, NC
From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Bruce
Whitmore via CnC-List
Sent: Wednesday, November 13, 2019 9:16 PM
To: Della Barba, Joe via CnC-List
Cc: Bruce Whitmore
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
Interestingly I
Guess that solves that problem.
Bill Coleman
Erie, PA
From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Bruce
Whitmore via CnC-List
Sent: Wednesday, November 13, 2019 9:16 PM
To: Della Barba, Joe via CnC-List
Cc: Bruce Whitmore
Subject: Re: Stus-List Boat
Interestingly I just tried Progressive, and they won't insure anything larger
that 35'.
Bruce Whitmore
1994 C 37/40+"Astralis"
(847) 404-5092 (mobile)
bwhitm...@sbcglobal.net
___
Thanks everyone for supporting this list with your
gt;
Cc: Della Barba, Joe
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
Progressive just had me fill out their forms. No survey and the value was what
I filled in. I suspect they have an algorithm to flag people stating outrageous
values.
I di d get all three of my boats on Progr
Subject: [EXTERNAL] Re: Stus-List Boat insurance...reimbursement vs. depreciated
That almost sounds too good!
Has anyone had any claims experience with Progressive?
I currently have a car with them, and keep getting prods to insure a boat with
them, but Flo is so pushy, it makes me suspicious
...@cnc-list.com] On Behalf Of
nausetbeach--- via CnC-List
Sent: Tuesday, November 12, 2019 4:56 PM
To: cnc-list@cnc-list.com
Cc: nausetbe...@optonline.net
Subject: [EXTERNAL] Re: Stus-List Boat insurance...reimbursement vs. depreciated
For those who have relatively recently switched insurance
: Tuesday, November 12, 2019 4:56 PM
To: cnc-list@cnc-list.com
Cc: nausetbe...@optonline.net
Subject: [EXTERNAL] Re: Stus-List Boat insurance...reimbursement vs. depreciated
For those who have relatively recently switched insurance [particularly from
BoatUS / Geico] to another, were you required to get
Sent: Tuesday, November 12, 2019 6:02:31 PM
To: cnc-list@cnc-list.com ; cnc-list@cnc-list.com
Cc: Neil Andersen
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
Anyone know if CNA is still writing boat insurance policies? I too had a
claim that they handled wonderfully
on behalf of nausetbeach--- via
CnC-List
Sent: Tuesday, November 12, 2019 4:56 PM
To: cnc-list@cnc-list.com
Cc: nausetbe...@optonline.net
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
For those who have relatively recently switched insurance [particularly from
BoatUS / Geico
ks,
Brian
*From:* CnC-List *On Behalf Of *David
Risch via CnC-List
*Sent:* Tuesday, November 12, 2019 3:51 PM
*To:* cnc-list@cnc-list.com
*Cc:* David Risch
*Subject:* Re: Stus-List Boat insurance...reimbursement vs. depreciated
As am I.
I too danced on their heads about this substantial change t
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
As am I.
I too danced on their heads about this substantial change to coverage WITHOUT
notice.
Berkeley ticked my boxes…replacement and riders available for offshore passages
to Bermuda.
From: CnC-List
Want some fun reading? Google "GEICO complaints" or "Firestone complaints".
No wonder GEICO advertises somuch.
DennisC.
Touche' 35-1 #83
Mandeville, LA
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Thanks everyone for supporting this list with your contributions. Each and
every one is
-list
Cc: Bruce Whitmore
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
Unfortunately the changes and problems started when Boat U.S. in 2007, and was
exacerbated when coverage was transferred to GEICO (as opposed to CNA which
used to issue the policies).
I made a VERY
David,
As do I. I have CCEd my broker. A sailor to boot.
From: CnC-List On Behalf Of Joel Aronson via
CnC-List
Sent: Tuesday, November 12, 2019 12:58 PM
To: cnc-list
Cc: Joel Aronson
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
David,
I use Berkeley Marine
is frustrating.
From: Bill Coleman via CnC-List
Sent: Tuesday, November 12, 2019 1:48 PM
To: cnc-list@cnc-list.com
Cc: Bill Coleman
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
It was also sad when they (BoatUS) ceded the BoatUS stores to West Marine, they
were a nice
: Stus-List Boat insurance...reimbursement vs. depreciated
Unfortunately the changes and problems started when Boat U.S. in 2007, and was
exacerbated when coverage was transferred to GEICO (as opposed to CNA which
used to issue the policies).
I made a VERY STRONG argument to them about
Unfortunately the changes and problems started when Boat U.S. in 2007, and was
exacerbated when coverage was transferred to GEICO (as opposed to CNA which
used to issue the policies).
I made a VERY STRONG argument to them about a 18 months ago when I found out
they had not pointed out the
My experience with BOATUS was stellar years ago. I hit a log and bent the prop
shaft. They didn’t even send an adjuster, just had the yard fax them an
estimate and they paid it no question. I don’t even think I had a deductible
because I had paid to get hauled anyway for painting. There was no
David,
I use Berkeley Marine through an independent broker. No claims experience
luckily.
Joel
On Tue, Nov 12, 2019 at 12:38 PM David E Spiro via CnC-List <
cnc-list@cnc-list.com> wrote:
> I can absolutely confirm that BoatUS/Geico depreciates to 20 percent on
> repairs, on a policy that has
I can absolutely confirm that BoatUS/Geico depreciates to 20 percent on
repairs, on a policy that has an agreed value. The agreed value is for a
total loss. When they paid for repairs on my 1981 C 40 this past summer,
I had to pay for 80% of any fitting or other part of the hull, AFTER the
e Whitmore)
--
Message: 1
Date: Mon, 11 Nov 2019 21:46:04 + (UTC)
From: Bruce Whitmore
To: Allen Miles via CnC-List
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
coverage...
