[RBW] Re: questions about buying /selling a bike on this group

2015-08-21 Thread Garth

  You know when you register an account with Ebay, Fed Ex, UPS or even the 
USPS . . . .and you ship something by making and paying for the label 
online , the price you are paying is an ESTIMATE only !  It is by no means 
, set .  The final price is not determined until it is delivered .  The 
only exceptions to this are the flat One-rate boxes .  So they have 
basically, carte blanche to charge your card whatever they see fit.   I 
found this out by checking my Ebay fees and statements, I was being 
overcharged often. 

   This means any error and I mean any ! adds on extra fees .   This 
means dimensions, weights , addresses and everything must be spot on .  
This I found is nearly impossible , or should I say , an open invitation 
for errors to be found as some addresses  are considered out of range 
that they do not inform you of beforehand and are subject to penalties .  
Once I caught on to this a confirmed it by calling all 4 companies , I 
found the only way to pay accurately is at genuine UPS, FedEx, USPS offices 
.   The true rates are always at a UPS FedEx shipping depot, where the big 
trucks go, not authorized shippers who usually add fees unbeknownst to 
the shipper.  

   Shipping to me has just gone wild , lol.  Back in the day , the 
70's/80's and even 90's it was all so simple , and none of these extra 
fees. You went to the UPS warehouse and filled out the form , they had a 
simple chart with the calculated fees based on zip codes. 

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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-21 Thread Curtis McKenzie
All is milk and honey just to get us to release our credit card number.
Then

On Friday, August 21, 2015, Garth garth...@gmail.com wrote:

 Yep .  . . . if I choose to ship something these days  , it's only if
 it's a real joy to do so .  Otherwise , well .  ..  .what otherwise ? !


Be only what you really love to see 



 On Friday, August 21, 2015 at 2:32:19 PM UTC-4, hsmitham wrote:





 My Dad say's often, companies/businesses are always looking for ways to
 separate you from your money. Another one he likes to mention is Buyer
 beware. I now would add to that Seller beware. I think my new Mantra
 will be live simply.

 Tail Winds,

 ~Hugh

 “Life is like riding a bicycle. To keep your balance, you must keep
 moving.” ― Albert Einstein

 http://velocipedemusings.blogspot.com/




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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-21 Thread Hugh Smitham
The root of suffering is craving...

~Hugh

“Life is like riding a bicycle. To keep your balance, you must keep
moving.” ― Albert Einstein

http://velocipedemusings.blogspot.com/



On Fri, Aug 21, 2015 at 12:43 PM, Curtis McKenzie cmcy...@gmail.com wrote:

 All is milk and honey just to get us to release our credit card number.
 Then

 On Friday, August 21, 2015, Garth garth...@gmail.com wrote:

 Yep .  . . . if I choose to ship something these days  , it's only if
 it's a real joy to do so .  Otherwise , well .  ..  .what otherwise ? !


Be only what you really love to see 



 On Friday, August 21, 2015 at 2:32:19 PM UTC-4, hsmitham wrote:





 My Dad say's often, companies/businesses are always looking for ways to
 separate you from your money. Another one he likes to mention is Buyer
 beware. I now would add to that Seller beware. I think my new Mantra
 will be live simply.

 Tail Winds,

 ~Hugh

 “Life is like riding a bicycle. To keep your balance, you must keep
 moving.” ― Albert Einstein

 http://velocipedemusings.blogspot.com/




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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-21 Thread Garth

  Yep .  . . . if I choose to ship something these days  , it's only 
if it's a real joy to do so .  Otherwise , well .  ..  .what otherwise ? 
!   

 Be only what you really love to see  


On Friday, August 21, 2015 at 2:32:19 PM UTC-4, hsmitham wrote:

  I think my new Mantra will be live simply.  

 Tail Winds,

 ~Hugh

 “Life is like riding a bicycle. To keep your balance, you must keep 
 moving.” ― Albert Einstein

 http://velocipedemusings.blogspot.com/



 On Fri, Aug 21, 2015 at 6:06 AM, Garth gart...@gmail.com javascript: 
 wrote:


   You know when you register an account with Ebay, Fed Ex, UPS or even 
 the USPS . . . .and you ship something by making and paying for the label 
 online , the price you are paying is an ESTIMATE only !  It is by no means 
 , set .  The final price is not determined until it is delivered .  The 
 only exceptions to this are the flat One-rate boxes .  So they have 
 basically, carte blanche to charge your card whatever they see fit.   I 
 found this out by checking my Ebay fees and statements, I was being 
 overcharged often. 

This means any error and I mean any ! adds on extra fees .   This 
 means dimensions, weights , addresses and everything must be spot on .  
 This I found is nearly impossible , or should I say , an open invitation 
 for errors to be found as some addresses  are considered out of range 
 that they do not inform you of beforehand and are subject to penalties .  
 Once I caught on to this a confirmed it by calling all 4 companies , I 
 found the only way to pay accurately is at genuine UPS, FedEx, USPS offices 
 .   The true rates are always at a UPS FedEx shipping depot, where the big 
 trucks go, not authorized shippers who usually add fees unbeknownst to 
 the shipper.  

Shipping to me has just gone wild , lol.  Back in the day , the 
 70's/80's and even 90's it was all so simple , and none of these extra 
 fees. You went to the UPS warehouse and filled out the form , they had a 
 simple chart with the calculated fees based on zip codes. 

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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-21 Thread Hugh Smitham
I too found the same in regards to shipping. I now just go to my local USPS
where I get an accurate cost. Apparently, UPS  FedEx have add on fees that
they don't add on when you calculate shipping cost through their online
system. I called both carriers and the fee's were out of delivery area??
And fuel costs. I ultimately found calculating shipping costs through eBay
or online  through the two aforementioned carriers pointless which always
left me paying more. My Dad say's often, companies/businesses are always
looking for ways to separate you from your money. Another one he likes to
mention is Buyer beware. I now would add to that Seller beware. I think
my new Mantra will be live simply.

Tail Winds,

~Hugh

“Life is like riding a bicycle. To keep your balance, you must keep
moving.” ― Albert Einstein

http://velocipedemusings.blogspot.com/



On Fri, Aug 21, 2015 at 6:06 AM, Garth garth...@gmail.com wrote:


   You know when you register an account with Ebay, Fed Ex, UPS or even the
 USPS . . . .and you ship something by making and paying for the label
 online , the price you are paying is an ESTIMATE only !  It is by no means
 , set .  The final price is not determined until it is delivered .  The
 only exceptions to this are the flat One-rate boxes .  So they have
 basically, carte blanche to charge your card whatever they see fit.   I
 found this out by checking my Ebay fees and statements, I was being
 overcharged often.

This means any error and I mean any ! adds on extra fees .   This
 means dimensions, weights , addresses and everything must be spot on .
 This I found is nearly impossible , or should I say , an open invitation
 for errors to be found as some addresses  are considered out of range
 that they do not inform you of beforehand and are subject to penalties .
 Once I caught on to this a confirmed it by calling all 4 companies , I
 found the only way to pay accurately is at genuine UPS, FedEx, USPS offices
 .   The true rates are always at a UPS FedEx shipping depot, where the big
 trucks go, not authorized shippers who usually add fees unbeknownst to
 the shipper.

Shipping to me has just gone wild , lol.  Back in the day , the
 70's/80's and even 90's it was all so simple , and none of these extra
 fees. You went to the UPS warehouse and filled out the form , they had a
 simple chart with the calculated fees based on zip codes.

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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-21 Thread Garth
 Yep .  . . . if I choose to ship something these days  , it's only if 
it's a real joy to do so .  Otherwise , well .  ..  .what otherwise ? !   

  
   Be only what you really love to see  



On Friday, August 21, 2015 at 2:32:19 PM UTC-4, hsmitham wrote:

  

 

 My Dad say's often, companies/businesses are always looking for ways to 
 separate you from your money. Another one he likes to mention is Buyer 
 beware. I now would add to that Seller beware. I think my new Mantra 
 will be live simply.  

