Here you go watch this https://youtube.com/shorts/C0bROITWcOs?si=_q2IDT1D3R8_fUWU UPI becoming chargeable in any sense is perrilus to the blind community. We are highly dependent on the UPI not only because of mere convenience but also for the fact that the notes are inaccessible. charging the merchants would ultimately add the burden on the consumers.
On Fri, Aug 7, 2026 at 10:23 PM 'Mister Kayne' via AccessIndia < [email protected]> wrote: So sorry to have offended you 🙏 I did mention that I was joking and it could have been any of us that could have misinterpreted or misunderstood the message. Honestly, didn't want to offend your age or your intellect.
Yes, I started this thread, and I take full responsibility for
it. I have been a member of this group long before many of you
even joined—some of you were practically children when I became
part of it. This is not a joke, nor is it some random social media
post. The news was broadcast on All India Radio at 8AM. If you
doubt it, open AIR news and listen for yourself.
Secondly, I never mentioned who will pay the charge. I only stated
that it will shortly become chargeable. It was you all who jumped
in, twisted the matter, and turned it into a joke. If you had
bothered to read the bottom line of my mail, you would have seen
clearly that it was for information only.
So why did you foolishly drag yourselves into this discussion,
throwing in unwanted and irrelevant inputs? Stop acting like my
teachers—I don’t need lectures from you.
Thank you all.
On 8/7/2026 8:08 PM, 'Mister Kayne' via
AccessIndia wrote:
Thank
you for verifying and confirming the stand on UPI
transaction charges. We need to hold the person who started
this thread accountable—just kidding, it could have been
anyone of us! That further cautions us to be careful when
reading through social media, which is largely, as of today,
doctored with the help of AI.
Warm
regards,
Mister
Kayne
Author: The
Somebody, Nobody, Anybody & Everybody Blog!
SHOW
LOVE | SHOP
LOVE | Contact
Me
Hi all,
Consumers aren't going to face any charges.
I recommend that you always read the primary sources/documents
before drawing any conclusions. Please do not get your
information from social media, more specifically, the
unverified roomers.
On Fri, Aug 7, 2026 at 4:18 PM
bikramjyoti das <[email protected]>
wrote:
Hi All,
Consumers will not be charged. Only
Merchants will have to give MDR (Merchant Discount Rate)
similar to Credit and Debit Cards for bill/ transaction
amount greater than Rs 2000/-. This is to safeguard the
interest of myriad of small value transaction merchants. The
rational for introducing the MDR in UPI transactions is to
give some financial benefit to the payment facilitating cos
so that they receive some amount on the huge tech
infrastructure they have to maintain to service the
hasslefree payment system.
Regards,
Bikram Das
On Fri, Aug 7, 2026 at 3:25 PM
'Mister Kayne' via AccessIndia <[email protected]>
wrote:
Well thought out but who is going to
drive that sentiment to the decision makers? 🙄
Warm regards,
Mister Kayne
Author: The Somebody, Nobody, Anybody
& Everybody Blog!
SHOW LOVE | SHOP LOVE | Contact Me
Sent from iPhone ®
On 7 Aug 2026, at 11:00 AM,
Maruti Paramwad <[email protected]>
wrote:
I
believe introducing charges on digital payment
transactions would not be a positive step. Whether the
charges are imposed directly on customers or on
merchants, the cost is ultimately likely to be passed on
to consumers through higher prices for goods and
services. In the end, it is the customer who bears the
financial burden.
Consumers
are already contributing through various taxes, and
adding an extra cost to digital transactions would make
everyday payments more expensive. This could discourage
people from using UPI and other digital payment methods,
prompting many to return to cash transactions to avoid
additional charges.
Digital
payments have played a significant role in promoting
financial inclusion, transparency, and convenience.
Imposing transaction fees could undermine these benefits
and slow the progress toward a cashless and digitally
empowered economy.
For
these reasons, I believe any proposal to introduce
charges on digital payment transactions should be
carefully reconsidered. Digital payments should remain
affordable and easily accessible to encourage widespread
adoption and continued growth of the digital
economy.Sent from my iPhone
On 7 Aug
2026, at 9:30 AM,
UDIT Pandey <[email protected]>
wrote:
Dear Ved, Mister Kayne, and members,
To look at this with an example, please correct me if I
am wrong, but my understanding is that payments below
₹2,000 will not be charged.
Furthermore, these charges may not apply to local stores
at all. The fees will likely only affect transactions
with larger, reputed brands. For instance, on a purchase
of ₹10,000 from a major brand, a charge of 0.2% or 0.3%
would amount to roughly ₹30 or ₹50.
While this is not yet officially confirmed, there is a
strong possibility that consumers won't have to bear
this cost directly. Major brands generally have the
financial infrastructure to absorb these expenses,
meaning an extra ₹30 or ₹40 on a ₹10,000 purchase could
easily be exempted or covered by the merchant.
I would welcome any thoughts or clarifications on this
from the group.
Warm regards,
Udit Pandey
Phone & WhatsApp: +91 99909 55800
Email: [email protected]
Instagram: udit.pandey123
<~WRD0000.jpg>
Warm regards,
Udit Pandey
📱
Phone & WhatsApp: +91 99909 55800
📧
Email: [email protected]
📸
Instagram: udit.pandey123
🙏
Wishing you and your loved ones safety, peace, and
strength.
🕊 Let
us speak no evil, see no evil, and hear no evil.
On Fri, Aug 7, 2026 at 9:11 AM
'Mister Kayne' via AccessIndia <[email protected]>
wrote:
Dear Bhawani and members,
Thank you for sharing this update. This news is quite
concerning, especially for daily users who rely
heavily on UPI for routine transactions like utility
bills, transport, and grocery shopping.
Given how essential UPI has become for accessibility
and independent living—particularly for persons with
disabilities who depend on screen-reader-friendly
applications like Google Pay—introducing charges will
add a significant financial burden over time.
I wanted to ask the group: Is there a way we can
collectively lobby for exceptions or policy
exemptions? Specifically, can structured
representations be made to bodies like the NPCI, RBI,
or relevant ministries to exempt accessibility-focused
use cases, micro-transactions, or essential utility
payments from these proposed fees?
Would appreciate thoughts or guidance from members on
how a formal advocacy effort or representation could
be initiated on this.
Warm regards,
Mister Kayne
Author: The Somebody, Nobody, Anybody & Everybody
Blog!
SHOW LOVE | SHOP LOVE | Contact Me
-----Original Message-----
From: [email protected]
<[email protected]>
On Behalf Of BHAWANI SHANKAR VERMA
Sent: Friday, August 7, 2026 8:19 AM
To: [email protected]
Subject: [AI] UPI TRANSACTIONS WILL SHORTLY BECOME
CHARGEBLE
Dear group,
Unified Payments Interface (UPI) transactions will
shortly become chargeable pursuant to the recent
amendment to the Payment and Settlement Systems Act,
2007. By virtue of this amendment, Parliament has
conferred authority upon banks and other financial
institutions to levy a nominal fee on UPI
transactions.
The rationale underlying this legislative change is to
ensure the sustainable maintenance and operation of
UPI infrastructure by banks and payment service
providers. At present, Real Time Gross Settlement
(RTGS) and National Electronic Funds Transfer (NEFT)
transactions fall within the category of chargeable
payment services, whereas UPI transactions had
hitherto been exempted. The amendment seeks to
harmonize the regulatory framework by bringing UPI
transactions within the ambit of chargeable services,
thereby aligning them with other established modes of
electronic fund transfer.
this is for information only,
Bhawani
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