I agree with everything James said except for the bit about ISO forms. Yes,
ISO forms are pretty standard for Homeowners, Renters, and even Commercial
General Liability. For boats, however, I have not seen the standard ISO forms,
meaning that each carrier's policy may differ, even
Some terms to know if you are dealing with a claim.
Replacement Cost Value (RCV) - this is the cost of buying a new boat or part in
today's dollars. You probably have your boat insured for this amount.
Actual Cash Value (ACV) - the amount that a boat or part is worth after
depreciation is
Be careful to understand your insurance policy. Lots of terms like “replacement
value” or “agreed value” or “new for old” have different definitions. See the
definitions section of your policy. Sometimes the “agreed value” provision
applies only in the case of a total loss while a “depreciated
You'll want to look very closely for issues related to depreciation. If you
have a policy in PDF format, you can do a search on words like "depreciate"
"depreciation" and 20%" and you should find it.
Bruce Whitmore
(847) 404-5092 (mobile)
bwhitm...@sbcglobal.net
On Monday, November
Boat insurance...reimbursement vs. depreciated
coverage...
I have agreed hull value with BoatUS. I don't remember seeing a change in
coverage.
Allen Miles
S/v Septima
C 30-2
Hampton, VA
On Sun, Nov 10, 2019 at 4:39 PM David Risch via CnC-List
wrote:
I may be repeating myself here
I have agreed hull value with BoatUS. I don't remember seeing a change in
coverage.
Allen Miles
S/v Septima
C 30-2
Hampton, VA
On Sun, Nov 10, 2019 at 4:39 PM David Risch via CnC-List <
cnc-list@cnc-list.com> wrote:
> I may be repeating myself here, but it bears repeating. Check your boat
>
You shouldconfirm how salvage is treated. That can be a real shock. Also, you
should confirm if pollution from a sinking or spillage is covered.
Hoping you find this helpful,
Bruce Whitmore
(847) 404-5092 (mobile)
bwhitm...@sbcglobal.net
On Monday, November 11, 2019, 3:30:01 PM EST,
1/10/19 17:10 (GMT-08:00)
To: cnc-list@cnc-list.com
Cc: "Matthew L. Wolford"
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
coverage...
It is also why I switched to Travelers.
From: Joe Della <mailto:cnc-list@cnc-list.com> Barba via CnC-List
"Matthew L. Wolford" Subject: Re:
Stus-List Boat insurance...reimbursement vs. depreciated coverage...
It is also why I switched to Travelers.
From: Joe Della Barba via CnC-List
Sent: Sunday, November 10, 2019 5:43 PM
To: cnc-list@cnc-list.com
Cc: Joe
Della Barba
Subject: Re: Stus
dismasted, I would
have to pay 80% of the replacement cost. I have a 42 foot boat with a 60 foot
mast. I was on the phone to Travelers that day.
From: ALAN BERGEN via CnC-List
Sent: Sunday, November 10, 2019 5:27 PM
To: C
Cc: ALAN BERGEN
Subject: Re: Stus-List Boat insurance...reimbursement vs
It is also why I switched to Travelers.
From: Joe Della Barba via CnC-List
Sent: Sunday, November 10, 2019 5:43 PM
To: cnc-list@cnc-list.com
Cc: Joe Della Barba
Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
coverage...
This is why I just switched to Progressive. How
rts are from 1985...
>
>
>
> Thanks,
> Danny
>
> Original message
> From: ALAN BERGEN via CnC-List
> Date: 11/10/19 5:27 PM (GMT-05:00)
> To: C
> Cc: ALAN BERGEN
> Subject: Re: Stus-List Boat insurance...reimbursement vs. depreciated
> co
This is why I just switched to Progressive. How the does STAINLESS
STEEL depreciate?
Joe
Coquina
On 11/10/2019 5:36 PM, Danny Haughey via CnC-List wrote:
Geico marine insurance is depreciating my anchor roller, blow pulpit
and stanchions by 80% because they say those parts are from
-List Boat insurance...reimbursement vs. depreciated coverage... I have
Geico Insurance through BoatUS. Agreed value is agreed value. They only
depreciate items that are depreciable, like sails or the engine. A couple of
years ago, my boom cracked after getting hung up on a crab pot. Geico paid
I have Geico Insurance through BoatUS. Agreed value is agreed value. They
only depreciate items that are depreciable, like sails or the engine. A
couple of years ago, my boom cracked after getting hung up on a crab pot.
Geico paid the full cost of replacing the boom - parts and labor, with no
It's actually only on parts you can't prove are not over 20 years old. Then
the parts reimbursement starts dropping off. Labor is covered 100%Thanks, Danny
Original message From: David Risch via CnC-List
Date: 11/10/19 4:39 PM (GMT-05:00) To:
cnc-list@cnc-list.com Cc:
I got North American Specialty Insurance Company - agreed value.
Josh Muckley
S/V Sea Hawk
1989 C 37+
Solomons, MD
On Sun, Nov 10, 2019, 3:39 PM David Risch via CnC-List <
cnc-list@cnc-list.com> wrote:
> I may be repeating myself here, but it bears repeating. Check your boat
> coverage.
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