurance
I'm only going to say this one time. Get two traffic cones, (stealing them is the best way because they get stolen a lot). Block the space beside your van with them. If you do get parked in then go in the store and tell them that car has left its lights on. If you live in an area where you always get parked in, try using spaces farther away. Doctors give out those parking permits like they use to give out lollipops. I've seen people with handicapped parking permits for being obese. I know your all thinking what I'm thinking. Say something to doctors about it when you see them. I do. john -Original Message- From: [EMAIL PROTECTED] To: quad-list@eskimo.com Sent: Wed, 28 Feb 2007 12:22 PM Subject: Re: [QUAD-L] Smacked my van - Gap Insurance Lucky is definitely the word Wally. Good AND bad luck actually - just bought 4 new tires, new speakers for the radio, new AC compressor... and a completely fluke accident. I was afraid they'd pry it back into shape and return it to me. I would have sold it on the street hopefully for enough to cover my loan - but I would have felt bad thru the whole thing. I'm really glad it turned out like it did. wifey has vowed never to get behind the wheel again - unless we move the seat over, or leave the motor off. parking is definitely a problem, the only way I'm safe is to park cornerwise in two spots with the door pointed out to the driveway. did it the other way once and someone squeezed into the 1/2 a spot I left open with my door facing in. even the handicapped spots are no good as people park over their lines into the hash marks between us and block me, or a motorcycle will park on the hash marks - - the trip in from the last spot where no one wants to park anyway isn! 't all that bad. I just drop wifey off up front. from now on, I'm PLANNING my luck - no more trusting the stars. Dave In a message dated 2/28/2007 9:43:09 A.M. US Mountain Standard Time, wheelchair writes: Consider yourself most fortunate. I've seen vehicles with worse damage that were repaired and returned to its owner. Your old van, will be sold to a junk yard for 100-200 bucks with a scrap title. He can never be sold again as a used vehicle. However, that same vehicle will be chopped and parted for individual parts totaling thousands of dollars in parts. But that is the name of the game. You might consider adding a safety feature to your car that prevent that from happening again, or watch where you park. Best Wishes W In a message dated 2/28/2007 10:38:44 A.M. Central Standard Time, [EMAIL PROTECTED] writes: No - once totaled and paid off by the primary ins company, they (the ins co) now owns the van. The gap insurance is from a 3rd party who will send the lender the difference of what my primary insurer pays and what I owe. Basically, my lender (Credit Union) gets paid in full for the remaining balance due on my old van partly from my primary insurer ( Farmers ) and partly by the Gap Insurer. I'm free and clear.I don't completely understand why the Gap Insurer will send my lender $1,000 just for buying $220 worth of coverage from them again on the new van that's a complete mystery to me. I'll let you know when I find out. AOL now offers free email to everyone. Find out more about what's free from AOL at AOL.com. Dave Visit My Home Page AOL now offers free email to everyone. Find out more about what's free from AOL at AOL.com. AOL now offers free email to everyone. Find out more about what's free from AOL at AOL.com.
Re: [QUAD-L] Smacked my van - Gap Insurance
Amen John! Also a lot of a those parking placards are expired or belong to
someone else not in the car and that illegal! Dan T.
[EMAIL PROTECTED] wrote:I'm only going to say this one time. Get two
traffic cones, (stealing them is the best way because they get stolen a lot).
Block the space beside your van with them. If you do get parked in then go in
the store and tell them that car has left its lights on.
If you live in an area where you always get parked in, try using spaces
farther away. Doctors give out those parking permits like they use to give out
lollipops. I've seen people with handicapped parking permits for being obese. I
know your all thinking what I'm thinking. Say something to doctors about it
when you see them. I do.
john
-Original Message-
From: [EMAIL PROTECTED]
To: quad-list@eskimo.com
Sent: Wed, 28 Feb 2007 12:22 PM
Subject: Re: [QUAD-L] Smacked my van - Gap Insurance
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BORDER-BOTTOM: #dadad6 1px solid; HEIGHT: 206px }Lucky is
definitely the word Wally. Good AND bad luck actually - just bought 4 new
tires, new
speakers for the radio, new AC compressor... and a completely fluke accident.
