> yeah that is probably true, but most lawyers will write up a letter
> threatening to sue for not very much money, and if you are particularly
> annoyed it may be satisfying to throw some good money after bad. ANd it
> might work. Depends on your assessment of the situation. If you think
> they
> are hardcore deadbeats who did this on purpose, don't bother.

I don't think I'm getting across.

If I were an unscrupulous man and someone were suing me for $800, it
wouldn't matter if there was a judgment against me.  Hell, I'd even give the
guy a sworn affidavit that I owed him the money and a videotape of me saying
as much.  Then I'd just sit back and relax, because nothing would ever
happen.

Who's going to touch me?  A collection agency?  Nope, it's not worth their
time for what they'd get out of it.  My sister owns one, and the only time
they handle a small amount is when it's part of a large monthly-recurring
client's workload totaling a large overall amount with a reasonably high
average per deadbeat.

And I would just laugh at your attorney's letter and wipe my ass with it (if
it were that nice Crane's 100% rag content watermarked bond), because what's
he going to do?  His expenses are higher than the collection agency's for
such things that he's not set up to regularly do (collections), and his take
is a lower percentage for small amounts like that.

Not only that, if you kept on calling or writing or emailing me, I would
demand that you cease and desist and instead take me to court, and if you
didn't then I would (get this now!) turn around and successfully (because of
a clearly-documented timeline with all supporting documentation) sue you for
harassment!

I promise you that the real world of law is *VERY* different from the way
most laypeople think it works.  It's like you think it's a wombat, but it's
actually a submarine.  That much different, really.  It's not even there to
protect you, which is another absurdity I've heard people claim.

Know when to fold 'em.

Respectfully,

Adam Phillip Churvis 
President
Productivity Enhancement


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