We simply have "No refunds under any circumstances" in our refund policy. 
That covers most of the situations. We use IAP unmanaged items to do 
subscriptions, managed by our server and not Google. If a user purchases 
twice, they get twice the subscription period. It's pretty easy to 
determine if a user accidentally made a mistake and in that case, I refund 
the duplicates.

Sometimes a user is just unhappy and whines about the product in which case 
I usually give them a refund unless it's near the subscription period end, 
in which case I quote the refund policy. 

One recent case a user asked for a refund "Because I am going to an 
iPhone." Needless to say, I quoted him the "no refunds under any 
circumstances" policy.

In the last year, I may have given 25 refunds so it's not a big deal.

-John Coryat

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