Re: [UC] Best coverage... more...

Sat, 02 Nov 2013 08:54:37 -0700




-----Original Message-----
From: "Richard D. Conrad"
Sent: Nov 2, 2013 5:45 AM
To: Glenn moyer
Cc: "[email protected]"
Subject: Re: [UC] Best coverage... more...

From SALON:  This is, in effect, exactly what the Affordable Care Act does with respect to some currently existing, private insurance policies.  If those policies don’t meet a new, higher bar of quality coverage, then the government will no longer allow insurance companies to sell them.  Instead, the 5 percent of Americans who rely on the individual insurance market for their coverage will have other options, all that provide better quality coverage and many of which are far less expensive.  Plus, at least half of folks on the individual market will be eligible for subsidies that further bring costs down.


Rick, the nonsense of the right wingers is all part of Wall St.'s plan to keep the people infantile and confused.  That does not make the lies from the democrats, the truth, and doesn't deserve much attention.

The above statement and the white house assertions are completely false.  It is designed to infuriate all those with the so called "Cadilac" policies.  All of the small business people and those with real assets that can be lost during bankruptcy are also being dropped.  (I was looking for trusted sources to link, but in a quick search only found corporate media.  But, the 80-85% figure for individual policy holders across the country seeems believable based on my experience)

I paid outrageous premiums for 100% coverage.  The insurance industry raised our deductible from 0 to 5000, a few years ago.  That is why the "grandfathering" was eliminated for almost all of us with individual cadilac plans.  The democrats knew this and are trying to deceive people about this.  The new offerings are for worse coverage at higher cost!!!!!  The democrats know that as well.  Pretending that this only effects that garbage insurance, which always should have been illegal is a damned lie. It's designed to push confused middle class people toward the tea party and militia groups, because of these lies as they angrily hold their cancellation letters.

Let me be clear, I have my cancellation letter.  It is a damned lie to pretend that the cancellations are only affecting those with garbage insurance and that Obamacare for the underinsured is some great improvement.  Obamacare is slightly better garbage insurance.

What they declared Cadilac policies in their attempts to attack public service unions, is the only full health insurance coverage and could be available to all Americans if we had simply extended medicare to all Americans.  All Americans could have full coverage at less than half the cost, and we could drastically improve health care outcomes, health security, and quality of life with a medicare for all system.

Remember, what Wall St. wants is to receive mandatory outrageous premium payments and give as little back as possible.  Garbage insurance products are their most profitable products, and their goal is to destroy all of those Cadilac policies for the 99%.  They want all of us to be insecure and at their mercy, but they are going to do this to one subgroup at a time.  (This same divide and conquer process was used to destroy or co-opt private sector unions first, before destroying the public service unions with the anger of the formerly busted unions)


If homeland security shoots me in the back at a peace rally, I could have a million dollar medical bill before i regain consciousness.  With the best plan under Obamacare, I would be liable for $100,000, plus all the new out of network costs, etc.  We've paid the outrageous premiums for years, but not because Cadilac plans get us good medical care in the totally screwed up for profit sick care system in America.  Cadilac plans were just an attempt to protect from bankruptcy, but they apparently aren't as profitable as the various garbage products that we will soon all be tormented by!

They want to make Americans think that corporate Obama/Romneycare was actually socialism, so the next time they push more millions of Americans into health throwaways; they can jump up and down claiming "socialism doesn't work." 

Good luck to all subjects of the corporate empire,
Glenn





On Nov 1, 2013, at 6:05 PM, Glenn moyer <[email protected]> wrote:





Millions of people across the country are being dropped by their health insurance companies and offered new "products."  Individual policy holders are the first target, but the rest of the middle class will follow. 

And another lie is coming from the democrats, that these cancellations are like the substandard policies Obamacare is peddling to the poor.  My outrageously expensive policy, being canceled, was for 100% coverage.  When the great "health reform" charade was first taking place, we were also all dropped and given $5000 deductibles in the new product.  Canceling these insurance "products" every year or two seems to have multiple purposes for Wall St., and will obviously be a central way of dumping the newly sick on the government after the sick are made bankrupt.


The crappy products some working poor will get through massive government subsidies to the criminal insurance industry will not help them access medical care nor will it keep most of them, or any of them with serious new illnesses, from going bankrupt.  For many, these barriers and catastrophes will be even more likely, as more of their income is directed to premiums and deductibles.  The Obamacare supporters pretend not to understand the barriers that a $5000-10,000 deductible means, after you send your last few dollars to a health insurance company.

Wall St. is trying to divide individual policy holders against the poor by thrusting millions of us into precarious situations.  Instead of seeing the entire Obamacare sham as a windfall for Wall St. that does not help the poor as their deceptions pretend, we are supposed to get angry at this fake "socialism" that is being used against us.

Millions of people are either being forced to absorb tremendous premium increases and deductible increases, or they will be forced to take the crappy Obamacare type insurance that will put them at increased risk for bankruptcy!  (It's simple math to look at common medical bills and calculate your 40%, 30% or 10% share after satisfying your deductible, prescription drugs and out of network expenses).   

What these two political parties are doing for Wall St. is to change all health insurance into various levels of crappy catastrophe insurance that will eventually leave at least 50-75% of the American people at risk for medical bankruptcy and poor access to medical care while taking more profits from our meager incomes.  Medicare, medicaid, social security, and all social supports will then be attacked, and those of us already attacked, are to stay silent and blame the poor for our new insecurities!  Divide and conquer!

Wall St. and their Democrat/Republican servants are experts at manufacturing crises and pitting the middle class against the poor. All through this charade, the Obamacare astroturf groups pretended that the TEMPORARY consumer protections would stop profitable abuses by their corporate masters.  IT'S NOT REDUCED PROFITS THAT ARE PAYING FOR THE ELIMINATION OF PRE-EXISTING CONDITION REFUSALS, ETC.  It's skyrocketing premiums and deductibles from millions of people.  And they make more profit on that too! 

Also, by constructing the system so that those insured families with serious new illnesses will quickly go bankrupt and be forced onto medicaid, they only risk insuring the sick for a limited time and hopefully many will die quickly.

I pay 7000 a year in premiums and a 5000 deductible before I would get 1 penny of health insurance coverage from Wall St.  Now they want a 6000 deductible and haven't given the new premium rate!  Do you see why health insurance stocks went up the day Obamacare passed?????  

 Here are some relevant links that should not be too difficult.





Here is a good explanation from Harvard researcher, Dr. Woolhandler.  She also coauthored the Harvard study of mortality rates among the uninsured.    


"Many people are going to find that their insurance is just not very good. It doesn't give them the financial protection they need--particularly for people with serious and expensive chronic illnesses.

We've done a lot of work at PNHP, as you may know, on medical bankruptcy. While I was at Harvard Medical School, I worked with my Harvard colleague Elizabeth Warren at the law school on one of the most widely cited studies on medical bankruptcy. The most common single cause of medical bankruptcy was that people had insurance, but it had so many gaps--like co-payments, deductibles and uncovered services--that they were bankrupted anyway by a prolonged illness. That type of medical bankruptcy will continue--and, if anything, may increase--under Obamacare."






---- You are receiving this because you are subscribed to the list named "UnivCity." To unsubscribe or for archive information, see .

---- You are receiving this because you are subscribed to the list named "UnivCity." To unsubscribe or for archive information, see .

Reply via email to