yeah, cash pay works, until you get a stroke, heart attack, cancer, etc Even
when you have good insurance, it can mean still having to come up with a few
hundred thousand out of pocket.
Often cash pay translates to... if you have a serious illness, you cant afford
to chose to live. I dont mean to be bleak, but that is the reality of it.
Sure, I understand that some for financial reasons must choose to fore go
insurance. But I'd surely prefer to find more affordable insurance, than fore
go insurance.
Affording Healthcare is surely a big issue today. I actually find it somewhat
ironic that some countries have made "broadband" a human right. I'd argue that
"healthcare" (aka affordable insurance) far more deserves to be made a human
right.
Tom DeReggi
RapidDSL & Wireless, Inc
IntAirNet- Fixed Wireless Broadband
----- Original Message -----
From: Cameron Crum
To: WISPA General List
Sent: Saturday, July 31, 2010 5:56 PM
Subject: Re: [WISPA] [WISPA Members] Health Insurance
Negotiate directly with your doctor or the hospital. I've been cash pay for
years. About a year and a half ago, my then 2 year old got outside un-noticed
and fell into our pool. He was at the bottom when we found him and my wife,
being a trained lifegaurd, was able to perform cpr and get his pulse and breath
back. That combined with the cold temperature of the water (early december),
and the grace of God left him with no brain damage or permanent problems. Our
trip to the ermergency room plus overnight stay in the hospital was more than
$12,000. I negotiated with the hospital, the doctors, and the ambulance company
(all different bills) to get my bill down to less than $5000. It took about 1
hour of my time. Had I had insurance, I would have had to pay the full $5000 or
$10000 deductable. So in this case it worked out for me. My family is
extrememly healthy. Our kids go to the doctor maybe once a year and I can't
remember the last time I saw a doctor. My wife just had arthoscopic surgurery
on knee in the spring and agian, paying cash, I walked away with about a 50%
dicount. As we get older, I'll probably consider getting insurance as age
typically means more trips to the doc. and on average it will become cheaper to
pay the insurance bills than to fund it in cash. I don't know what age that
will be, but I'll keep you guys posted...
Cameron
On Sat, Jul 31, 2010 at 10:02 AM, RickG <rgunder...@gmail.com> wrote:
How do you negotiate that? I've tried and they same we pay their
standard rate. After moving back to health insurance, we always see a
discount, especially on "in network" doctors.
On Sat, Jul 31, 2010 at 12:34 AM, Blake Bowers <bbow...@mozarks.com> wrote:
> We are cash pay. Regular DR visits are half of what the
> quoted rate is.
>
> Hospital is pretty much the same way.
>
>
> Don't take your organs to heaven,
> heaven knows we need them down here!
> Be an organ donor, sign your donor card today.
>
> ----- Original Message -----
> From: "Faisal Imtiaz" <fai...@snappydsl.net>
> To: <wireless@wispa.org>
> Sent: Friday, July 30, 2010 10:19 PM
> Subject: Re: [WISPA] [WISPA Members] Health Insurance
>
>
>> That is very interesting... it is the first time I am hearing as such...
>> Our experience has been on the contrary... Without the insurance
>> company's pre-netogitated discounts, it is impossible to get a
>> reasonable bill..
>> more like.. They stick to you as a cash paying customer..
>>
>> Faisal Imtiaz
>> Snappy Internet& Telecom
>>
>>
>>
>> On 7/30/2010 9:20 PM, Roger Howard wrote:
>>> I had a friend who had a triple heart bypass. They gave him the bill
>>> for loadsa money, assuming he would pay it over a long period of time.
>>> When he said he was paying cash outright, it cost a tiny fraction of
>>> the amount the bill was for.
>>>
>>
>>
>>
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>
>
>
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