Yes, my cards have chips too. That seemingly doesn’t matter. I’ve had to 
replace an Amazon card twice in as many years. And my Discover card got whacked 
a couple of years ago as well. It’s not because I leave it laying around or 
give it to somebody and they go off in a corner and do what they want.


Sent from my iPhone

> On Aug 22, 2019, at 4:11 PM, Anthony Vece <[email protected]> wrote:
> 
> Mary;
> All the cards I use have chips in them.
> 
> Sent from my Verizon iPhone XR!!!
> 
>> On Aug 22, 2019, at 5:44 PM, Mary Otten <[email protected]> wrote:
>> 
>> The advantage for the apple cart is the extra security. Having had several 
>> times very’s cards become compromised due to whatever reason having to do no 
>> doubt with my number being sold somewhere, I’m more interested insecurity 
>> than I am and the difference between one and 2% cashback. It’s a real hassle.
>> 
>> Sent from my iPhone
>> 
>>> On Aug 22, 2019, at 12:29 PM, Kelly Pierce <[email protected]> wrote:
>>> 
>>> Mark,
>>> 
>>> Other cards offer better rewards. Several cards offer two percent cash
>>> back on all purchases. The Chase Ink card offers five percent cash
>>> back on cable, Internet and phone services. If someone is buying an
>>> iPhone, it can be purchased by the phone or cable provider offering
>>> mobile services for five percent cash back. On a $1,000 iPhone, that’s
>>> a $50 savings. I did this and demanded my check after I paid my bill
>>> and enjoyed cashing it at the bank. Of course the wireless bill and
>>> home Internet bill can be charged to the Ink card for even more
>>> savings. If someone buys all of his accessories, like charging cables,
>>> headphones, wall plugs and cases at the retail outlet of the phone or
>>> cable company, they would receive five percent cash back on the ink
>>> card.
>>> 
>>> When the Ink card is combined with two percent cash back on all
>>> purchases, the Apple rewards seem paltry. I am not impressed.
>>> 
>>> Kelly
>>> 
>>> 
>>> 
>>> 
>>>> On 8/22/19, Joshua Hendrickson <[email protected]> wrote:
>>>> I'm not going to use apple pay at all.  I've got pay-pal linked to my
>>>> phone so if I purchase an app I'll be able to do so.
>>>> 
>>>>> On 8/22/19, Peter Logan <[email protected]> wrote:
>>>>> Zelle works well, however if you have multiple checking accounts, you can
>>>>> only have one tied to Zelle.  Where as with Apple Cash, you can transfer
>>>>> that to any of your accounts ..  I use both of them and they each have
>>>>> pros
>>>>> and cons …
>>>>> 
>>>>> 
>>>>> 
>>>>> From: [email protected] <[email protected]> On Behalf Of
>>>>> Keith
>>>>> Bierman
>>>>> Sent: Thursday, August 22, 2019 12:55 PM
>>>>> To: [email protected]
>>>>> Subject: Re: Apple Cash card?
>>>>> 
>>>>> 
>>>>> 
>>>>> Many banks participate in a program known as "zelle" which does direct
>>>>> payments without any transaction charges. Not as slick as applepay, but
>>>>> typically well integrated into your banking app. Chase, for example, has
>>>>> it
>>>>> tightly integrated within their app, and it works well. The recipient
>>>>> doesn't have to be a chase customer ... just a customer of a
>>>>> participating
>>>>> bank. For folks I'm only going to pay once, ApplePay is fine (if they've
>>>>> already got an account). Typically, if it's someone I've got an ongoing
>>>>> relationship with, I try to coax them to sign up with zelle.
>>>>> 
>>>>> 
>>>>> 
>>>>> Keith Bierman
>>>>> [email protected] <mailto:[email protected]>
>>>>> 303 997 2749
>>>>> 
>>>>> 
>>>>> 
>>>>> 
>>>>> 
>>>>> On Wed, Aug 21, 2019 at 9:02 PM Kelly Pierce <[email protected]
>>>>> <mailto:[email protected]> > wrote:
>>>>> 
>>>>> Mary,
>>>>> 
>>>>> If you make a person-to-person  Apple Pay Cash transaction, you will
>>>>> pay steeply for it using a credit card, including the Apple Card.
>>>>> Instead, you will need to use a debit card for these transactions.
>>>>> With debit cards, personal payments are free.