I was afraid they'd pry it back into shape and return it to me. I would have
sold it on the street hopefully for enough to cover my loan - but I would have
felt bad thru the whole thing. I'm really glad it turned out like it did.
wifey has vowed never to get behind the wheel again - unless we move the seat
over, or leave the motor off. parking is definitely a problem, the only way
I'm safe is to park cornerwise in two spots with the door pointed out to the
driveway. did it the other way once and someone squeezed into the 1/2 a spot
I left open with my door facing in. even the handicapped spots are no good as
people park over their lines into the hash marks between us and block me, or a
motorcycle will park on the hash marks - - the! trip in from the last spot
where no one wants to park anyway isn't all that bad. I just drop wifey off up
front. from now on, I'm PLANNING my luck - no
more trusting the stars.
Dave
In a message dated 2/28/2007 9:43:09 A.M. US Mountain Standard Time,
wheelchair writes:
Consider yourself most fortunate. I've seen vehicles with worse damage
that were repaired and returned to its owner. Your old van, will be sold to a
junk yard for 100-200 bucks with a scrap title. He can never be sold again as
a used vehicle. However, that same vehicle will be chopped and parted for
individual parts totaling thousands of dollars in parts. But that is the name
of the game.
You might consider adding a safety feature to your car that prevent that from
happening again, or watch where you park.
Best Wishes
W
In a message dated 2/28/2007 10:38:44 A.M. Central Standard Time, [EMAIL
PROTECTED] writes:
No - once totaled and paid off by the primary ins company, they (the ins
co) now owns the van. The gap insurance is from a 3rd party who will send the
lender the difference of what my primary insurer pays and what I owe.
Basically, my lender (Credit Union) gets paid in full
Re: [QUAD-L] Smacked my van - Gap Insurance
In a message dated 2/28/2007 6:42:48 P.M. Central Standard Time, [EMAIL PROTECTED] writes: Amen John! Also a lot of a those parking placards are expired or belong to someone else not in the car and that illegal! Dan T. Not in Chicago. Just ask anyone who has tried and found themselves on TV, a $500 fine and their vehicle towed and their card or plate rescinded. Second time they loose their driver's license plus the above. Last summer, state police and the crip patrol set up a sting at Chicagoland Speedway. Over a 2 day period 60 tickets were issued and tags taken. Yeah, just try it in Chicago and see what happens. I dare ya, lol W BRBRBR**BR AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com.
Re: [QUAD-L] Smacked my van - Gap Insurance
I'm not about to get into the enforcement phase of this problem. I've heard too many horror stories about irate fatties getting physical after being taken to task by a civilian gimp. They already know the law and the rules and that they are 'cheating' the system, basically they DON'T CARE.I said something to a senior who parked on the yellow hashes between two HC spots and he said, I don't need the extra room, but I do like parking up close. This violation mind set needs to be fixed by the enforcement agency (and hopefully the doctors writing these foolish scripts) not me. I just want to come and go as I please even if it means parking out at the end. My rocket erases any distance inconvenience added by parking out in bfe. Dave In a message dated 2/28/2007 5:42:48 P.M. US Mountain Standard Time, [EMAIL PROTECTED] writes: Amen John! Also a lot of a those parking placards are expired or belong to someone else not in the car and that illegal! Dan T. [EMAIL PROTECTED] wrote: I'm only going to say this one time. Get two traffic cones, (stealing them is the best way because they get stolen a lot). Block the space beside your van with them. If you do get parked in then go in the store and tell them that car has left its lights on. If you live in an area where you always get parked in, try using spaces farther away. Doctors give out those parking permits like they use to give out lollipops. I've seen people with handicapped parking permits for being obese. I know your all thinking what I'm thinking. Say something to doctors about it when you see them. I do. john -Original Message- From: [EMAIL PROTECTED] To: quad-list@eskimo.com Sent: Wed, 28 Feb 2007 12:22 PM Subject: Re: [QUAD-L] Smacked my van - Gap Insurance Lucky is definitely the word Wally. Good AND bad luck actually - just bought 4 new tires, new speakers for the radio, new AC compressor... and a completely fluke accident. I was afraid they'd pry it back into shape and return it to me. I would have sold it on the street hopefully for enough to cover my loan - but I would have felt bad thru the whole thing. I'm really glad it turned out like it did. wifey has vowed never to get behind the wheel again - unless we move the seat over, or leave the motor off. parking is definitely