 Tail Winds,

 ~Hugh

 “Life is like riding a bicycle. To keep your balance, you must keep 
 moving.” ― Albert Einstein

 http://velocipedemusings.blogspot.com/






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[RBW] Re: questions about buying /selling a bike on this group

2015-08-20 Thread Kieran J
Does the US have an equivalent of Canada's Interac EMT? It's an inter-bank 
money transfer using email.
I've asked this before on similar threads but don't recall what the answer 
was.

http://www.interac.ca/en/interac-etransfer/etransfer-detail

It works very well - much preferable to PP if you ask me.

KJ


On Saturday, July 18, 2015 at 4:29:14 PM UTC-4, Bill Ruprecht wrote:

 Hi,

 I am new to this group and am thinking of buying and selling some Riv 
 bikes in the near future. I have a questions:

 How do you deal with the transaction securely? Do you just trust that 
 the person will ship the bike after you pay him/her? At least Ebay has 
 procedures in place.

 This works on both sides of the transaction as i wonder how someone would 
 trust that i would ship after receiving his money.

 Let me know how you guys usually deal with this.

 Thanks,
 Bill


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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-19 Thread Hugh Smitham
Doug,

It has me really looking at all online platforms, what I've noticed is that
they all have extensive user agreements (written obviously by lawyers) that
remove them from having any liability whatsoever. You can't use a site
unless you sign the user agreement. In this whole mess I accept that I was
pretty stupid/naive and I was ripe for the picking. I was really excited to
sell the camera and move on so there is/was my blind spot. From here on out
what you've detailed will be my method. In fact, I'm now looking at how I
purchase things, really scrutinizing whether I need something and will I be
needing to sell it in the near future?

~Hugh

“Life is like riding a bicycle. To keep your balance, you must keep
moving.” ― Albert Einstein

http://velocipedemusings.blogspot.com/



On Sat, Aug 15, 2015 at 7:30 PM, dougP dougpn...@cox.net wrote:

 PayPal claiming it's a hazard of doing business

 So much for the supposed security of electronic payment systems.  Hugh,
 your tale is instructive for us all.  When I see all the levels / parties /
 etc involved in this transaction, I can see why it's attractive to
 scammers.  I'm with you on checks.  It must have a legitimate address plus
 you have the banking info.  Check clears, deal done.  No messing with 3rd /
 4th parties, etc.  I've had people say no checks, Paypal only which seems
 shortsighted.  Wait for the check to clear, then ship the parts.  If it was
 an emergency I'd be at the LBS.  Often for stuff under $20 I'll just mail
 cash : I've never had a problem.  The USPS is a lot more reliable than
 Paypal, IMHO.  So far USPS has a perfect record in my experience.

 dougP


 On Friday, August 14, 2015 at 12:37:03 PM UTC-7, hsmitham wrote:

 Hi Bill,

 Like others I've bought many items from this group. I haven't sold too
 much though. My experiences have all been top notch. With that said I will
 like the Jim our moderator caution you that you make transactions at your
 own risk. This is a searchable forum and there is very little vetting as to
 who can buy and sell. I'd like to take this opportunity to share an
 experience I had recently not bike  related but selling on eBay and
 receiving funds through PayPal.

 I sold a Sony a6000 digital camera on eBay in May. The day the auction
 closed through eBay communication the buyer asked me to send the camera to
 an address they supplied. I waited for the funds to show up in my PayPal
 account. They did but were pending as un-verified buyer after three days
 it was changed to just pending I figured this normal as I needed to ship
 the item then the funds would be released.  I printed out a shipping label
 and went to my local USPS they couldn't find the address? They said maybe
 it's a new development and not showing yet in our records? Here's my
 biggest error in this entire process! At this point I recalled that the
 buyer had given me a different address. So I promptly went home and
 retrieved the address and mailed it out. What I should have done was
 contact the buyer and ask questions which would have, should have thrown up
 a reg flag. I should have cancelled the sale. But alas I was happy it sold
 and felt under pressure to be a prompt seller to maintain good eBay seller
 feedback. So with the auction closed and the payment made through PayPal.
 All seemed good to go! Approximately 25 days later I received
 correspondence from PayPal that the buyer opened a dispute with their
 credit card company claiming they didn't authorize the purchase!

 Here's where if you've ever watched the movie Brazil you can appreciate
 the morass I fell into. Since the transaction was a completed transaction
 eBay washed their hands of it and referred me to PayPal. I lost count how
 many times I called PayPal's customer service, hung up the phone left with
 a level of frustration I've never felt before, they have( I figure
 purposely) the most incompetent people at this point. Here's what I
 garnered from all those conversations.

 1. Don't worry if the credit card companies found in favor of the buyers
 then no one would do business with the CC companies.
 2. A dispute like this can take up to 75 days.
 3. They PayPal gave the CC company the incorrect tracking number. So the
 CC company obviously figured I was a scammer.
 4. We will give all the information you gave us to the CC company.
 Basically, they PayPal are your advocate at this point between you and the
 buyers CC company. Shaky at best.
 5. Since you didn't ship to the buyer's address we have on file all
 PayPal seller protections are void.

 I finally received an email from PayPal that the CC company decided in
 favor of the Buyer. At this point my PayPal account shows a negative
 balance of $880 $20 of that is a charge back fee from PayPal. Next up I
 started getting calls from PayPal! The person on the other end of this
 conversation was clearly competent. From that conversation I was told that
 seven days after a chargeback PayPal requires you settle your 

Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-19 Thread Jim Bronson
Until very recently PayPal was *owned* by eBay.  FWIW...

Curious what the credit card company's reason was, I guess PayPal did not
tell you that?  Seems like it would almost be better to *not* use PayPal
and get some other credit card clearing service that gave you more of a
voice in the process.  I know there are credit card processing services out
there, I wonder if there is some minimum transaction amount.

On Fri, Aug 14, 2015 at 2:37 PM, hsmitham hughsmit...@gmail.com wrote:

 Hi Bill,

 Like others I've bought many items from this group. I haven't sold too
 much though. My experiences have all been top notch. With that said I will
 like the Jim our moderator caution you that you make transactions at your
 own risk. This is a searchable forum and there is very little vetting as to
 who can buy and sell. I'd like to take this opportunity to share an
 experience I had recently not bike  related but selling on eBay and
 receiving funds through PayPal.

 I sold a Sony a6000 digital camera on eBay in May. The day the auction
 closed through eBay communication the buyer asked me to send the camera to
 an address they supplied. I waited for the funds to show up in my PayPal
 account. They did but were pending as un-verified buyer after three days
 it was changed to just pending I figured this normal as I needed to ship
 the item then the funds would be released.  I printed out a shipping label
 and went to my local USPS they couldn't find the address? They said maybe
 it's a new development and not showing yet in our records? Here's my
 biggest error in this entire process! At this point I recalled that the
 buyer had given me a different address. So I promptly went home and
 retrieved the address and mailed it out. What I should have done was
 contact the buyer and ask questions which would have, should have thrown up
 a reg flag. I should have cancelled the sale. But alas I was happy it sold
 and felt under pressure to be a prompt seller to maintain good eBay seller
 feedback. So with the auction closed and the payment made through PayPal.
 All seemed good to go! Approximately 25 days later I received
 correspondence from PayPal that the buyer opened a dispute with their
 credit card company claiming they didn't authorize the purchase!

 Here's where if you've ever watched the movie Brazil you can appreciate
 the morass I fell into. Since the transaction was a completed transaction
 eBay washed their hands of it and referred me to PayPal. I lost count how
 many times I called PayPal's customer service, hung up the phone left with
 a level of frustration I've never felt before, they have( I figure
 purposely) the most incompetent people at this point. Here's what I
 garnered from all those conversations.

 1. Don't worry if the credit card companies found in favor of the buyers
 then no one would do business with the CC companies.
 2. A dispute like this can take up to 75 days.
 3. They PayPal gave the CC company the incorrect tracking number. So the
 CC company obviously figured I was a scammer.
 4. We will give all the information you gave us to the CC company.
 Basically, they PayPal are your advocate at this point between you and the
 buyers CC company. Shaky at best.
 5. Since you didn't ship to the buyer's address we have on file all PayPal
 seller protections are void.

