David E. Ross wrote:
On 6/21/2014 1:58 PM, Larry S. wrote [in part]:
Some time ago my credit union started a process whereby I could deposit
checks into my account by scanning (which was good, since I live 500
miles away).
Are there any other credit unions nearby? I mean credit unions
different from the one where you have your account.
If so, go to <http://www.co-opsharedbranch.org/>. Check to see if your
credit union is a CO-OP Shared Branch member. Then check to see if any
nearby credit union offices are also CO-OP Shared Branches. If both are
part of the CO-OP Shared Branch system, you can visit the nearby office
to deposit to your actual credit union.
The concept is the same as if you walked into a Bank of America branch
to make a deposit at Wells Fargo Bank even though you do not have any
account with Bank of America. While this is highly unlikely with banks,
it actually works with credit unions in the CO-OP Shared Branch system.
Thank you for the thoughtful suggestion. I was aware of the shared
branch system, and have used it when withdrawing money for purchases
that required cash (beyond the capabilities of teller machines).
Unfortunately, the nearest shared branch is 25 minutes away, so not
great for deposits. It's easier to just mail in the deposit. I just like
the "instant" (almost) credit with scanned deposits. A bit less (minor)
paperwork as well.
Of course, anything that works quite well, and then just quits working,
arouses my "figure it out" instinct!
Larry S.
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