a problem, the only way I'm safe is to park cornerwise in two spots with the door pointed out to the driveway. did it the other way once and someone squeezed into the 1/2 a spot I left open with my door facing in. even the handicapped spots are no good as people park over their lines into the hash marks between us and block me, or a motorcycle will park on the hash marks - - the! trip in from the last spot where no one wants to park anyway isn't all that bad. I just drop wifey off up front. from now on, I'm PLANNING my luck - no more trusting the stars. Dave In a message dated 2/28/2007 9:43:09 A.M. US Mountain Standard Time, wheelchair writes: Consider yourself most fortunate. I've seen vehicles with worse damage that were repaired and returned to its owner. Your old van, will be sold to a junk yard for 100-200 bucks with a scrap title. He can never be sold again as a used vehicle. However, that same vehicle will be chopped and parted for individual parts totaling thousands of dollars in parts. But that is the name of the game. You might consider adding a safety feature to your car that prevent that from happening again, or watch where you park. Best Wishes W In a message dated 2/28/2007 10:38:44 A.M. Central Standard Time, [EMAIL PROTECTED] (javascript:parent.ComposeTo([EMAIL PROTECTED], );) writes: No - once totaled and paid off by the primary ins company, they (the ins co) now owns the van. The gap insurance is from a 3rd party who will send the lender the difference of what my primary insurer pays and what I owe. Basically, my lender (Credit Union) gets paid in full for the remaining balance due on my old van partly from my primary insurer ( Farmers ) and partly by the Gap Insurer. I'm free and clear.I don't completely understand why the Gap Insurer will send my lender $1,000 just for buying $220 worth of coverage from them again on the new van that's a complete mystery to me. I'll let you know when I find out. AOL now offers free email to everyone. Find out more about what's free from AOL at _AOL.com_ (http://pr.atwola.com/promoclk/1615326657x4311227241x4298082137/aol?redir=http://www.aol.com) . Dave _Visit My Home Page_ (http://www.users.qwest.net/~daveoc/index.html) AOL now offers free email to everyone. Find out more about what's free from AOL at _AOL.com_ (http://pr.atwola.com/promoclk/1615326657x4311227241x4298082137/aol?redir=http://www.aol.com
Re: [QUAD-L] Smacked my van - Gap Insurance
In Ohio parking lots are mostly private and cops can't give tickets and don't even in public lots. I have had a ticket for blocking traffic while I was getting out of the van. I made the mistake of using an Access bus parking spot. Access is code for we are on time 22% of the time which closely correlates to the number of retarded people that sign the card saying they enjoyed riding the bus for 3 1/2 hours to go 17 miles. If it wasn't for Access there wouldn't be jobs for crack addicts and gangbangers. There is no drug testing either. john -Original Message- From: [EMAIL PROTECTED] To: [EMAIL PROTECTED]; [EMAIL PROTECTED]; [EMAIL PROTECTED]; quad-list@eskimo.com Sent: Wed, 28 Feb 2007 7:56 PM Subject: Re: [QUAD-L] Smacked my van - Gap Insurance In a message dated 2/28/2007 6:42:48 P.M. Central Standard Time, [EMAIL PROTECTED] writes: Amen John! Also a lot of a those parking placards are expired or belong to someone else not in the car and that illegal! Dan T. Not in Chicago. Just ask anyone who has tried and found themselves on TV, a $500 fine and their vehicle towed and their card or plate rescinded. Second time they loose their driver's license plus the above. Last summer, state police and the crip patrol set up a sting at Chicagoland Speedway. Over a 2 day period 60 tickets were issued and tags taken. Yeah, just try it in Chicago and see what happens. I dare ya, lol W AOL now offers free email to everyone. Find out more about what's free from AOL at AOL.com. AOL now offers free email to everyone. Find out more about what's free from AOL at AOL.com.
Re: [QUAD-L] Smacked my van - Gap Insurance
My lender asked if I wanted it. It cost me 220 total and is valid while I am upside down in my loan. I added it to my new vehicle too and they said to contact the gap provider and tell them and they (the gap insurer) would transfer 1000$ to the principle on my loan. how cool is that? my new baby -- _http://www.handicapvehicle.com/2001DGE335040.html_ (http://www.handicapvehicle.com/2001DGE335040.html) Dave In a message dated 2/27/2007 8:28:58 P.M. US Mountain Standard Time, DAANOO writes: How'd you get gap insurance? What is the cost? Thank you Dave, Dana AOL now offers free email to everyone. Find out more about what's free from AOL at _AOL.com_ (http://pr.atwola.com/promoclk/1615326657x4311227241x4298082137/aol?redir=http://www.aol.com) . Dave _Visit My Home Page_ (http://www.users.qwest.net/~daveoc/index.html) BRBRBR**BR AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com.