 I finally received an email from PayPal that the CC company decided in
 favor of the Buyer. At this point my PayPal account shows a negative
 balance of $880 $20 of that is a charge back fee from PayPal. Next up I
 started getting calls from PayPal! The person on the other end of this
 conversation was clearly competent. From that conversation I was told that
 seven days after a chargeback PayPal requires you settle your account with
 them and if you don't your account will be sent to a collections agency. At
 this point you may ask well you've got options. Right?

 Since eBay discards all records of transactions after 60 days I can't
 communicate with the buyer through them. Back in early June when this all
 happened I did send a eBay email to the buyer asking how we can resolve
 this, no reply. The email that PayPal has on file for the buyer is bogus.
 Both eBay and PayPal won't give any information about the buyer for privacy
 reasons. That competent PayPal representative said, oh a lawyer can help
 you get access to the buyer's records. I contacted my local police and the
 detective said we can't help you this is a civil case and PayPal is the
 victim.

 Very important here is the PayPal user agreement. It states that you are
 responsible for any and all chargebacks period. In researching my options
 I found there are numerous scams perpetrated on the eBay platform and it's
 not necessarily a safe place to sell or buy things. Other sellers a lot
 more experienced than I have fallen victim to scams/thefts for way more
 money. In fact those merchants doing business on eBay received
 correspondence from eBay and PayPal claiming 

Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-19 Thread Jim Bronson
I agree with you Hugh, I have had very good experiences here for the most
part.  One time it took inordinately long to get a frame but it did show up
eventually.

On Wed, Aug 19, 2015 at 5:41 PM, Hugh Smitham hughsmit...@gmail.com wrote:

 Jim,

 Thanks.

 I don't plan on selling that often. For me a check will do just fine. If
 that's a hassle for someone then they can pass on buying from me. Here on
 out I'm simplifying and reducing my liability. I'm a super honest guy, but
 I've been burned one too many times. Selling on this list-serve has always
 been good and I plan on selling bike parts so hopefully folks will
 understand.

 Tail Winds,

 ~Hugh
 On Aug 19, 2015 3:33 PM, Jim Bronson jim.bron...@gmail.com wrote:

 Well, if you are a member of a warehouse club like Costco or Sams there
 are things like this:

 https://www.costcopaymentprocessing.com/

 I've never seriously looked into other services besides Paypal but your
 tale of woe has me thinking about it.  1.38% + 19c per transaction is less
 than PayPal's fees or Square's fees for mobile transaction processing.

 So I called them...the minimum is more or less $1000 minimum in sales or
 you get a $20 monthly fee and you have to have some sort of online
 storefront where you own the domain.  Not so practical for the occasional
 seller...

 There's also services like Chase Pay where they do PayPal like processing
 but that requires one party or the other to have a Chase bank account,
 which I don't, but might consider if I sold stuff more regularly online.
 But I think it only works with checking acounts:

 https://www.chase.com/online/digital/quickpay.html



 On Wed, Aug 19, 2015 at 4:53 PM, Hugh Smitham hughsmit...@gmail.com
 wrote:

 Hi Jim,

 On Aug 19, 2015 2:42 PM, Jim Bronson jim.bron...@gmail.com wrote:
 
  Until very recently PayPal was *owned* by eBay.  FWIW...
 
 I was aware of that change.

  Curious what the credit card company's reason was, I guess PayPal did
 not tell you that?

 That's right, I was told only that the buyer opened a dispute did not
 authorize the purchase other than that nothing zip!

 Seems like it would almost be better to *not* use PayPal

 Yes. I won't be using PayPal. I also won't be using another layer of
 payment processing. If I sell something I will only accept a check or cash
 and will not ship anything till my bank verify's funds are in my account.

 and get some other credit card clearing service that gave you more of a
 voice in the process.

 I don't know of such a company?  If you know please share.

 I know there are credit card processing services out there, I wonder if
 there is some minimum transaction amount.

 Thanks for your thoughts,

 Tail Winds,

 ~Hugh

 
  On Fri, Aug 14, 2015 at 2:37 PM, hsmitham hughsmit...@gmail.com
 wrote:
 
  Hi Bill,
 
  Like others I've bought many items from this group. I haven't sold
 too much though. My experiences have all been top notch. With that said I
 will like the Jim our moderator caution you that you make transactions at
 your own risk. This is a searchable forum and there is very little vetting
 as to who can buy and sell. I'd like to take this opportunity to share an
 experience I had recently not bike  related but selling on eBay and
 receiving funds through PayPal.
 
  I sold a Sony a6000 digital camera on eBay in May. The day the
 auction closed through eBay communication the buyer asked me to send the
 camera to an address they supplied. I waited for the funds to show up in my
 PayPal account. They did but were pending as un-verified buyer after
 three days it was changed to just pending I figured this normal as I
 needed to ship the item then the funds would be released.  I printed out a
 shipping label and went to my local USPS they couldn't find the address?
 They said maybe it's a new development and not showing yet in our records?
 Here's my biggest error in this entire process! At this point I recalled
 that the buyer had given me a different address. So I promptly went home
 and retrieved the address and mailed it out. What I should have done was
 contact the buyer and ask questions which would have, should have thrown up
 a reg flag. I should have cancelled the sale. But alas I was happy it sold
 and felt under pressure to be a prompt seller to maintain good eBay seller
 feedback. So with the auction closed and the payment made through PayPal.
 All seemed good to go! Approximately 25 days later I received
 correspondence from PayPal that the buyer opened a dispute with their
 credit card company claiming they didn't authorize the purchase!
 
  Here's where if you've ever watched the movie Brazil you can
 appreciate the morass I fell into. Since the transaction was a completed
 transaction eBay washed their hands of it and referred me to PayPal. I lost
 count how many times I called PayPal's customer service, hung up the phone
 left with a level of frustration I've never felt before, they have( I
 figure purposely) the most incompetent 

Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-19 Thread Jim Bronson
Well, if you are a member of a warehouse club like Costco or Sams there are
things like this:

https://www.costcopaymentprocessing.com/

I've never seriously looked into other services besides Paypal but your
tale of woe has me thinking about it.  1.38% + 19c per transaction is less
than PayPal's fees or Square's fees for mobile transaction processing.

So I called them...the minimum is more or less $1000 minimum in sales or
you get a $20 monthly fee and you have to have some sort of online
storefront where you own the domain.  Not so practical for the occasional
seller...

There's also services like Chase Pay where they do PayPal like processing
but that requires one party or the other to have a Chase bank account,
which I don't, but might consider if I sold stuff more regularly online.
But I think it only works with checking acounts:

https://www.chase.com/online/digital/quickpay.html



On Wed, Aug 19, 2015 at 4:53 PM, Hugh Smitham hughsmit...@gmail.com wrote:

 Hi Jim,

 On Aug 19, 2015 2:42 PM, Jim Bronson jim.bron...@gmail.com wrote:
 
  Until very recently PayPal was *owned* by eBay.  FWIW...
 
 I was aware of that change.

  Curious what the credit card company's reason was, I guess PayPal did
 not tell you that?

 That's right, I was told only that the buyer opened a dispute did not
 authorize the purchase other than that nothing zip!

 Seems like it would almost be better to *not* use PayPal

 Yes. I won't be using PayPal. I also won't be using another layer of
 payment processing. If I sell something I will only accept a check or cash
 and will not ship anything till my bank verify's funds are in my account.

 and get some other credit card clearing service that gave you more of a
 voice in the process.

 I don't know of such a company?  If you know please share.

 I know there are credit card processing services out there, I wonder if
 there is some minimum transaction amount.

 Thanks for your thoughts,

 Tail Winds,

 ~Hugh

 
  On Fri, Aug 14, 2015 at 2:37 PM, hsmitham hughsmit...@gmail.com wrote:
 
  Hi Bill,
 
  Like others I've bought many items from this group. I haven't sold too
 much though. My experiences have all been top notch. With that said I will
 like the Jim our moderator caution you that you make transactions at your
 own risk. This is a searchable forum and there is very little vetting as to
 who can buy and sell. I'd like to take this opportunity to share an
 experience I had recently not bike  related but selling on eBay and
 receiving funds through PayPal.
 
