Actually, it is very simple, and reasonably cost effective, to get third
party insurance on the glider which covers the pilot against any and all
claims. This is what virtually every gliding club did before the BBL was
introduced.

Guy Harley
-----Original Message-----
From: [EMAIL PROTECTED]
[mailto:[EMAIL PROTECTED] On Behalf Of Matthew
Gage
Sent: Thursday, 16 October 2008 1:56 PM
To: Discussion of issues relating to Soaring in Australia.
Subject: Re: [Aus-soaring] AEF Charges - $20 to GFA

Terry,

no idea on the break down, and frankly I don't care.

I know that there is a proportion of insurance to cover me as an  
instructor against a personal claim from the passenger (or their  
estate if I do a good enough job of messing up). This is insurance  
that a) I doubt I could actually get except through a group scheme  
like this, and b) even if I could would be more than $20 per flight.

I am reliably informed that the insurance that the GFA has is NOT  
available to any other group - and they have tried, and is only  
available to the GFA because it is continued - if stopped, it would  
never be available again.

My professional indemnity insurance for a low risk business with  
potential liability way below that required as an instructor would  
work out at about $75 per flight based on the number of instructing  
flights I do.

The alternative that the GFA would have used would have been to raise  
the membership costs for everyone, or increase the form 2 costs, or  
something else. This is the only cost that doesn't actually have a  
direct cost on all of us, unless a club is stupid enough not to pass  
this cost on.



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