I'm with Kelly. I get 2% cash rewards on everything I charge with the Citibank 
credit card I use and since it's a Master Card, it is accepted everywhere in 
the USA. I don't find many vendors where I live who accept Apple Pay so the 
Apple Card rewards would only be 1%. Finally, I have a Chase credit card where 
I earn 5% rewards on everything I purchase from Amazon where I purchase a whole 
lot more than I do from Apple.

Alan Lemly

-----Original Message-----
From: [email protected] [mailto:[email protected]] On Behalf Of 
Kelly Pierce
Sent: Thursday, August 22, 2019 2:29 PM
To: [email protected]
Subject: Re: Apple Cash card?

Mark,

Other cards offer better rewards. Several cards offer two percent cash back on 
all purchases. The Chase Ink card offers five percent cash back on cable, 
Internet and phone services. If someone is buying an iPhone, it can be 
purchased by the phone or cable provider offering mobile services for five 
percent cash back. On a $1,000 iPhone, that s a $50 savings. I did this and 
demanded my check after I paid my bill and enjoyed cashing it at the bank. Of 
course the wireless bill and home Internet bill can be charged to the Ink card 
for even more savings. If someone buys all of his accessories, like charging 
cables, headphones, wall plugs and cases at the retail outlet of the phone or 
cable company, they would receive five percent cash back on the ink card.

When the Ink card is combined with two percent cash back on all purchases, the 
Apple rewards seem paltry. I am not impressed.