  I sold a Sony a6000 digital camera on eBay in May. The day the auction
 closed through eBay communication the buyer asked me to send the camera to
 an address they supplied. I waited for the funds to show up in my PayPal
 account. They did but were pending as un-verified buyer after three days
 it was changed to just pending I figured this normal as I needed to ship
 the item then the funds would be released.  I printed out a shipping label
 and went to my local USPS they couldn't find the address? They said maybe
 it's a new development and not showing yet in our records? Here's my
 biggest error in this entire process! At this point I recalled that the
 buyer had given me a different address. So I promptly went home and
 retrieved the address and mailed it out. What I should have done was
 contact the buyer and ask questions which would have, should have thrown up
 a reg flag. I should have cancelled the sale. But alas I was happy it sold
 and felt under pressure to be a prompt seller to maintain good eBay seller
 feedback. So with the auction closed and the payment made through PayPal.
 All seemed good to go! Approximately 25 days later I received
 correspondence from PayPal that the buyer opened a dispute with their
 credit card company claiming they didn't authorize the purchase!
 
  Here's where if you've ever watched the movie Brazil you can
 appreciate the morass I fell into. Since the transaction was a completed
 transaction eBay washed their hands of it and referred me to PayPal. I lost
 count how many times I called PayPal's customer service, hung up the phone
 left with a level of frustration I've never felt before, they have( I
 figure purposely) the most incompetent people at this point. Here's what I
 garnered from all those conversations.
 
  1. Don't worry if the credit card companies found in favor of the
 buyers then no one would do business with the CC companies.
  2. A dispute like this can take up to 75 days.
  3. They PayPal gave the CC company the incorrect tracking number. So
 the CC company obviously figured I was a scammer.
  4. We will give all the information you gave us to the CC company.
 Basically, they PayPal are your advocate at this point between you and the
 buyers CC company. Shaky at best.
  5. Since you didn't ship to the buyer's address we have on file all
 PayPal seller protections are void.
 
  I finally received an email from PayPal that the CC company decided in
 favor of 

Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-19 Thread Hugh Smitham
Jim,

Thanks.

I don't plan on selling that often. For me a check will do just fine. If
that's a hassle for someone then they can pass on buying from me. Here on
out I'm simplifying and reducing my liability. I'm a super honest guy, but
I've been burned one too many times. Selling on this list-serve has always
been good and I plan on selling bike parts so hopefully folks will
understand.

Tail Winds,

~Hugh
On Aug 19, 2015 3:33 PM, Jim Bronson jim.bron...@gmail.com wrote:

 Well, if you are a member of a warehouse club like Costco or Sams there
 are things like this:

 https://www.costcopaymentprocessing.com/

 I've never seriously looked into other services besides Paypal but your
 tale of woe has me thinking about it.  1.38% + 19c per transaction is less
 than PayPal's fees or Square's fees for mobile transaction processing.

 So I called them...the minimum is more or less $1000 minimum in sales or
 you get a $20 monthly fee and you have to have some sort of online
 storefront where you own the domain.  Not so practical for the occasional
 seller...

 There's also services like Chase Pay where they do PayPal like processing
 but that requires one party or the other to have a Chase bank account,
 which I don't, but might consider if I sold stuff more regularly online.
 But I think it only works with checking acounts:

 https://www.chase.com/online/digital/quickpay.html



 On Wed, Aug 19, 2015 at 4:53 PM, Hugh Smitham hughsmit...@gmail.com
 wrote:

 Hi Jim,

 On Aug 19, 2015 2:42 PM, Jim Bronson jim.bron...@gmail.com wrote:
 
  Until very recently PayPal was *owned* by eBay.  FWIW...
 
 I was aware of that change.

  Curious what the credit card company's reason was, I guess PayPal did
 not tell you that?

 That's right, I was told only that the buyer opened a dispute did not
 authorize the purchase other than that nothing zip!

 Seems like it would almost be better to *not* use PayPal

 Yes. I won't be using PayPal. I also won't be using another layer of
 payment processing. If I sell something I will only accept a check or cash
 and will not ship anything till my bank verify's funds are in my account.

 and get some other credit card clearing service that gave you more of a
 voice in the process.

 I don't know of such a company?  If you know please share.

 I know there are credit card processing services out there, I wonder if
 there is some minimum transaction amount.

 Thanks for your thoughts,

 Tail Winds,

 ~Hugh

 
  On Fri, Aug 14, 2015 at 2:37 PM, hsmitham hughsmit...@gmail.com
 wrote:
 
  Hi Bill,
 
  Like others I've bought many items from this group. I haven't sold too
 much though. My experiences have all been top notch. With that said I will
 like the Jim our moderator caution you that you make transactions at your
 own risk. This is a searchable forum and there is very little vetting as to
 who can buy and sell. I'd like to take this opportunity to share an
 experience I had recently not bike  related but selling on eBay and
 receiving funds through PayPal.
 
  I sold a Sony a6000 digital camera on eBay in May. The day the auction
 closed through eBay communication the buyer asked me to send the camera to
 an address they supplied. I waited for the funds to show up in my PayPal
 account. They did but were pending as un-verified buyer after three days
 it was changed to just pending I figured this normal as I needed to ship
 the item then the funds would be released.  I printed out a shipping label
 and went to my local USPS they couldn't find the address? They said maybe
 it's a new development and not showing yet in our records? Here's my
 biggest error in this entire process! At this point I recalled that the
 buyer had given me a different address. So I promptly went home and
 retrieved the address and mailed it out. What I should have done was
 contact the buyer and ask questions which would have, should have thrown up
 a reg flag. I should have cancelled the sale. But alas I was happy it sold
 and felt under pressure to be a prompt seller to maintain good eBay seller
 feedback. So with the auction closed and the payment made through PayPal.
 All seemed good to go! Approximately 25 days later I received
 correspondence from PayPal that the buyer opened a dispute with their
 credit card company claiming they didn't authorize the purchase!
 
  Here's where if you've ever watched the movie Brazil you can
 appreciate the morass I fell into. Since the transaction was a completed
 transaction eBay washed their hands of it and referred me to PayPal. I lost
 count how many times I called PayPal's customer service, hung up the phone
 left with a level of frustration I've never felt before, they have( I
 figure purposely) the most incompetent people at this point. Here's what I
 garnered from all those conversations.
 
  1. Don't worry if the credit card companies found in favor of the
 buyers then no one would do business with the CC companies.
  2. A dispute like this can take up to 75 

Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-19 Thread Hugh Smitham
Hi Jim,

On Aug 19, 2015 2:42 PM, Jim Bronson jim.bron...@gmail.com wrote:

 Until very recently PayPal was *owned* by eBay.  FWIW...

I was aware of that change.

 Curious what the credit card company's reason was, I guess PayPal did not
tell you that?

That's right, I was told only that the buyer opened a dispute did not
authorize the purchase other than that nothing zip!

Seems like it would almost be better to *not* use PayPal

Yes. I won't be using PayPal. I also won't be using another layer of
payment processing. If I sell something I will only accept a check or cash
and will not ship anything till my bank verify's funds are in my account.

and get some other credit card clearing service that gave you more of a
voice in the process.

I don't know of such a company?  If you know please share.

I know there are credit card processing services out there, I wonder if
there is some minimum transaction amount.

Thanks for your thoughts,

Tail Winds,

~Hugh

 On Fri, Aug 14, 2015 at 2:37 PM, hsmitham hughsmit...@gmail.com wrote:

 Hi Bill,

 Like others I've bought many items from this group. I haven't sold too
much though. My experiences have all been top notch. With that said I will
like the Jim our moderator caution you that you make transactions at your
own risk. This is a searchable forum and there is very little vetting as to
who can buy and sell. I'd like to take this opportunity to share an
experience I had recently not bike  related but selling on eBay and
receiving funds through PayPal.

 I sold a Sony a6000 digital camera on eBay in May. The day the auction
closed through eBay communication the buyer asked me to send the camera to
an address they supplied. I waited for the funds to show up in my PayPal
account. They did but were pending as un-verified buyer after three days
it was changed to just pending I figured this normal as I needed to ship
the item then the funds would be released.  I printed out a shipping label
and went to my local USPS they couldn't find the address? They said maybe
it's a new development and not showing yet in our records? Here's my
biggest error in this entire process! At this point I recalled that the
buyer had given me a different address. So I promptly went home and
retrieved the address and mailed it out. What I should have done was
contact the buyer and ask questions which would have, should have thrown up
a reg flag. I should have cancelled the sale. But alas I was happy it sold
and felt under pressure to be a prompt seller to maintain good eBay seller
feedback. So with the auction closed and the payment made through PayPal.
All seemed good to go! Approximately 25 days later I received
correspondence from PayPal that the buyer opened a dispute with their
credit card company claiming they didn't authorize the purchase!

