BTW, after a month-long "investigation", this is what ICICI bank has to
say about what happened:

> Kindly note that in any internet banking case, transaction can take
> place only with the authentication of user id and password by the
> system when entered.
>
> User ID and password is known only to the customer.
>
> Hence we would be unable to reverse the mobile recharge transaction.
>
> However you can take police assistance for further investigation for
> recovery and resolution.

I wonder what they were investigating for a month then.

-- ams

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