> -----Original Message----- > From: Timothy Heald [mailto:[EMAIL PROTECTED] > Sent: Thursday, October 06, 2005 10:39 AM > To: CF-Community > Subject: rant > > Also they start at the largest debit and work there way down. Let me > explain this for the slower of you. You have 5 charges lets say. 300, > 100, > 40, 20, 10. You have 350 dollars. If you go biggest to smallest the > customer ends up with 4 overdraft charges, if you go the other way around > the customer only gets one. Also they double the price of the overdraft > charge if there are more than two of them. So not only do you have no > fucking money, you are now in debt to the bank.
That sounds like a policy you should discuss with your new bank. We keep our money in a money-market with checks (a combined savings and checking) - there's a minimum balance to begin and you have to maintain it to have "free" checks so it's harder to get into an overdraft position. There are still fees for going below the minimum balance, but they're (relatively) clear and not that bad (as long as you don't STAY under the balance). Jim Davis ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Get help! RoboHelp http://www.houseoffusion.com/banners/view.cfm?bannerid=58 Message: http://www.houseoffusion.com/lists.cfm/link=i:5:176105 Archives: http://www.houseoffusion.com/cf_lists/threads.cfm/5 Subscription: http://www.houseoffusion.com/lists.cfm/link=s:5 Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.5 Donations & Support: http://www.houseoffusion.com/tiny.cfm/54