 Here's where if you've ever watched the movie Brazil you can
appreciate the morass I fell into. Since the transaction was a completed
transaction eBay washed their hands of it and referred me to PayPal. I lost
count how many times I called PayPal's customer service, hung up the phone
left with a level of frustration I've never felt before, they have( I
figure purposely) the most incompetent people at this point. Here's what I
garnered from all those conversations.

 1. Don't worry if the credit card companies found in favor of the buyers
then no one would do business with the CC companies.
 2. A dispute like this can take up to 75 days.
 3. They PayPal gave the CC company the incorrect tracking number. So the
CC company obviously figured I was a scammer.
 4. We will give all the information you gave us to the CC company.
Basically, they PayPal are your advocate at this point between you and the
buyers CC company. Shaky at best.
 5. Since you didn't ship to the buyer's address we have on file all
PayPal seller protections are void.

 I finally received an email from PayPal that the CC company decided in
favor of the Buyer. At this point my PayPal account shows a negative
balance of $880 $20 of that is a charge back fee from PayPal. Next up I
started getting calls from PayPal! The person on the other end of this
conversation was clearly competent. From that conversation I was told that
seven days after a chargeback PayPal requires you settle your account with
them and if you don't your account will be sent to a collections agency. At
this point you may ask well you've got options. Right?

 Since eBay discards all records of transactions after 60 days I can't
communicate with the buyer through them. Back in early June when this all
happened I did send a eBay email to the buyer asking how we can resolve
this, no reply. The email that PayPal has on file for the buyer is bogus.
Both eBay and PayPal won't give any information about the buyer for privacy
reasons. That competent PayPal representative said, oh a lawyer can help
you get access to the buyer's records. I contacted my local police and the
detective said we can't help you this is a civil case 

[RBW] Re: questions about buying /selling a bike on this group

2015-08-15 Thread Johnny Alien
As an FYI it's actually untrue that a postal money order has any extra 
protection. I had someone scam me years back. I paid for the item with a 
USPS money order under the assumption that anything that happened would be 
mail fraud.  They never sent the item so I contacted the USPS and they 
told me their money orders are just standard money orders and the best I 
could do is follow up with the police.  I only use Paypal these days as 
pretty much anything else comes with too many possibilities for error even 
with honest buyers and sellers.

As a buyer you pretty much have the MOST protection from Paypal but as a 
seller as long as you ship only to verified addresses, always ship with a 
tracking number (and I like to include signature verification) and insure 
everything for the full amount then you have protections as well.

All that said I have never had any issues with anyone on this forum and 
everyone is super nice on top of it!

On Saturday, August 15, 2015 at 12:00:40 PM UTC-4, Bill wrote:

 Another FWIW: A USPS Postal Money Order sent by ordinary USPS snailmail 
 takes a little longer but provides some degree of protection coverage with 
 mail fraud laws. 

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[RBW] Re: questions about buying /selling a bike on this group

2015-08-15 Thread dougP
PayPal claiming it's a hazard of doing business

So much for the supposed security of electronic payment systems.  Hugh, 
your tale is instructive for us all.  When I see all the levels / parties / 
etc involved in this transaction, I can see why it's attractive to 
scammers.  I'm with you on checks.  It must have a legitimate address plus 
you have the banking info.  Check clears, deal done.  No messing with 3rd / 
4th parties, etc.  I've had people say no checks, Paypal only which seems 
shortsighted.  Wait for the check to clear, then ship the parts.  If it was 
an emergency I'd be at the LBS.  Often for stuff under $20 I'll just mail 
cash : I've never had a problem.  The USPS is a lot more reliable than 
Paypal, IMHO.  So far USPS has a perfect record in my experience.  

dougP

On Friday, August 14, 2015 at 12:37:03 PM UTC-7, hsmitham wrote:

 Hi Bill,

 Like others I've bought many items from this group. I haven't sold too 
 much though. My experiences have all been top notch. With that said I will 
 like the Jim our moderator caution you that you make transactions at your 
 own risk. This is a searchable forum and there is very little vetting as to 
 who can buy and sell. I'd like to take this opportunity to share an 
 experience I had recently not bike  related but selling on eBay and 
 receiving funds through PayPal.

 I sold a Sony a6000 digital camera on eBay in May. The day the auction 
 closed through eBay communication the buyer asked me to send the camera to 
 an address they supplied. I waited for the funds to show up in my PayPal 
 account. They did but were pending as un-verified buyer after three days 
 it was changed to just pending I figured this normal as I needed to ship 
 the item then the funds would be released.  I printed out a shipping label 
 and went to my local USPS they couldn't find the address? They said maybe 
 it's a new development and not showing yet in our records? Here's my 
 biggest error in this entire process! At this point I recalled that the 
 buyer had given me a different address. So I promptly went home and 
 retrieved the address and mailed it out. What I should have done was 
 contact the buyer and ask questions which would have, should have thrown up 
 a reg flag. I should have cancelled the sale. But alas I was happy it sold 
 and felt under pressure to be a prompt seller to maintain good eBay seller 
 feedback. So with the auction closed and the payment made through PayPal. 
 All seemed good to go! Approximately 25 days later I received 
 correspondence from PayPal that the buyer opened a dispute with their 
 credit card company claiming they didn't authorize the purchase!

 Here's where if you've ever watched the movie Brazil you can appreciate 
 the morass I fell into. Since the transaction was a completed transaction 
 eBay washed their hands of it and referred me to PayPal. I lost count how 
 many times I called PayPal's customer service, hung up the phone left with 
 a level of frustration I've never felt before, they have( I figure 
 purposely) the most incompetent people at this point. Here's what I 
 garnered from all those conversations.

 1. Don't worry if the credit card companies found in favor of the buyers 
 then no one would do business with the CC companies.
 2. A dispute like this can take up to 75 days.
 3. They PayPal gave the CC company the incorrect tracking number. So the 
 CC company obviously figured I was a scammer.
 4. We will give all the information you gave us to the CC company. 
 Basically, they PayPal are your advocate at this point between you and the 
 buyers CC company. Shaky at best.
 5. Since you didn't ship to the buyer's address we have on file all PayPal 
 seller protections are void.

 I finally received an email from PayPal that the CC company decided in 
 favor of the Buyer. At this point my PayPal account shows a negative 
 balance of $880 $20 of that is a charge back fee from PayPal. Next up I 
 started getting calls from PayPal! The person on the other end of this 
 conversation was clearly competent. From that conversation I was told that 
 seven days after a chargeback PayPal requires you settle your account with 
 them and if you don't your account will be sent to a collections agency. At 
 this point you may ask well you've got options. Right?

 Since eBay discards all records of transactions after 60 days I can't 
 communicate with the buyer through them. Back in early June when this all 
 happened I did send a eBay email to the buyer asking how we can resolve 
 this, no reply. The email that PayPal has on file for the buyer is bogus. 
 Both eBay and PayPal won't give any information about the buyer for privacy 
 reasons. That competent PayPal representative said, oh a lawyer can help 
 you get access to the buyer's records. I contacted my local police and the 
 detective said we can't help you this is a civil case and PayPal is the 
 victim. 

 Very important here is the PayPal user agreement. It 

Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-15 Thread dougP
Funny postal service money order story:  I've had a few of those sent to 
me; maybe people who don't have checking accounts?  Anyway, my local 
mini-post office is in the back of another business, and they can't cash 
USPS money orders.  No biggie, the big post office is a 10 minute bike 
ride away.  

dougP

On Saturday, August 15, 2015 at 9:05:47 AM UTC-7, hsmitham wrote:

 Sure I'd accept that method of payment. 

