Chuck, you are right..let it go and cut your losses. Bummer that. I think a nice new pickup would be a great choice considering how you love to fish. Joyce
On Wed, Nov 12, 2014 at 4:42 PM, Chuck Alexander < [email protected]> wrote: > BTW. We did go to the garage and take off my brand new $200 Curt > trailer hitch and plug and play wiring harness that was NOT on the car when > I bought it LOL..Maybe I can get $100 for it, unless I buy another > “Cruiser” to mount it to. Chuck > > *From:* Chuck Alexander <[email protected]> > *Sent:* Wednesday, November 12, 2014 12:32 PM > *To:* [email protected] > *Subject:* Re: [VFB] OFF TOPIC. My Baby got crashed into by a deer > > Joyce: Thanks. We do in fact have one nearby as I went to that same > community college for welding back in the early ‘80’s, and if I had had the > car paid off that’s exactly what I would have done. Problem now is the > state and red tape. There is only three (and none are close by) state > inspectors who can inspect the car and re-issue a “totalled title” or > whatever exactly it’s called, and I could take a $3300 settlement (but I > still owe $4700), then I could have the car back, then pay the college for > all the parts (about $1000-1500 I suspect), let them repair it, but here it > the “hitch”. > > Then, after all that time, money, effort, there is no guarantee that the > inspector will issue a new title and eve if he did, the state will NOT > allow you to buy full coverage insurance on a previously “totalled” car, > which my bank would still require as I’d still owe them the difference > between the $3300 and the $4700 payoff, and I talked to them and they won’t > do it. But, they did tell me they are going to accept the $4300 the > insurance company as “paid in full” and also give us a loan at a cheaper > rate on another car. So, it looks like a triple “catch 22”, so I guess > we’ll have to just “cut our loses” and get another car. maybe I can find a > club cab pick em up truck I really did want when I bout the car.. That > would be the only “silver lining” I think. Thanks for bringing this up > though, because like I said, had it been paid off, it would be a great idea > and somebody else here might find themselves in a similar situation > sometime, Chuck > > > *From:* Joyce M Westphal <[email protected]> > *Sent:* Tuesday, November 11, 2014 7:42 PM > *To:* [email protected] > *Subject:* Re: [VFB] OFF TOPIC. My Baby got crashed into by a deer > > Chuck, regarding your deer smashed car, as new as it is, also check if > you have a state college with an autobody class in your area. Very often > students will rebuild your car if you pay parts and the small cost of the > class tuition, Better yet, you can see if they have a repair your own car > class at the college/university. This is what my sister and I did when the > deer smashed her car. The cost for "senior" students here in a once a week > after hours class was 30 dollars tuition and a 1 time fee of 100 dollars > for their state of the art paint booth. We have restored her 1959 IH truck > and my 1982 Datsun diesel by doing it ourselves. The instructors were > excellent and the cost was minimal..mostly time and, of course, the paint > which is pricey. It tooks us several years to do both vehicles (we did > her car, her truck and my truck first, and finished up repairing a bad > bondo job on her current car fender that we recognized after she had her > used car for several years. If you do it yourself, you will know it is done > right. Buy it back if you can and fix it yourself if you can..it was a fun > and rewarding expeirence. Just a thought. > > On Tue, Nov 11, 2014 at 4:33 PM, Joyce M Westphal <[email protected]> > wrote: > >> Chuck, may I suggest that you find another body shop and try to get a bid >> for them to fix it with second hand parts. I did that with my VW and drove >> it for 7 more years and the cost was very minimal. I talked with my >> insurance company (State Farm) and they were very willing to do this rather >> than total the car. The cost was about 1/3 what the new parts and labor >> would have cost and the labor was minimal by comparison. Don't know if >> this will help. Joyce >> >> On Tue, Nov 11, 2014 at 3:31 PM, Chuck Alexander < >> [email protected]> wrote: >> >>> I see. Sounds painful LOL.. I