Pretty sure they're going to be waiting a loooong time... On Fri, Feb 11, 2022 at 3:21 PM Steve Jones <[email protected]> wrote:
> No, wasnt at a point yet for legitimate contact. Still am not. Hes on my > list for that though. Im still hoping chuck mccown just cuts me a check. > That would save so many people so much time. > > On Fri, Feb 11, 2022, 2:10 PM Chuck McCown via AF <[email protected]> wrote: > >> Did you talk to John? >> >> *From:* Steve Jones >> *Sent:* Friday, February 11, 2022 12:55 PM >> *To:* AnimalFarm Microwave Users Group >> *Subject:* Re: [AFMUG] Ot: business loans >> >> Yeah,i may have burned that bridge, i filled out the generic contact form >> figuring id get a call for them to politely tell me to kick rocks, but i >> got a fast fuck off, go hang out with the other poors email. (It was >> actually a very polite and professional form letter) >> >> On Fri, Feb 11, 2022, 1:26 PM Chuck McCown via AF <[email protected]> >> wrote: >> >>> yep >>> >>> *From:* Jason McKemie >>> *Sent:* Friday, February 11, 2022 12:16 PM >>> *To:* AnimalFarm Microwave Users Group >>> *Subject:* Re: [AFMUG] Ot: business loans >>> >>> Is that liveoakbank.com? >>> >>> On Fri, Feb 11, 2022 at 1:04 PM Chuck McCown via AF <[email protected]> >>> wrote: >>> >>>> Talking to John Scrivner of Live Oak. Looks like a good bank for guys >>>> like us. >>>> >>>> *From:* Mark Radabaugh >>>> *Sent:* Friday, February 4, 2022 12:47 PM >>>> *To:* AnimalFarm Microwave Users Group >>>> *Subject:* Re: [AFMUG] Ot: business loans >>>> >>>> Tried that myself, in the end it wasn’t worth a shit. Probably >>>> spent 15 years grooming a local bank. They were more than happy to take >>>> our deposits, give us auto and real estate loans but when it came to fiber >>>> it was a completely different story. >>>> >>>> In the end they were worthless. Ended up going with Live Oak, who has >>>> been great to work with. >>>> >>>> Skip the local guys - they don’t understand anything that isn’t real >>>> estate or vehicles. Get your books in order, do proper accrual >>>> accounting, quit expensing everything, and go find a bank that knows the >>>> industry. >>>> >>>> Stop wasting your time with the idiots. >>>> >>>> Mark >>>> >>>> >>>> >>>> On Feb 3, 2022, at 9:00 PM, Chuck McCown via AF <[email protected]> >>>> wrote: >>>> >>>> That’s important: “was on first name basis with VP and loan officer... “ >>>> >>>> You gotta get a local bank, stick with it and get to know them and them >>>> get to know you. Makes a huge difference. >>>> >>>> *From:* Jaime Solorza >>>> *Sent:* Thursday, February 3, 2022 5:30 PM >>>> *To:* AnimalFarm Microwave Users Group >>>> *Subject:* Re: [AFMUG] Ot: business loans >>>> >>>> When I started my company in 1992, I had some large purchase orders >>>> from Johnson & Johnson plus GE Capcom which I used to receive loans from >>>> bank. Had to get them signed over to bank at first but after a few large >>>> orders, the bank gave me a $100,000.00 credit line to get ramped >>>> up...Always paid on time and never abused it...was on first name basis with >>>> VP and loan officer... >>>> Not sure if banks are this open to help small businesses >>>> anymore...can't hurt to try....good luck >>>> >>>> On Thu, Feb 3, 2022, 3:18 PM Steve Jones <[email protected]> >>>> wrote: >>>> >>>>> Ive never done business loans before, just mortgage and personal. >>>>> >>>>> Do lenders consider contracts to be future revenue? >>>>> >>>>> Where is the best type of lender to look for with no business history? >>>>> The local lender with the mortgages and local personal loans? National >>>>> lenders? What about if 2021 deatroyed your personal credit to a fair >>>>> rating, is a business loan even an option even with a contract exceeding >>>>> the loan amount by 80 percent? >>>>> >>>>> Is the sba an actual resource to invest time into for starting >>>>> something up, or is it like BBB. >>>>> >>>>> >>>>> Aside from the loan question, when getting into underground work >>>>> (laying pipe, and cablework) what expenses outside labor, insurance, >>>>> maintenance(vehicle, equipment, staff lodging/per diem, fuel, etc), >>>>> tax/workmans comp, etc do you come across? If you dont own the duct. >>>>> >>>>> >>>>> >>>>> >>>>> -- >>>>> AF mailing list >>>>> [email protected] >>>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>>>> >>>> >>>> ------------------------------ >>>> -- >>>> AF mailing list >>>> [email protected] >>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>>> -- >>>> AF mailing list >>>> [email protected] >>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>>> >>>> >>>> ------------------------------ >>>> -- >>>> AF mailing list >>>> [email protected] >>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>>> -- >>>> AF mailing list >>>> [email protected] >>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>>> >>> ------------------------------ >>> -- >>> AF mailing list >>> [email protected] >>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>> >>> -- >>> AF mailing list >>> [email protected] >>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>> >> ------------------------------ >> -- >> AF mailing list >> [email protected] >> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >> >> -- >> AF mailing list >> [email protected] >> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >> > -- > AF mailing list > [email protected] > http://af.afmug.com/mailman/listinfo/af_af.afmug.com >
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