 ~Hugh

 “Life is like riding a bicycle. To keep your balance, you must keep 
 moving.” ― Albert Einstein

 http://velocipedemusings.blogspot.com/



 On Sat, Aug 15, 2015 at 9:00 AM, Bill web...@gmail.com javascript: 
 wrote:

 Another FWIW: A USPS Postal Money Order sent by ordinary USPS snailmail 
 takes a little longer but provides some degree of protection coverage with 
 mail fraud laws.

 --
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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-15 Thread cyclotourist
Damn...

On Sat, Aug 15, 2015 at 9:05 AM, Hugh Smitham hughsmit...@gmail.com wrote:
 Sure I'd accept that method of payment.

 ~Hugh

 “Life is like riding a bicycle. To keep your balance, you must keep moving.”
 ― Albert Einstein

 http://velocipedemusings.blogspot.com/



 On Sat, Aug 15, 2015 at 9:00 AM, Bill webe...@gmail.com wrote:

 Another FWIW: A USPS Postal Money Order sent by ordinary USPS snailmail
 takes a little longer but provides some degree of protection coverage with
 mail fraud laws.

 --
 You received this message because you are subscribed to a topic in the
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Cheers,
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Member, Supreme Council of Cyberspace

it isn't a contest. Just enjoy the ride. - Seth Vidal

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[RBW] Re: questions about buying /selling a bike on this group

2015-08-15 Thread Bill
Another FWIW: A USPS Postal Money Order sent by ordinary USPS snailmail takes a 
little longer but provides some degree of protection coverage with mail fraud 
laws. 

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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-08-15 Thread Hugh Smitham
Sure I'd accept that method of payment.

~Hugh

“Life is like riding a bicycle. To keep your balance, you must keep
moving.” ― Albert Einstein

http://velocipedemusings.blogspot.com/



On Sat, Aug 15, 2015 at 9:00 AM, Bill webe...@gmail.com wrote:

 Another FWIW: A USPS Postal Money Order sent by ordinary USPS snailmail
 takes a little longer but provides some degree of protection coverage with
 mail fraud laws.

 --
 You received this message because you are subscribed to a topic in the
 Google Groups RBW Owners Bunch group.
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[RBW] Re: questions about buying /selling a bike on this group

2015-08-14 Thread hsmitham
Hi Bill,

Like others I've bought many items from this group. I haven't sold too much 
though. My experiences have all been top notch. With that said I will like 
the Jim our moderator caution you that you make transactions at your own 
risk. This is a searchable forum and there is very little vetting as to who 
can buy and sell. I'd like to take this opportunity to share an experience 
I had recently not bike  related but selling on eBay and receiving funds 
through PayPal.

I sold a Sony a6000 digital camera on eBay in May. The day the auction 
closed through eBay communication the buyer asked me to send the camera to 
an address they supplied. I waited for the funds to show up in my PayPal 
account. They did but were pending as un-verified buyer after three days 
it was changed to just pending I figured this normal as I needed to ship 
the item then the funds would be released.  I printed out a shipping label 
and went to my local USPS they couldn't find the address? They said maybe 
it's a new development and not showing yet in our records? Here's my 
biggest error in this entire process! At this point I recalled that the 
buyer had given me a different address. So I promptly went home and 
retrieved the address and mailed it out. What I should have done was 
contact the buyer and ask questions which would have, should have thrown up 
a reg flag. I should have cancelled the sale. But alas I was happy it sold 
and felt under pressure to be a prompt seller to maintain good eBay seller 
feedback. So with the auction closed and the payment made through PayPal. 
All seemed good to go! Approximately 25 days later I received 
correspondence from PayPal that the buyer opened a dispute with their 
credit card company claiming they didn't authorize the purchase!

Here's where if you've ever watched the movie Brazil you can appreciate 
the morass I fell into. Since the transaction was a completed transaction 
eBay washed their hands of it and referred me to PayPal. I lost count how 
many times I called PayPal's customer service, hung up the phone left with 
a level of frustration I've never felt before, they have( I figure 
purposely) the most incompetent people at this point. Here's what I 
garnered from all those conversations.

1. Don't worry if the credit card companies found in favor of the buyers 
then no one would do business with the CC companies.
2. A dispute like this can take up to 75 days.
3. They PayPal gave the CC company the incorrect tracking number. So the CC 
company obviously figured I was a scammer.
4. We will give all the information you gave us to the CC company. 
Basically, they PayPal are your advocate at this point between you and the 
buyers CC company. Shaky at best.
5. Since you didn't ship to the buyer's address we have on file all PayPal 
seller protections are void.

I finally received an email from PayPal that the CC company decided in 
favor of the Buyer. At this point my PayPal account shows a negative 
balance of $880 $20 of that is a charge back fee from PayPal. Next up I 
started getting calls from PayPal! The person on the other end of this 
conversation was clearly competent. From that conversation I was told that 
seven days after a chargeback PayPal requires you settle your account with 
them and if you don't your account will be sent to a collections agency. At 
this point you may ask well you've got options. Right?

Since eBay discards all records of transactions after 60 days I can't 
communicate with the buyer through them. Back in early June when this all 
happened I did send a eBay email to the buyer asking how we can resolve 
this, no reply. The email that PayPal has on file for the buyer is bogus. 
Both eBay and PayPal won't give any information about the buyer for privacy 
reasons. That competent PayPal representative said, oh a lawyer can help 
you get access to the buyer's records. I contacted my local police and the 
detective said we can't help you this is a civil case and PayPal is the 
victim. 

Very important here is the PayPal user agreement. It states that you are 
responsible for any and all chargebacks period. In researching my options 
I found there are numerous scams perpetrated on the eBay platform and it's 
not necessarily a safe place to sell or buy things. Other sellers a lot 
more experienced than I have fallen victim to scams/thefts for way more 
money. In fact those merchants doing business on eBay received 
correspondence from eBay and PayPal claiming it's a hazard of doing 
business. These companies know their platforms are used by thieves and yet 
they portray a sense of safety. Granted, of all the transactions the bad 
experiences amount to a small fraction.  

My takeaway from this experience.

I'm paying back PayPal and will no longer use them to send or receive money 
period nor any other electronic payment service. In the future I will only 
accept checks and won't ship until those funds are cleared by my bank. I 
figure either the 

[RBW] Re: questions about buying /selling a bike on this group

2015-08-14 Thread Garth


FWIW and not about sale procedure : It's a complete 
turn-away-from-the-sale for me to buy or sell parts that are not made at 
least relatively clean . At least a good wipe or wash of dirt and grease . 

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[RBW] Re: questions about buying /selling a bike on this group

2015-08-13 Thread RJM
I generally use paypal to pay for and accept payments from stuff I sold. 
The good thing is that I can also take credit cards by being a 
verified paypal business vendor and I generally just eat whatever fee that 
is associated with that. I'm not huge on adding extra fees on top of a 
selling price because someone would rather pay me using plastic. It's not 
enough money to get all worked up about anyway. 
 
But I digress...I've bought and sold a few things on this board and 
everything has gone pretty smoothly.
 
 
On Saturday, July 18, 2015 at 3:29:14 PM UTC-5, Bill Ruprecht wrote:

 Hi, 

 I am new to this group and am thinking of buying and selling some Riv 
 bikes in the near future. I have a questions:

 How do you deal with the transaction securely? Do you just trust that 
 the person will ship the bike after you pay him/her? At least Ebay has 
 procedures in place.

 This works on both sides of the transaction as i wonder how someone would 
 trust that i would ship after receiving his money.

 Let me know how you guys usually deal with this.

 Thanks,
 Bill


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[RBW] Re: questions about buying /selling a bike on this group

2015-08-12 Thread Bill Ruprecht
Thanks, for all the suggestions. Still getting used to using the group and 
thoroughly enjoying all the Rivendell wisdom.

On Saturday, July 18, 2015 at 4:29:14 PM UTC-4, Bill Ruprecht wrote:

 Hi,

 I am new to this group and am thinking of buying and selling some Riv 
 bikes in the near future. I have a questions:

 How do you deal with the transaction securely? Do you just trust that 
 the person will ship the bike after you pay him/her? At least Ebay has 
 procedures in place.

 This works on both sides of the transaction as i wonder how someone would 
 trust that i would ship after receiving his money.