got bad news today as to the reality of >>> how the insurance industry works in America. Our car's damage was really >>> (besides the AC condenser and radiator rupturing) was no more that a >>> "fender bender". Frame was NOT bent, no windshields busted out, even the >>> air bags didn't have to be replaced and/or rest etc. But the insurance is >>> "totalling" the car, and they are going to pay us a check that amounts to >>> $400 LESS than what it will take to pay off what we owe on the car. It's >>> got us both hot under the collar to say the least. Mad as hell is more like >>> it. But, the insurance industry here has some of the biggest lobbyists in >>> Washington as well as in the state governments, and so they are all in >>> cahoots and one hand feeds the other in their world. I riced all the parts >>> that the car would have had to replaced, added the $65-95 per hour labor >>> together and it should have been at the extremely high end, no more than >>> $2000-2200. They (the garage/body shop) wanted the insurance company to pay >>> them $4400+. >>> >>> And in the state of Alabama, the insurance adjustors here work for the >>> state apparently (This is all new to us as it’s the first claim like this >>> we have EVER claimed in our lives. But anyway, once the adjuster signs off >>> as the car being "totalled", That's it, even if I could fix it myself I'd >>> have to pay off the lien, then try and find out which salvage yard they are >>> going to sell it to, go there and "buy" the car from them, and that might >>> be $1000-3000. Then, I'd have to file (and pay enormous fees) for a >>> "scrapyard repaired" new title on the car in order to get a title, tags and >>> insurance. >>> >>> We have paid this company (Progressive Insurance Company) EVERY month >>> for over ten YEARS, and they GLADLY take our premium money, but file a >>> claim and then it’s like they think you are robbing them. I told the >>> insurance guy (or asked him) "why the heck didn't you guys get a cpl more >>> estimates, as you know that's was highway robbery and he said that was >>> their only "authorized garage" that they deal with in the area. I said >>> "well if that's the case, you guys should shop around (like I'm going to do >>> when I get another car) and find a place that would repair them cheaper >>> than that because that price is a rip off and that it would save both them >>> and their customers (policy holders) money" But that’s how it works here. >>> The big guys get the gold mine and the little guys get the shaft LOL. Chuck >>> >>> -----Original Message----- From: Reuven Segal >>> Sent: Tuesday, November 11, 2014 1:46 AM >>> To: [email protected] >>> Subject: Re: [VFB] OFF TOPIC. My Baby got crashed into by a deer >>> >>> 6ft+ >>> >>> Pure muscle. >>> >>> More often than not, people are injured when the roo goes through the >>> windscreen and struggles to escape and kicks and scratches the >>> occupants. The way they fight is that they stand on their tails and kick >>> forward. I have seen on the news one guy who tried to feed a small one >>> and ended up with dozens of stitches from a single kick. Lets see one of >>> your deers do that! >>> >>> On 7/11/2014 1:33 PM, Chuck Alexander wrote: >>> >>>> Reuven: That's normally how the big buck deer do it here. If my son had >>>> been going full speed that tin can of a car would have been history. A >>>> Kaangaroo might get hot by the car though, then turn around and kick the >>>> car as well LOL..How big do those things get (weight) anyway?? Chuck >>>> >>>> -----Original Message----- From: Reuven Segal >>>> Sent: Thursday, November 06, 2014 6:49 PM >>>> To: [email protected] >>>> Subject: Re: [VFB] OFF TOPIC. My Baby got crashed into by a deer >>>> >>>> A deer is nothing compared to totalling a car with a kangaroo. They are >>>> solid muscle, and will hop away after totalling a car. >>>> On 7/11/2014 6:23 AM, Chuck Alexander wrote: >>>> >>>>> Same here: I had a brother in law killed like that, and my Daddy had a >>>>> deer total his truck one morning on his way to work. Those things hit just >>>>> right, and they can do MAJOR damage for sure, Chuck >>>>> >>>>> -----Original Message----- From: Allan Fish >>>>> Sent: Thursday, November 06, 2014 1:09 PM >>>>> To: [email protected] >>>>> Subject: Re: [VFB] OFF TOPIC. My