Hello,
It depends on the phone. For my iPhone 12 I pay $18 a month. For some of the 
Android phones my son has had it was %15 a month. 

Greg Wocher


> On May 5, 2021, at 9:37 AM, Alan Lemly <[email protected]> wrote:
> 
> Hi Greg,
> 
> Thanks for your reply about T-Mobile insurance for your iPhone and your 
> claims experience. How much do you pay for the insurance and is it monthly or 
> a one time payment. It's hard to make a meaningful comparison with Apple Care 
> Plus without knowing the cost.
> 
> Alan Lemly 
> 
> Sent from my iPhone with Outlook <https://aka.ms/qtex0l> for iOS
> From: [email protected] <[email protected]> on behalf of Greg 
> Wocher <[email protected]>
> Sent: Wednesday, May 5, 2021 5:43:53 AM
> To: [email protected] <[email protected]>
> Subject: Re: Apple Care+ or other insurance products.
>  
> Hello,
> I have T-Mobile as my carrier. I do get the insurance they offer because it 
> lets me upgrade once a year. I have had to make a few claims for my son when 
> he dropped his phone and shattered the screen. It went very well. I paid a 
> deductible and they sent me a phone to replace the one he broke.
> 
> Greg Wocher
> 
> 
> > On May 5, 2021, at 12:24 AM, Alan Lemly <[email protected]> wrote:
> > 
> > Hi Kelly,
> > 
> > I'm curious how much you pay for insurance coverage for your iPhone from 
> > your cell phone provider. And have you ever filed any claims with that 
> > coverage and if so, what was your experience?
> > 
> > Alan Lemly
> > 
> > -----Original Message-----
> > From: [email protected] <[email protected]> On Behalf Of 
> > Kelly Pierce
> > Sent: Tuesday, May 4, 2021 11:04 PM
> > To: [email protected]
> > Subject: Re: Apple Care+ or other insurance products.
> > 
> > Apple Care Plus is too limiting. I used the insurance plan from my cell 
> > phone company. It covers theft as well as faults with the device and any 
> > accidental damage. It also offers an upgrade to the new iPhone version each 
> > year.
> > 
> > Kelly
> > 
> > 
> > 
> > On 5/4/21, Sieghard Weitzel <[email protected]> wrote:
> >> Have you ever tried to collect from a credit card insurance plan? I 
> >> have a
> >> $400 a year Aeroplan Infinite Vis card here in Canada which is one of 
> >> the best cards there is and once or twice I tried to use the insurance 
> >> features and each time they found something to turn down the claim. I 
> >> have the card because I get a ton of reward points through it, but I 
> >> find that many of the insurance options these cards claim to offer are 
> >> greatly exaggerated.
> >> 
> >> -----Original Message-----
> >> From: [email protected] <[email protected]> On Behalf Of 
> >> Joe Orozco
> >> Sent: Tuesday, May 4, 2021 9:31 AM
> >> To: [email protected]
> >> Subject: Re: Apple Care+ or other insurance products.
> >> 
> >> Check your credit card as well. I pay for my cell phone with the Uber 
> >> card, because it gives me phone insurance. There are cards with such a 
> >> protection as partof your perks.--Joe
> >> 
> >> On 5/4/21, Richard Turner <[email protected]> wrote:
> >>> You have a good point their Sieghard on the increased price.  Maybe 
> >>> it isn't worth it on the pro models.
> >>> I will check with our insurance, that is a good deal.
> >>> 
> >>> 
> >>> 
> >>> Richard
> >>> "The highest reward for a person's toil is not what they get for it, 
> >>> but what they become by it."
> >>> - John Ruskin, 1819-1900
> >>> 
> >>> Web site: www.turner42.com <http://www.turner42.com/>
> >>> 
> >>> 
> >>> 
> >>> -----Original Message-----
> >>> From: [email protected] <[email protected]> On Behalf 
> >>> Of Sieghard Weitzel
> >>> Sent: Tuesday, May 4, 2021 8:59 AM
> >>> To: [email protected]
> >>> Subject: RE: Apple Care+ or other insurance products.
> >>> 
> >>> I find that Apple Care Plus now is so expensive especially if you 
> >>> have a Pro phone that I personally don't buy it any more. I have my 
> >>> iPhone insured as part of my home insurance where it is listed as a 
> >>> separate item and I think it's something like $30 or $40 a year. The 
> >>> good thing in my opinion is that for one thing this also covers loss 
> >>> or theft and secondly if I keep my phone for more than 2 years I 
> >>> still have coverage whereas Apple Care Plus is done after 2 years. Of 
> >>> course you have to check with your particular insurance company what 
> >>> all the conditions are, e.g. if you did have a claim, would that 
> >>> effect your overall home insurance rate, what exactly is covered, e.g.
> >>> what if you drop it and the screen breaks etc. I did loose my iPhone 
> >>> 6S Plus many years ago and my home insurance paid me the full 
> >>> purchase price at the time without fuss and I didn't even have to 
> >>> send in a receipt or anything, they sent me a cheque and said it was 
> >>> up to me what I wanted to do with it, e.g. buy a new iPhone 6S Plus 
> >>> or a different phone or whatever.
> >>> 
> >>> -----Original Message-----
> >>> From: [email protected] <[email protected]> On Behalf 
> >>> Of Malcolm Parfitt
> >>> Sent: Tuesday, May 4, 2021 8:52 AM
> >>> To: [email protected]
> >>> Subject: Apple Care+ or other insurance products.
> >>> 
> >>> 
> >>> 
> >>> As we all know our iPhones are a significant investment and an 
> >>> inconvenience if we're deprived of their use.
> >>> 
> >>> What are people's view on Apple Care+ is it worth it?
> >>> 
> >>> There are a number of insurers designed specifically for gadgets like 
> >>> iPhones and there is the possibility of insurance on one's hous 
> >>> contents too.
> >>> 
> >>> Then there's the option to simply trust to luck and save money.
> >>> 
> >>> What are people's thoughts?Malcolm Parfitt
> >>> 
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> >>> 
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> >> 
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