 Let me know how you guys usually deal with this.

 Thanks,
 Bill


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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-07-20 Thread Bill Lindsay
I buy here from folks I know because they sell the things I want to buy, 
usually at great prices. I like giving these people my money because my money 
goes to their next project which almost always benefits me in some way. 

I sell here to folks I know because my parts go to their next project which 
almost always benefits me. Their money goes to my next project which ( I like 
to think) sometimes benefits the group. 

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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-07-19 Thread Thomas Lynn Skean
Now now... We rationalizers think of it as a virtuous circle :-)

Yours,
Thomas Lynn Skean

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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-07-19 Thread cyclotourist
:-)

On Sun, Jul 19, 2015 at 10:23 AM, Thomas Lynn Skean
thomaslynnsk...@comcast.net wrote:
 Now now... We rationalizers think of it as a virtuous circle :-)

 Yours,
 Thomas Lynn Skean

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David

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it isn't a contest. Just enjoy the ride. - Seth Vidal

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[RBW] Re: questions about buying /selling a bike on this group

2015-07-19 Thread Surlyprof
As a fairly new member to the list (about a year), I have bought one item 
and sold a couple others.  The parts I sold were usually in response to 
someone's open request for a particular thing that I happened to have. 
 That mutual need, a list member's need to find it and mine to pass it on, 
made for a pleasant transaction and a nice feeling of contributing to the 
community.  We used Paypal for all the transactions and it worked great. 
 Particularly nice was the feature to print prepaid mailing labels. 
 Everyone was prompt on payment to the point that I felt a responsibility 
to get the package to the post office as quickly as I could to return the 
favor.  When pricing I would suggest getting a clear price from the USPS 
site so you know how to price the item shipped.

Welcome.  It's a wonderful, knowledgeable and helpful group of people.

John

On Saturday, July 18, 2015 at 1:29:14 PM UTC-7, Bill Ruprecht wrote:

 Hi,

 I am new to this group and am thinking of buying and selling some Riv 
 bikes in the near future. I have a questions:

 How do you deal with the transaction securely? Do you just trust that 
 the person will ship the bike after you pay him/her? At least Ebay has 
 procedures in place.

 This works on both sides of the transaction as i wonder how someone would 
 trust that i would ship after receiving his money.

 Let me know how you guys usually deal with this.

 Thanks,
 Bill


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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-07-19 Thread Jeff Lesperance
As a buyer on this and the iBob list, I put a fair amount of faith in the
seller on the other side of the transaction to deliver, and I've yet to be
disappointed. For small transactions, I reason that I may be sending money
off into the ether, and it would not destroy me financially to lose money,
but I would certainly raise attention to the community if my money went
somewhere and no product returned to complete the transaction. For larger
transactions I'll do a bit more vetting just to ensure that I understand
exactly what I'm getting.

As a seller, I'm taking the position that I am going to be exceedingly
customer service oriented. I've sent items out that were damaged in transit
or for which my attempt at describing and photographing didn't meet the
sellers perception of what they were getting. For small transactions like
this, I'm giving a full refund and leaving the goods with the buyer, and
for anything larger, I'm doing a full refund and paying for return
shipping. My reputation as a member of this community is more valuable than
a few dollars here or there.

-Jeff
Silver Spring, MD

On Sun, Jul 19, 2015 at 12:47 AM, cyclotourist cyclotour...@gmail.com
wrote:

 It's a vicious circle: We just buy, sell, and re-purchase each other's
 stuff here!



 On Sat, Jul 18, 2015 at 4:25 PM, David Banzer daban...@gmail.com wrote:
  I'd add that this is a very honest and trusting group. I've sold items
  before I had time to upload photos of actual items, and folks trusted my
  description and bought without photos. On my end, I try and be as
  descriptive and honest as I can when selling.
  And I've trusted folks as well and bought items sight unseen.
  David
  Chicago
 
 
  On Saturday, July 18, 2015 at 5:55:39 PM UTC-5, Chris in Redding, Ca.
 wrote:
 
  On Saturday, July 18, 2015 at 2:00:08 PM UTC-7, drew wrote:
 
  So,
  I'm somewhat new, and I've probably bought enough stuff off the list to
  build a couple bikes. I've also hooked up a friend with a complete
  bike/large purchase. 99% of the transactions were smooth. Had one bad
 one,
  from a pretty consistent contributing member (who has since
 disappeared).
  100$ lesson learned. The key to PayPal is to do it as a  paying for
 goods
  and services transaction. Friends and family offers zero protection,
 as I
  found out. For a big purchase, you might get pushback from the seller
  because they will have to pay a paypal fee that can be avoided in
 friends
  and family. Offering to cover that fee is useful in making everyone
 happy
  and covering yourself. Still, I wouldn't  hesitate to buy and sell
 here.
  It's a good place.
 
 
  Hey All,
  I have have had people 'confused' about what they were gonna get when I
  sent a pic of same and that's what arrived. So a set of pedals and
 cages but
  no straps is just thatno straps. But never an issue.
 
  Clarity. Total disclosure. You are selling to a 'friend'. You are. They
  are just friends you have not yet met.
 
  I think that has been the ethic from the get go and I'm on board.
 
  Chris
  Redding, Ca.
 
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 Cheers,
 David

 Member, Supreme Council of Cyberspace

 it isn't a contest. Just enjoy the ride. - Seth Vidal

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[RBW] Re: questions about buying /selling a bike on this group

2015-07-18 Thread Minh
Bill,

This is an open group accessible to (almost) anyone, so of course you must 
be careful, there is no official help from the group if something goes bad 
so your best defense is to be on alert.  

In general most of the buying and selling is between established members so 
it's pretty safe.   For less established members i would take a few extra 
precautions, asking to talk on the phone, verifying their address/personal 
information (disturbingly easy to do in with google) to make sure 
everything lines up.  

Paypal does offer some protection when you pay for goods (not 
'personal/gift') but it can still be dicey so i wouldn't depend solely on 
that.  

In the end, use your gut, if a deal feels too good to be true, or something 
feels off, walk away. 


On Saturday, July 18, 2015 at 4:29:14 PM UTC-4, Bill Ruprecht wrote:

 Hi,

 I am new to this group and am thinking of buying and selling some Riv 
 bikes in the near future. I have a questions:

 How do you deal with the transaction securely? Do you just trust that 
 the person will ship the bike after you pay him/her? At least Ebay has 
 procedures in place.

 This works on both sides of the transaction as i wonder how someone would 
 trust that i would ship after receiving his money.

 Let me know how you guys usually deal with this.

 Thanks,
 Bill


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[RBW] Re: questions about buying /selling a bike on this group

2015-07-18 Thread Cyclofiend Jim
Hi Bill - 

A lot of us on this list have known one another since the days of usenet. 
 I can think of at least a dozen people who I'd just send something to and 
know I'd get a check back from them.  

By the same token, this is also a publicly searchable group, and there is a 
possibility that someone with nefarious intent might contact you who has 
not actually been active on the list.  

That being said, there are many more lucrative ways to run scams than 
posting a for sale listing here, (including wait for it to be passed 
through the queue if you aren't active on the list) and then bilking the 
sender.  It's one of the reasons I don't mind a slight bottleneck in the 
system, and it's also one of the reasons I don't upgrade anyone's status if 
all they have done is post FS/FT listings. 

The first thing I'd do as a buyer would be search for the person here on 
the group archives and see how long they've been active and the types of 
posts they generally make.  If it's the only post a person has ever made, 
I'd do some things to protect myself.  

Protecting myself might include using paypal - because they do give you 
recourse.   It might be getting someone else on the list to go look at an 
item, so you can get a general feel for the deal.  It could be as simple as 
agreeing to talk on the phone at a certain time, seeing if they are easy to 
get ahold of and trusting your gut response to their trustworthiness in the 
conversation. 

Getting photos you know are real (have them take a photo with a specific 
page of the newspaper shown).  Fast and complete responses to questions. 
Those will give you a pretty good insight into who you are dealing with.

Finally, having a clear understanding of what kind of right of refusal you 
expect would be important.If the quality doesn't match the photos, what 
happens?  If you kinda-sorta-wanta see the bike in person but might ship it 
back, you should figure out who pays for that - and what level of shipping 
insurance should be included.  If it shows up at your place after the 
shipper drove a forklift over it - what happens? 

