When using apple pay and you put your bank debit card in to pay with, then when 
you go to pay with apple pay, then do you get to choose if your card is ran as 
debit or credit?
  ----- Original Message ----- 
  From: Keith Bierman 
  To: [email protected] 
  Sent: Friday, August 23, 2019 6:38 PM
  Subject: Re: Apple Cash card?








  On Fri, Aug 23, 2019 at 4:41 PM janet gross <[email protected]> wrote:

    HI Keith, 

    Did you hear Chase Bank is going to be coming out with a Chase Pay Card, 



  not sure what that would mean... I suppose there's no reason why they 
couldn't follow apple's lead and have the chase app generate a number on 
demand, have a physical card which doesn't advertise it's actual number, and 
otherwise mimic Apple's Goldman Sachs card ... would be a nice touch ... but 
that's not quite the same as the apple pay (which is an entire payment 
framework ... but I suppose that's a difference only tech geeks and finance 
nerds would care about)







    and from what I could understand was it will be like Apple Pay.  I heard it 
just a couple of days ago, on the radio, but I didn’t get to hear it all 
though.  So if Chase Bank comes out with a Chase Pay, I think that would be 
great!  



    Janet 

    From: [email protected] [mailto:[email protected]] On Behalf 
Of Keith Bierman
    Sent: Friday, August 23, 2019 5:20 PM
    To: [email protected]
    Subject: Re: Apple Cash card?



    I'd check with my bank. Chase assured me that they stood behind zelle and 
any failures would be dealt with. Zelle (unlike paypal, apple pay, etc.) is 
"just" an interbank arrangement ... so the sender's bank holds ultimate 
ownership.

    Keith Bierman
    [email protected]
    303 997 2749





    On Fri, Aug 23, 2019 at 3:48 PM janet gross <[email protected]> 
wrote:

      HI All, 

      I thought I read some where that Zelle does not insure transferring 
money, meaning if the money transfer doesn’t make it to where you want to 
transfer the money to, Zelle will not refund any money should it get lost in 
the transferring process.  Although, I could be wrong.  Has anyone heard of 
this? 

      Janet 



      From: [email protected] [mailto:[email protected]] On 
Behalf Of Peter Logan
      Sent: Thursday, August 22, 2019 11:59 AM
      To: [email protected]
      Subject: RE: Apple Cash card?



      Zelle works well, however if you have multiple checking accounts, you can 
only have one tied to Zelle.  Where as with Apple Cash, you can transfer that 
to any of your accounts ..  I use both of them and they each have pros and cons 
…



      From: [email protected] <[email protected]> On Behalf Of 
Keith Bierman
      Sent: Thursday, August 22, 2019 12:55 PM
      To: [email protected]
      Subject: Re: Apple Cash card?



      Many banks participate in a program known as "zelle" which does direct 
payments without any transaction charges. Not as slick as applepay, but 
typically well integrated into your banking app. Chase, for example, has it 
tightly integrated within their app, and it works well. The recipient doesn't 
have to be a chase customer ... just a customer of a participating bank. For 
folks I'm only going to pay once, ApplePay is fine (if they've already got an 
account). Typically, if it's someone I've got an ongoing relationship with, I 
try to coax them to sign up with zelle.



      Keith Bierman
      [email protected]
      303 997 2749





      On Wed, Aug 21, 2019 at 9:02 PM Kelly Pierce <[email protected]> wrote:

        Mary,

        If you make a person-to-person  Apple Pay Cash transaction, you will
        pay steeply for it using a credit card, including the Apple Card.
        Instead, you will need to use a debit card for these transactions.
        With debit cards, personal payments are free.

        Kelly
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        On 8/21/19, Ed Worrell <[email protected]> wrote:
        > Hey Mary,
        >
        > To get VoiceOver to refocus in the window. Make sure you’re doing a 
single
        > tap and not a double tap. You don’t want to activate anything you 
didn’t
        > mean to.
        >
        >
        > Let me know how it goes.
        >
        > Ed W.
        >
        >> On Aug 21, 2019, at 10:55 AM, Mary Otten <[email protected]> wrote:
        >>
        >> Thanks, Ed. It seems rather strange that voiceover would lose focus 
in
        >> this Apple app. I will try that double tap thing when I get home and 
have
        >> access to my relevant information about my bank account. How very 
odd that
        >> you would have to do at work around. I hope you reported it to Apple
        >> accessibility. If I actually get it to work, using that method that 
you
        >> said were you just double tap on something doesn’t have focus I will
        >> definitely be reporting to Apple accessibility.
        >> Mary
        >>
        >>
        >> Sent from my iPhone
        >>
        >>> On Aug 21, 2019, at 5:49 AM, Ed Worrell <[email protected]> 
wrote:
        >>>
        >>> Hey Mary,
        >>>
        >>> Yes I have set this up. I had no issues with the process. If you 
follow
        >>> the instructions you will have to put in your last four digits of 
your
        >>> social security number, and your banks routing number. As well as 
the
        >>> account number.
        >>>
        >>> I have found that some of these screens need you to tap in the 
middle of
        >>> the screen for VoiceOver to focus on the content. It seems that VO
        >>> doesn’t refresh when the new page/screen loads.
        >>>
        >>> I wish I could be of more assistance.
        >>>
        >>> Ed W.
        >>>
        >>>
        >>>> On Aug 20, 2019, at 5:55 PM, Mary Otten <[email protected]> wrote:
        >>>>
        >>>> Hi folks,
        >>>> I just applied for the Apple card and have it in my wallet now. In
        >>>> reading about it, I was given to understand that you should get an 
Apple
        >>>> Cash card which is issued by some bank called greens I think it 
is, and
        >>>> this allows you to do more with Apple Cash then just pay off your 
bill.
        >>>> And then I found an article that tells you how to set up Apple 
Cash. I
        >>>> tried both approaches referenced, when going into settings then 
Apple
        >>>> Pay and wallet, the other going directly into wallet and clicking 
on
        >>>> Apple Cash to get the process started. In both instances, I am 
being
        >>>> sent around in a circle. I hit set up, then continue, I’m back to 
being
        >>>> told it’s not set up and I have to set it up and I do it all 
again. I’m
        >>>> not seeing any error message. I don’t have a physical card, and I 
didn’t
        >>>> think one was necessary. I am thoroughly confused. Has anyone done
        >>>> this?
        >>>>
        >>>>
        >>>> Sent from my iPhone
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