http://www.rd.com/debit-card-traps-and-fees-to-avoid/article50626.html
-Original Message-
From: Tom Piwowar [mailto:[EMAIL PROTECTED]
Sent: Monday, May 05, 2008 7:26 PM
Subject: Re: Cash in the EU
You mean ... someone could steal your debit number and clear out your
account? Wouldn't
, May 03, 2008 4:15 PM
Subject: Re: [CGUYS] Cash in the EU
It has been a while, but I use to get Traveller's Checks in Euros
for no fee. I don't recall anyone favorint that method. Are
Traveller's Checks now passé
, 2008 4:15 PM
Subject: Re: [CGUYS] Cash in the EU
It has been a while, but I use to get Traveller's Checks in Euros
for no fee. I don't recall anyone favorint that method. Are
Traveller's Checks now passé
You mean ... someone could steal your debit number and clear out your
account? Wouldn't they need your pin #... or could they pick that up
too somehow ?
Lots of ways to get your PIN.
I have seen pictures of phoney fronts that get stuck onto real ATMs. They
read your card info and collect
Thanks for the explanation Betty.
Yes, my CC gives me cash back... not my debit card.
Although I used to use my CC for foreign travel/ cash, I have been using
my debit card more recently because the fees are lower. Thus my
interest in your comments.
Your points are good ones ... and have
cards are much easier. Travelled all over the UK last year, and every
grocery store had ATMs I could use.
Ellen H.
- Original Message - From: Tom Piwowar [EMAIL PROTECTED]
To: COMPUTERGUYS-L@LISTSERV.AOL.COM
Sent: Saturday, May 03, 2008 4:15 PM
Subject: Re: [CGUYS] Cash in the EU
Trav checks are hard to spend ...lotsa places don't takem ...also, they
getcha on the rate and fees some places chargin' the exchange fee for EACH
check !! ...my entire 2nd hand knowledgebase on the subject.
I would like to thank everyone who answered my query about this some in
extreme detail
@LISTSERV.AOL.COM
Sent: Saturday, May 03, 2008 4:15 PM
Subject: Re: [CGUYS] Cash in the EU
It has been a while, but I use to get Traveller's Checks in Euros
for no fee. I don't recall anyone favorint that method. Are
Traveller's Checks now passé
I would like to thank everyone who answered my query about this some in
extreme detail ...very helpful ...the best and nicest board I have ever
visited !!
Please send us postcards, photos, Flickr, Twitter. Here's mine,
http://geocities.com/solar1001/Decider.jpg.
Enjoy your trip!
Betty
I think my atm card limits to $300 per day per atm visit while credit cards
have $500 limit but that may be varying depending on the bank issuing ...
www.xe.com will get you Euros and deliver them to you at your home at a
pre-agreed midmarket rate which is not 2 bad ...of course, you need to be
On purchases, I get a rebate, yes. But, alas, not for withdrawal of cash at
an atm. I have the option of doing a wire transfer to my family member's
bank there but I don't know if the rate will be a wholesale conversion
rate like with the credit/atm cards or another less advantageous rate...???
I would consider getting one of the ATM debit cards from that table I
posted that have no or little fee charge and do it that way.
I think it will be the easiest, most flexible and give you as good as
rate as any ...
db
rlsimon wrote:
On purchases, I get a rebate, yes. But, alas, not
rlsimon wrote:
Does anyone know if the best way to get spending cash in the EU while on
travel from the US is to use a bank card or charge card at an ATM as far as
rate of exchange, etc.??
IMHO, ATM and debit cards are the best way to convert, followed by
credit cards. Credit cards may
rlsimon wrote:
On purchases, I get a rebate, yes. But, alas, not for withdrawal of cash at
an atm. I have the option of doing a wire transfer to my family member's
bank there but I don't know if the rate will be a wholesale conversion
rate like with the credit/atm cards or another less
b_s-wilk wrote:
snip
We had to pay cash for an apartment we rented for a few weeks last
summer. Took three days to come up with 900 euros, since the clown
ATMs wouldn't give us more than 200 euros each day, and we had three
different credit cards but, the clown bank ATM wouldn't take my Chase
At my commercial bank, a wire transfer cost about $45 for each transfer.
I had to do this last year. My bank was making a big deal about it and
wanted a high fee. After some digging around on the web I found the best
rate was to make a wire transfer to an Italian post office via WalMart
(yes
What is the best way to convert dollars to Euros here? I dwell in
Northern Virginia.
WalMart.
*
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Wire transfers are so last century.
There's Paypal and similar services in other countries. We needed to pay
cash for an apartment in Greece this year. They said to wire it to a
bank account in Austria. I said, No, how about Paypal? They said no,
but there's another service that they use.
Service charges are usually much higher for converting currency in the
US, unless there are banks/services in DC that specialize in that. Call
around. There may be good deals, just not where I live. Try to avoid
changing money before you leave. Ask friends and acquaintances who have
traveled
We've always used bank cards at foreign ATM's to get the best rates. Our
experience is that you get better rates dealing directly with your own
bank via ATM's rather than going through a conversion agency. We also
get cash just as needed in country rather than taking it over from here
so we
See the following for a table of major credit card/ debit card companies
and their currency-conversion-fee policies :
http://www.bankrate.com/brm/news/pf/travelminiguide/conversion-costs1.asp?caret=16
db
Richard P. wrote:
We've always used bank cards at foreign ATM's to get the best rates.
My own experience since the early 1990s has been to use a credit card for
purchases as much as possible. Since the credit card companies convert huge
sums of money routinely, all those commissions, etc., are minimized.
It took the Europeans a long time to accept the idea of credit purchases,
Lowe
-Original Message-
From: Computer Guys Discussion List [mailto:COMPUTERGUYS-
[EMAIL PROTECTED] On Behalf Of rlsimon
Sent: Tuesday, April 29, 2008 11:48 AM
To: COMPUTERGUYS-L@LISTSERV.AOL.COM
Subject: [CGUYS] Cash in the EU
Does anyone know if the best way to get spending cash
On Tue, Apr 29, 2008 at 11:47 AM, rlsimon [EMAIL PROTECTED] wrote:
Does anyone know if the best way to get spending cash in the EU while on
travel from the US is to use a bank card or charge card at an ATM as far
as
rate of exchange, etc.??
I was going to post something about the huge
My own experience since the early 1990s has been to use a credit card for
purchases as much as possible. Since the credit card companies convert
huge sums of money routinely, all those commissions, etc., are minimized.
Past experience does not serve that well. What was once the best way can
Also make sure your card will work outside the US.
We traveled to Canada a few years ago and a few of our cards would
not work there. Turns out we had to let the issuer know we would be
traveling outside the US so that they would turn that function on.
Stewart
At 12:13 AM 4/30/2008, you
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