And giving one another the benefit of the doubt helps too - sometimes a 
seller gets bogged down with work, health, life and other stuff and just 
doesn't get the package out the door in time.  It doesn't mean they are 
running a scam.

I get about 1 or 2 emails per year asking if I know so and so who hasn't 
shipped something yet.  In every case, it's self-resolved

The one true scam I can recall sounded like there were all kinds of warning 
signs  right from the get-go.

And - you know it was coming, right? - just to be clear: any transactions 
you engage upon are done so at your risk. 

- Jim / group admin

cyclofiend.com




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[RBW] Re: questions about buying /selling a bike on this group

2015-07-18 Thread Joe Bernard
I've bought and sold dozens of things here, including expensive frames. 
Never had a bad transaction; never even occurred to me it was possible. Of 
course that time could come someday, but I would be very surprised.

Joe Bernard
Vallejo, CA.

On Saturday, July 18, 2015 at 1:50:23 PM UTC-7, Chris in Redding, Ca. wrote:

 Bill,
 What the others have said, plus.I have bought and sold a fair amount 
 of stuff both here and as a BOB. When I sold a Riv frameset I had the money 
 (four digits worth) in hand before I shipped. On the other stuff I just 
 ship and wait for  payment. I have had zero problems. YMMV.

 Chris
 Redding, Ca.


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[RBW] Re: questions about buying /selling a bike on this group

2015-07-18 Thread drew
So, 
I'm somewhat new, and I've probably bought enough stuff off the list to build a 
couple bikes. I've also hooked up a friend with a complete bike/large purchase. 
99% of the transactions were smooth. Had one bad one, from a pretty consistent 
contributing member (who has since disappeared). 100$ lesson learned. The key 
to PayPal is to do it as a  paying for goods and services transaction. Friends 
and family offers zero protection, as I found out. For a big purchase, you 
might get pushback from the seller because they will have to pay a paypal fee 
that can be avoided in friends and family. Offering to cover that fee is useful 
in making everyone happy and covering yourself. Still, I wouldn't  hesitate to 
buy and sell here. It's a good place. 

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[RBW] Re: questions about buying /selling a bike on this group

2015-07-18 Thread Deacon Patrick
Keep in mind we buy and wear wool pirate shirts and skivvies. Grin.

Ditto to my Patrick twin and Minh. It doesn't take long to suss out whose a 
regular, and at least on the web interface you can click the additional 
options for a post and see all posts made by a member so you get to know 
them a wee bit without being here long (or to remind you if you have). 

With abandon,
Patrick

On Saturday, July 18, 2015 at 2:29:14 PM UTC-6, Bill Ruprecht wrote:

 Do you just trust that the person will ship the bike after you pay 
 him/her?


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[RBW] Re: questions about buying /selling a bike on this group

2015-07-18 Thread Chris in Redding, Ca.
Bill,
What the others have said, plus.I have bought and sold a fair amount of 
stuff both here and as a BOB. When I sold a Riv frameset I had the money 
(four digits worth) in hand before I shipped. On the other stuff I just 
ship and wait for  payment. I have had zero problems. YMMV.

Chris
Redding, Ca.

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Re: [RBW] Re: questions about buying /selling a bike on this group

2015-07-18 Thread cyclotourist
It's a vicious circle: We just buy, sell, and re-purchase each other's
stuff here!



On Sat, Jul 18, 2015 at 4:25 PM, David Banzer daban...@gmail.com wrote:
 I'd add that this is a very honest and trusting group. I've sold items
 before I had time to upload photos of actual items, and folks trusted my
 description and bought without photos. On my end, I try and be as
 descriptive and honest as I can when selling.
 And I've trusted folks as well and bought items sight unseen.
 David
 Chicago


 On Saturday, July 18, 2015 at 5:55:39 PM UTC-5, Chris in Redding, Ca. wrote:

 On Saturday, July 18, 2015 at 2:00:08 PM UTC-7, drew wrote:

 So,
 I'm somewhat new, and I've probably bought enough stuff off the list to
 build a couple bikes. I've also hooked up a friend with a complete
 bike/large purchase. 99% of the transactions were smooth. Had one bad one,
 from a pretty consistent contributing member (who has since disappeared).
 100$ lesson learned. The key to PayPal is to do it as a  paying for goods
 and services transaction. Friends and family offers zero protection, as I
 found out. For a big purchase, you might get pushback from the seller
 because they will have to pay a paypal fee that can be avoided in friends
 and family. Offering to cover that fee is useful in making everyone happy
 and covering yourself. Still, I wouldn't  hesitate to buy and sell here.
 It's a good place.


 Hey All,
 I have have had people 'confused' about what they were gonna get when I
 sent a pic of same and that's what arrived. So a set of pedals and cages but
 no straps is just thatno straps. But never an issue.

 Clarity. Total disclosure. You are selling to a 'friend'. You are. They
 are just friends you have not yet met.

 I think that has been the ethic from the get go and I'm on board.

 Chris
 Redding, Ca.

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David

Member, Supreme Council of Cyberspace

it isn't a contest. Just enjoy the ride. - Seth Vidal

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[RBW] Re: questions about buying /selling a bike on this group

2015-07-18 Thread David Banzer
I'd add that this is a very honest and trusting group. I've sold items 
before I had time to upload photos of actual items, and folks trusted my 
description and bought without photos. On my end, I try and be as 
descriptive and honest as I can when selling.
And I've trusted folks as well and bought items sight unseen.
David
Chicago

On Saturday, July 18, 2015 at 5:55:39 PM UTC-5, Chris in Redding, Ca. wrote:

 On Saturday, July 18, 2015 at 2:00:08 PM UTC-7, drew wrote:

 So, 
 I'm somewhat new, and I've probably bought enough stuff off the list to 
 build a couple bikes. I've also hooked up a friend with a complete 
 bike/large purchase. 99% of the transactions were smooth. Had one bad one, 
 from a pretty consistent contributing member (who has since disappeared). 
 100$ lesson learned. The key to PayPal is to do it as a  paying for goods 
 and services transaction. Friends and family offers zero protection, as I 
 found out. For a big purchase, you might get pushback from the seller 
 because they will have to pay a paypal fee that can be avoided in friends 
 and family. Offering to cover that fee is useful in making everyone happy 
 and covering yourself. Still, I wouldn't  hesitate to buy and sell here. 
 It's a good place.


 Hey All, 
 I have have had people 'confused' about what they were gonna get when I 
 sent a pic of same and that's what arrived. So a set of pedals and cages 
 but no straps is just thatno straps. But never an issue. 

 Clarity. Total disclosure. You are selling to a 'friend'. You are. They 
 are just friends you have not yet met. 

 I think that has been the ethic from the get go and I'm on board. 

 Chris
 Redding, Ca.


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[RBW] Re: questions about buying /selling a bike on this group

2015-07-18 Thread Chris in Redding, Ca.
On Saturday, July 18, 2015 at 2:00:08 PM UTC-7, drew wrote:

 So, 
 I'm somewhat new, and I've probably bought enough stuff off the list to 
 build a couple bikes. I've also hooked up a friend with a complete 
 bike/large purchase. 99% of the transactions were smooth. Had one bad one, 
 from a pretty consistent contributing member (who has since disappeared). 
 100$ lesson learned. The key to PayPal is to do it as a  paying for goods 
 and services transaction. Friends and family offers zero protection, as I 
 found out. For a big purchase, you might get pushback from the seller 
 because they will have to pay a paypal fee that can be avoided in friends 
 and family. Offering to cover that fee is useful in making everyone happy 
 and covering yourself. Still, I wouldn't  hesitate to buy and sell here. 
 It's a good place.


Hey All, 
I have have had people 'confused' about what they were gonna get when I 
sent a pic of same and that's what arrived. So a set of pedals and cages 
but no straps is just thatno straps. But never an issue. 

Clarity. Total disclosure. You are selling to a 'friend'. You are. They are 
just friends you have not yet met. 

I think that has been the ethic from the get go and I'm on board. 

Chris
Redding, Ca.

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