nah, chuck is going to see the err of his ways, hoarding all that wealth. I
think hes gonna come around and redistribute it.

On Fri, Feb 11, 2022 at 2:59 PM Josh Luthman <[email protected]>
wrote:

> Pretty sure they're going to be waiting a loooong time...
>
> On Fri, Feb 11, 2022 at 3:21 PM Steve Jones <[email protected]>
> wrote:
>
>> No, wasnt at a point yet for legitimate contact. Still am not. Hes on my
>> list for that though. Im still hoping chuck mccown just cuts me a check.
>> That would save so many people so much time.
>>
>> On Fri, Feb 11, 2022, 2:10 PM Chuck McCown via AF <[email protected]>
>> wrote:
>>
>>> Did you talk to John?
>>>
>>> *From:* Steve Jones
>>> *Sent:* Friday, February 11, 2022 12:55 PM
>>> *To:* AnimalFarm Microwave Users Group
>>> *Subject:* Re: [AFMUG] Ot: business loans
>>>
>>> Yeah,i may have burned that bridge, i filled out the generic contact
>>> form figuring id get a call for them to politely tell me to kick rocks, but
>>> i got a fast fuck off, go hang out with the other poors email. (It was
>>> actually a very polite and professional form letter)
>>>
>>> On Fri, Feb 11, 2022, 1:26 PM Chuck McCown via AF <[email protected]>
>>> wrote:
>>>
>>>> yep
>>>>
>>>> *From:* Jason McKemie
>>>> *Sent:* Friday, February 11, 2022 12:16 PM
>>>> *To:* AnimalFarm Microwave Users Group
>>>> *Subject:* Re: [AFMUG] Ot: business loans
>>>>
>>>> Is that liveoakbank.com?
>>>>
>>>> On Fri, Feb 11, 2022 at 1:04 PM Chuck McCown via AF <[email protected]>
>>>> wrote:
>>>>
>>>>> Talking to John Scrivner of Live Oak.  Looks like a good bank for guys
>>>>> like us.
>>>>>
>>>>> *From:* Mark Radabaugh
>>>>> *Sent:* Friday, February 4, 2022 12:47 PM
>>>>> *To:* AnimalFarm Microwave Users Group
>>>>> *Subject:* Re: [AFMUG] Ot: business loans
>>>>>
>>>>> Tried that myself, in the end it wasn’t worth a shit.     Probably
>>>>> spent 15 years grooming a local bank.    They were more than happy to take
>>>>> our deposits, give us auto and real estate loans but when it came to fiber
>>>>> it was a completely different story.
>>>>>
>>>>> In the end they were worthless.   Ended up going with Live Oak, who
>>>>> has been great to work with.
>>>>>
>>>>> Skip the local guys - they don’t understand anything that isn’t real
>>>>> estate or vehicles.     Get your books in order, do proper accrual
>>>>> accounting, quit expensing everything, and go find a bank that knows the
>>>>> industry.
>>>>>
>>>>> Stop wasting your time with the idiots.
>>>>>
>>>>> Mark
>>>>>
>>>>>
>>>>>
>>>>> On Feb 3, 2022, at 9:00 PM, Chuck McCown via AF <[email protected]>
>>>>> wrote:
>>>>>
>>>>> That’s important: “was on first name basis with VP and loan officer...
>>>>> “
>>>>>
>>>>> You gotta get a local bank, stick with it and get to know them and
>>>>> them get to know you.  Makes a huge difference.
>>>>>
>>>>> *From:* Jaime Solorza
>>>>> *Sent:* Thursday, February 3, 2022 5:30 PM
>>>>> *To:* AnimalFarm Microwave Users Group
>>>>> *Subject:* Re: [AFMUG] Ot: business loans
>>>>>
>>>>> When I started my company in 1992, I had some large purchase orders
>>>>> from Johnson & Johnson plus GE Capcom which I used to receive loans from
>>>>> bank.  Had to get them signed over to bank at first but after a few large
>>>>> orders, the bank gave me a $100,000.00 credit line to get ramped
>>>>> up...Always paid on time and never abused it...was on first name basis 
>>>>> with
>>>>> VP and loan officer...
>>>>> Not sure if banks are this open to help small businesses
>>>>> anymore...can't hurt to try....good luck
>>>>>
>>>>> On Thu, Feb 3, 2022, 3:18 PM Steve Jones <[email protected]>
>>>>> wrote:
>>>>>
>>>>>> Ive never done business loans before, just mortgage and personal.
>>>>>>
>>>>>> Do lenders consider contracts to be future revenue?
>>>>>>
>>>>>> Where is the best type of lender to look for with no business
>>>>>> history? The local lender with the mortgages and local personal loans?
>>>>>> National lenders? What about if 2021 deatroyed your personal credit to a
>>>>>> fair rating, is a business loan even an option even with a contract
>>>>>> exceeding the loan amount by 80 percent?
>>>>>>
>>>>>> Is the sba an actual resource to invest time into for starting
>>>>>> something up, or is it like BBB.
>>>>>>
>>>>>>
>>>>>> Aside from the loan question, when getting into underground work
>>>>>> (laying pipe, and cablework) what expenses outside labor, insurance,
>>>>>> maintenance(vehicle, equipment, staff lodging/per diem, fuel, etc),
>>>>>> tax/workmans comp, etc do you come across? If you dont own the duct.
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>> --
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>>>>>>
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