>> > > This is exactly why I *never* give direct debit access of my cash > accounts to *any* entity. I always route payments through credit card > (charges to which can be contested before you actually pay) and then pay > off the credit card.
I try to avoid it too, but it can't be helped sometimes. For eg - you have to agree to a direct debit for any mortgage, and for most mobile phone contracts (in the UK). B