Baby got crashed into by a deer >>>>> >>>>> Thankfully, my son was shaken up, but not injured. >>>>>> >>>>> >>>>> >>>>> Thank God. We had a similar incident here in the county a few years >>>>> ago >>>>> that was fatal. The buck's hind legs came through the windshield on >>>>> the >>>>> driver's side. One hoof went through the young man's chest and through >>>>> his heart. >>>>> >>>>> I'm really glad your son had the alertness to slow down. >>>>> >>>>> af >>>>> >>>>> >>>> >>> -- >>> -- >>> You received this message because you are subscribed to the "VFB Mail" >>> group. >>> >>> To post to this group, send email to [email protected] >>> To unsubscribe from this group, send email to vfb-mail-unsubscribe@ >>> googlegroups.com >>> For more options, visit this group at http://groups.google.com/ >>> group/vfb-mail?hl=en >>> >>> VFB Mail is sponsored by Line's End Inc at http://www.linesend.com >>> --- You received this message because you are subscribed to the Google >>> Groups "VFB Mail" group. >>> To unsubscribe from this group and stop receiving emails from it, send >>> an email to [email protected]. >>> For more options, visit https://groups.google.com/d/optout. >>> >>> >>> ----- >>> No virus found in this message. >>> Checked by AVG - www.avg.com >>> Version: 2013.0.3485 / Virus Database: 4189/8552 - Release Date: >>> 11/11/14 >>> -- >>> -- >>> You received this message because you are subscribed to the "VFB Mail" >>> group. >>> >>> To post to this group, send email to [email protected] >>> To unsubscribe from this group, send email to vfb-mail-unsubscribe@ >>> googlegroups.com >>> For more options, visit this group at http://groups.google.com/ >>> group/vfb-mail?hl=en >>> >>> VFB Mail is sponsored by Line's End Inc at http://www.linesend.com >>> --- You received this message because you are subscribed to the Google >>> Groups "VFB Mail" group. >>> To unsubscribe from this group and stop receiving emails from it, send >>> an email to [email protected]. >>> For more options, visit https://groups.google.com/d/optout. >>> >> >> > > -- > -- > You received this message because you are subscribed to the "VFB Mail" > group. > > To post to this group, send email to [email protected] > To unsubscribe from this group, send email to > [email protected] > For more options, visit this group at > http://groups.google.com/group/vfb-mail?hl=en > > VFB Mail is sponsored by Line's End Inc at http://www.linesend.com > --- > You received this message because you are subscribed to the Google Groups > "VFB Mail" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to [email protected]. > For more options, visit https://groups.google.com/d/optout. > > No virus found in this message. > Checked by AVG - www.avg.com > Version: 2013.0.3485 / Virus Database: 4189/8557 - Release Date: 11/11/14 > > No virus found in this message. > Checked by AVG - www.avg.com > Version: 2013.0.3485 / Virus Database: 4189/8560 - Release Date: 11/12/14 > > -- > -- > You received this message because you are subscribed to the "VFB Mail" > group. > > To post to this group, send email to [email protected] > To unsubscribe from this group, send email to > [email protected] > For more options, visit this group at > http://groups.google.com/group/vfb-mail?hl=en > > VFB Mail is sponsored by Line's End Inc at http://www.linesend.com > --- > You received this message because you are subscribed to the Google Groups > "VFB Mail" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to [email protected]. > For more options, visit https://groups.google.com/d/optout. > > -- > -- > You received this message because you are subscribed to the "VFB Mail" > group. > > To post to this group, send email to [email protected] > To unsubscribe from this group, send email to > [email protected] > For more options, visit this group at > http://groups.google.com/group/vfb-mail?hl=en > > VFB Mail is sponsored by Line's End Inc at http://www.linesend.com > --- > You received this message because you are subscribed to the Google Groups > "VFB Mail" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to [email protected]. > For more options, visit https://groups.google.com/d/optout. > -- -- You received this message because you are subscribed to the "VFB Mail" group. 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