>>>>> 
>>>>> Kelly
>>>>> <div id="DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2"><br />
>>>>> <table style="border-top: 1px solid #D3D4DE;">
>>>>>      <tr>
>>>>>      <td style="width: 55px; padding-top: 13px;"><a
>>>>> href="https://www.avast.com/sig-email?utm_medium=email
>>>>> <https://www.avast.com/sig-email?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=webmail&utm_term=icon>
>>>>> &utm_source=link&utm_campaign=sig-email&utm_content=webmail&utm_term=icon"
>>>>> target="_blank"><img
>>>>> src="https://ipmcdn.avast.com/images/icons/icon-envelope-tick-round-orange-animated-no-repeat-v1.gif";
>>>>> alt="" width="46" height="29" style="width: 46px; height: 29px;"
>>>>> /></a></td>
>>>>>              <td style="width: 470px; padding-top: 12px; color:
>>>>> #41424e;
>>>>> font-size: 13px; font-family: Arial, Helvetica, sans-serif;
>>>>> line-height: 18px;">Virus-free. <a
>>>>> href="https://www.avast.com/sig-email?utm_medium=email
>>>>> <https://www.avast.com/sig-email?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=webmail&utm_term=link>
>>>>> &utm_source=link&utm_campaign=sig-email&utm_content=webmail&utm_term=link"
>>>>> target="_blank" style="color: #4453ea;">www.avast.com
>>>>> <http://www.avast.com>
>>>>> </a>
>>>>>              </td>
>>>>>      </tr>
>>>>> </table><a href="#DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2" width="1"
>>>>> height="1"></a></div>
>>>>> 
>>>>> On 8/21/19, Ed Worrell <[email protected]
>>>>> <mailto:[email protected]> > wrote:
>>>>>> Hey Mary,
>>>>>> 
>>>>>> To get VoiceOver to refocus in the window. Make sure you’re doing a
>>>>>> single
>>>>>> tap and not a double tap. You don’t want to activate anything you didn’t
>>>>>> mean to.
>>>>>> 
>>>>>> 
>>>>>> Let me know how it goes.
>>>>>> 
>>>>>> Ed W.
>>>>>> 
>>>>>>> On Aug 21, 2019, at 10:55 AM, Mary Otten <[email protected]
>>>>>>> <mailto:[email protected]> > wrote:
>>>>>>> 
>>>>>>> Thanks, Ed. It seems rather strange that voiceover would lose focus in
>>>>>>> this Apple app. I will try that double tap thing when I get home and
>>>>>>> have
>>>>>>> access to my relevant information about my bank account. How very odd
>>>>>>> that
>>>>>>> you would have to do at work around. I hope you reported it to Apple
>>>>>>> accessibility. If I actually get it to work, using that method that you
>>>>>>> said were you just double tap on something doesn’t have focus I will
>>>>>>> definitely be reporting to Apple accessibility.
>>>>>>> Mary
>>>>>>> 
>>>>>>> 
>>>>>>> Sent from my iPhone
>>>>>>> 
>>>>>>>> On Aug 21, 2019, at 5:49 AM, Ed Worrell <[email protected]
>>>>>>>> <mailto:[email protected]> > wrote:
>>>>>>>> 
>>>>>>>> Hey Mary,
>>>>>>>> 
>>>>>>>> Yes I have set this up. I had no issues with the process. If you
>>>>>>>> follow
>>>>>>>> the instructions you will have to put in your last four digits of your
>>>>>>>> social security number, and your banks routing number. As well as the
>>>>>>>> account number.
>>>>>>>> 
>>>>>>>> I have found that some of these screens need you to tap in the middle
>>>>>>>> of
>>>>>>>> the screen for VoiceOver to focus on the content. It seems that VO
>>>>>>>> doesn’t refresh when the new page/screen loads.
>>>>>>>> 
>>>>>>>> I wish I could be of more assistance.
>>>>>>>> 
>>>>>>>> Ed W.
>>>>>>>> 
>>>>>>>> 
>>>>>>>>> On Aug 20, 2019, at 5:55 PM, Mary Otten <[email protected]
>>>>>>>>> <mailto:[email protected]> > wrote:
>>>>>>>>> 
>>>>>>>>> Hi folks,
>>>>>>>>> I just applied for the Apple card and have it in my wallet now. In
>>>>>>>>> reading about it, I was given to understand that you should get an
>>>>>>>>> Apple
>>>>>>>>> Cash card which is issued by some bank called greens I think it is,
>>>>>>>>> and
>>>>>>>>> this allows you to do more with Apple Cash then just pay off your
>>>>>>>>> bill.
>>>>>>>>> And then I found an article that tells you how to set up Apple Cash.
>>>>>>>>> I
>>>>>>>>> tried both approaches referenced, when going into settings then Apple
>>>>>>>>> Pay and wallet, the other going directly into wallet and clicking on
>>>>>>>>> Apple Cash to get the process started. In both instances, I am being
>>>>>>>>> sent around in a circle. I hit set up, then continue, I’m back to
>>>>>>>>> being
>>>>>>>>> told it’s not set up and I have to set it up and I do it all again.
>>>>>>>>> I’m
>>>>>>>>> not seeing any error message. I don’t have a physical card, and I
>>>>>>>>> didn’t
>>>>>>>>> think one was necessary. I am thoroughly confused. Has anyone done
>>>>>>>>> this?
>>>>>>>>> 
>>>>>>>>> 
>>>>>>>>> Sent from my iPhone
>>>>>>>>> 
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>>>> 
>>>> 
>>>> --
>>>> Joshua Hendrickson
>>>> 
>>>> Joshua Hendrickson
>>>> 
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>>>> 
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>> 
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