Congress is what made the mortgage mess. which caused the car mess And
all those involved  will be close to Obama. That means it will only
get worse.

> Did you misread my point?  I said they have no capability to do that.
>
> So no, Congress will not dicatate how companies are going to operate
> but they will dictate the playing field:
>
> * Congress and government bodies will ensure that no company has an
> industry monopoly.
>
> * Congress will ensure that no company is "too big to fail" or so big
> the failure of which will adversely impact the economy.
>
> * Congress will protect the consumer.  This will mean congress will
> have to assume the consumer is moron; a safe assumption as it turns
> out.
>
> For example, if you had no income in 2007 in early 2008 you had your
> choice of lenders willing to lend you $1M for a house.  That's a
> broken playing field.
>
> For example2, rating agencies could rate a tranche of mortgage-backed
> securities AAA to BBB.  I could buy up all of the BBB and then
> re-package them and them rated AAA to BBB even though the entire
> tranche is made up BBB.  Confused?
>
> What that means is that you as the consumer don't realize that THIS
> AAA is safe but THAT AAA is junk.  That's a broken playing field.
>
> For example3, You and I could - RIGHT NOW - start a hedge fund.  Let's
> say we each put in $50,000, that would, under current regs, allow us
> to borrow $7,000,000.  Now we're a $7M hedge fund.
>
> Next we tell every CDS desk we're selling swaps.  With $7M we could
> sell about $100,000,000 in protection and we'd take in about
> $5,000,000 per year.
>
> Within 1 week we're millionaires.
>
> In fact we each now have $2.5M and we only have to pay capital gains
> tax rates so 15% or less.
>
> Even if our little Hedge Fund goes bust, no problem, since it's all on
> borrowed money.  Tax payers will take the hit and we're millionaires.
>
> That's actually legal right now.  No kidding.
>
> Oh so Laissez, but not Laissez enough for some!
>
> Not a fair playing field.
>

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