Terry,

no idea on the break down, and frankly I don't care.

I know that there is a proportion of insurance to cover me as an instructor against a personal claim from the passenger (or their estate if I do a good enough job of messing up). This is insurance that a) I doubt I could actually get except through a group scheme like this, and b) even if I could would be more than $20 per flight.

I am reliably informed that the insurance that the GFA has is NOT available to any other group - and they have tried, and is only available to the GFA because it is continued - if stopped, it would never be available again.

My professional indemnity insurance for a low risk business with potential liability way below that required as an instructor would work out at about $75 per flight based on the number of instructing flights I do.

The alternative that the GFA would have used would have been to raise the membership costs for everyone, or increase the form 2 costs, or something else. This is the only cost that doesn't actually have a direct cost on all of us, unless a club is stupid enough not to pass this cost on.



On 16/10/2008, at 13:56 , Terry Neumann wrote:

One point is unclear to this GFA bottom feeder, possibly to others too. Robert, or anyone else in the current GFA machine, can you enlighten us please? Does this $20 contain any sort of insurance recovery component, or is it simply what some people are seeing here - straight fee/tax by GFA on each passenger /AEF flight with no discernible benefit or service to the aircraft operator/club itself additional to that which it already pays in keeping the aircraft in the GFA system?
Can we have a breakdown please when you have a moment or five?

Regards,
Terry
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