Kelly




On 8/22/19, Joshua Hendrickson <[email protected]> wrote:
> I'm not going to use apple pay at all.  I've got pay-pal linked to my 
> phone so if I purchase an app I'll be able to do so.
>
> On 8/22/19, Peter Logan <[email protected]> wrote:
>> Zelle works well, however if you have multiple checking accounts, you 
>> can only have one tied to Zelle.  Where as with Apple Cash, you can 
>> transfer that to any of your accounts ..  I use both of them and they 
>> each have pros and cons  
>>
>>
>>
>> From: [email protected] <[email protected]> On Behalf 
>> Of Keith Bierman
>> Sent: Thursday, August 22, 2019 12:55 PM
>> To: [email protected]
>> Subject: Re: Apple Cash card?
>>
>>
>>
>> Many banks participate in a program known as "zelle" which does 
>> direct payments without any transaction charges. Not as slick as 
>> applepay, but typically well integrated into your banking app. Chase, 
>> for example, has it tightly integrated within their app, and it works 
>> well. The recipient doesn't have to be a chase customer ... just a 
>> customer of a participating bank. For folks I'm only going to pay 
>> once, ApplePay is fine (if they've already got an account). 
>> Typically, if it's someone I've got an ongoing relationship with, I 
>> try to coax them to sign up with zelle.
>>
>>
>>
>> Keith Bierman
>> [email protected] <mailto:[email protected]>
>> 303 997 2749
>>
>>
>>
>>
>>
>> On Wed, Aug 21, 2019 at 9:02 PM Kelly Pierce <[email protected] 
>> <mailto:[email protected]> > wrote:
>>
>> Mary,
>>
>> If you make a person-to-person  Apple Pay Cash transaction, you will 
>> pay steeply for it using a credit card, including the Apple Card.
>> Instead, you will need to use a debit card for these transactions.
>> With debit cards, personal payments are free.
>>
>> Kelly
>> <div id="DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2"><br /> <table 
>> style="border-top: 1px solid #D3D4DE;">
>>         <tr>
>>         <td style="width: 55px; padding-top: 13px;"><a 
>> href="https://www.avast.com/sig-email?utm_medium=email
>> <https://www.avast.com/sig-email?utm_medium=email&utm_source=link&utm
>> _campaign=sig-email&utm_content=webmail&utm_term=icon>
>> &utm_source=link&utm_campaign=sig-email&utm_content=webmail&utm_term=icon"
>> target="_blank"><img
>> src="https://ipmcdn.avast.com/images/icons/icon-envelope-tick-round-orange-animated-no-repeat-v1.gif";
>> alt="" width="46" height="29" style="width: 46px; height: 29px;"
>> /></a></td>
>>                 <td style="width: 470px; padding-top: 12px; color:
>> #41424e;
>> font-size: 13px; font-family: Arial, Helvetica, sans-serif;
>> line-height: 18px;">Virus-free. <a
>> href="https://www.avast.com/sig-email?utm_medium=email
>> <https://www.avast.com/sig-email?utm_medium=email&utm_source=link&utm
>> _campaign=sig-email&utm_content=webmail&utm_term=link>
>> &utm_source=link&utm_campaign=sig-email&utm_content=webmail&utm_term=link"
>> target="_blank" style="color: #4453ea;">www.avast.com 
>> <http://www.avast.com> </a>
>>                 </td>
>>         </tr>
>> </table><a href="#DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2" width="1"
>> height="1"></a></div>
>>
>> On 8/21/19, Ed Worrell <[email protected] 
>> <mailto:[email protected]> > wrote:
>>> Hey Mary,
>>>
>>> To get VoiceOver to refocus in the window. Make sure you re doing a 
>>> single tap and not a double tap. You don t want to activate anything 
>>> you didn t mean to.
>>>
>>>
>>> Let me know how it goes.
>>>
>>> Ed W.
>>>
>>>> On Aug 21, 2019, at 10:55 AM, Mary Otten <[email protected] 
>>>> <mailto:[email protected]> > wrote:
>>>>
>>>> Thanks, Ed. It seems rather strange that voiceover would lose focus 
>>>> in this Apple app. I will try that double tap thing when I get home 
>>>> and have access to my relevant information about my bank account. 
>>>> How very odd that you would have to do at work around. I hope you 
>>>> reported it to Apple accessibility. If I actually get it to work, 
>>>> using that method that you said were you just double tap on 
>>>> something doesn t have focus I will definitely be reporting to 
>>>> Apple accessibility.
>>>> Mary
>>>>
>>>>
>>>> Sent from my iPhone
>>>>
>>>>> On Aug 21, 2019, at 5:49 AM, Ed Worrell <[email protected] 
>>>>> <mailto:[email protected]> > wrote:
>>>>>
>>>>> Hey Mary,
>>>>>
>>>>> Yes I have set this up. I had no issues with the process. If you 
>>>>> follow the instructions you will have to put in your last four 
>>>>> digits of your social security number, and your banks routing 
>>>>> number. As well as the account number.
>>>>>
>>>>> I have found that some of these screens need you to tap in the 
>>>>> middle of the screen for VoiceOver to focus on the content. It 
>>>>> seems that VO doesn t refresh when the new page/screen loads.
>>>>>
>>>>> I wish I could be of more assistance.
>>>>>
>>>>> Ed W.
>>>>>
>>>>>
>>>>>> On Aug 20, 2019, at 5:55 PM, Mary Otten <[email protected] 
>>>>>> <mailto:[email protected]> > wrote:
>>>>>>
>>>>>> Hi folks,
>>>>>> I just applied for the Apple card and have it in my wallet now. 
>>>>>> In reading about it, I was given to understand that you should 
>>>>>> get an Apple Cash card which is issued by some bank called greens 
>>>>>> I think it is, and this allows you to do more with Apple Cash 
>>>>>> then just pay off your bill.
>>>>>> And then I found an article that tells you how to set up Apple Cash.
>>>>>> I
>>>>>> tried both approaches referenced, when going into settings then 
>>>>>> Apple Pay and wallet, the other going directly into wallet and 
>>>>>> clicking on Apple Cash to get the process started. In both 
>>>>>> instances, I am being sent around in a circle. I hit set up, then 
>>>>>> continue, I m back to being told it s not set up and I have to 
>>>>>> set it up and I do it all again.
>>>>>> I m
>>>>>> not seeing any error message. I don t have a physical card, and I 
>>>>>> didn t think one was necessary. I am thoroughly confused. Has 
>>>>>> anyone done this?
>>>>>>
>>>>>>
>>>>>> Sent from my iPhone
>>>>>>
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> Joshua Hendrickson
>
> Joshua Hendrickson
>
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