No, wasnt at a point yet for legitimate contact. Still am not. Hes on my list for that though. Im still hoping chuck mccown just cuts me a check. That would save so many people so much time.
On Fri, Feb 11, 2022, 2:10 PM Chuck McCown via AF <[email protected]> wrote: > Did you talk to John? > > *From:* Steve Jones > *Sent:* Friday, February 11, 2022 12:55 PM > *To:* AnimalFarm Microwave Users Group > *Subject:* Re: [AFMUG] Ot: business loans > > Yeah,i may have burned that bridge, i filled out the generic contact form > figuring id get a call for them to politely tell me to kick rocks, but i > got a fast fuck off, go hang out with the other poors email. (It was > actually a very polite and professional form letter) > > On Fri, Feb 11, 2022, 1:26 PM Chuck McCown via AF <[email protected]> wrote: > >> yep >> >> *From:* Jason McKemie >> *Sent:* Friday, February 11, 2022 12:16 PM >> *To:* AnimalFarm Microwave Users Group >> *Subject:* Re: [AFMUG] Ot: business loans >> >> Is that liveoakbank.com? >> >> On Fri, Feb 11, 2022 at 1:04 PM Chuck McCown via AF <[email protected]> >> wrote: >> >>> Talking to John Scrivner of Live Oak. Looks like a good bank for guys >>> like us. >>> >>> *From:* Mark Radabaugh >>> *Sent:* Friday, February 4, 2022 12:47 PM >>> *To:* AnimalFarm Microwave Users Group >>> *Subject:* Re: [AFMUG] Ot: business loans >>> >>> Tried that myself, in the end it wasn’t worth a shit. Probably spent >>> 15 years grooming a local bank. They were more than happy to take our >>> deposits, give us auto and real estate loans but when it came to fiber it >>> was a completely different story. >>> >>> In the end they were worthless. Ended up going with Live Oak, who has >>> been great to work with. >>> >>> Skip the local guys - they don’t understand anything that isn’t real >>> estate or vehicles. Get your books in order, do proper accrual >>> accounting, quit expensing everything, and go find a bank that knows the >>> industry. >>> >>> Stop wasting your time with the idiots. >>> >>> Mark >>> >>> >>> >>> On Feb 3, 2022, at 9:00 PM, Chuck McCown via AF <[email protected]> wrote: >>> >>> That’s important: “was on first name basis with VP and loan officer... “ >>> >>> You gotta get a local bank, stick with it and get to know them and them >>> get to know you. Makes a huge difference. >>> >>> *From:* Jaime Solorza >>> *Sent:* Thursday, February 3, 2022 5:30 PM >>> *To:* AnimalFarm Microwave Users Group >>> *Subject:* Re: [AFMUG] Ot: business loans >>> >>> When I started my company in 1992, I had some large purchase orders from >>> Johnson & Johnson plus GE Capcom which I used to receive loans from bank. >>> Had to get them signed over to bank at first but after a few large orders, >>> the bank gave me a $100,000.00 credit line to get ramped up...Always paid >>> on time and never abused it...was on first name basis with VP and loan >>> officer... >>> Not sure if banks are this open to help small businesses anymore...can't >>> hurt to try....good luck >>> >>> On Thu, Feb 3, 2022, 3:18 PM Steve Jones <[email protected]> >>> wrote: >>> >>>> Ive never done business loans before, just mortgage and personal. >>>> >>>> Do lenders consider contracts to be future revenue? >>>> >>>> Where is the best type of lender to look for with no business history? >>>> The local lender with the mortgages and local personal loans? National >>>> lenders? What about if 2021 deatroyed your personal credit to a fair >>>> rating, is a business loan even an option even with a contract exceeding >>>> the loan amount by 80 percent? >>>> >>>> Is the sba an actual resource to invest time into for starting >>>> something up, or is it like BBB. >>>> >>>> >>>> Aside from the loan question, when getting into underground work >>>> (laying pipe, and cablework) what expenses outside labor, insurance, >>>> maintenance(vehicle, equipment, staff lodging/per diem, fuel, etc), >>>> tax/workmans comp, etc do you come across? If you dont own the duct. >>>> >>>> >>>> >>>> >>>> -- >>>> AF mailing list >>>> [email protected] >>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>>> >>> >>> ------------------------------ >>> -- >>> AF mailing list >>> [email protected] >>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>> -- >>> AF mailing list >>> [email protected] >>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>> >>> >>> ------------------------------ >>> -- >>> AF mailing list >>> [email protected] >>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>> -- >>> AF mailing list >>> [email protected] >>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >>> >> ------------------------------ >> -- >> AF mailing list >> [email protected] >> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >> -- >> AF mailing list >> [email protected] >> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >> > ------------------------------ > -- > AF mailing list > [email protected] > http://af.afmug.com/mailman/listinfo/af_af.afmug.com > -- > AF mailing list > [email protected] > http://af.afmug.com/mailman/listinfo/af_af.afmug.com >
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