Some fine idea's worthy of discusion that could very well form parts of a well defined health care reform plan.
I think you are skirting the 'safety net' issue a bit. The exact definition of that net is a vital component, just leaving it with an off hand, "and there will be a 'safety net'" with no definition does not make for a fully realized idea. My nascent idea is not too radically different from yours I think. A universal but reasonably limited health insurance plan that would cover 80% of the people for 80% of their life. (Numbers completely arbitrary and negotiable). The idea being this would cover most people for the beginning of their independent lives -after leaving the dependency on their parents - allowing them time to save up for their golden, expansive years. A big concept behind mine is the basic idea that health insurance is easier the larger the insured pool. That is what is usually touted for why larger companies/organizations can offer better, more affordable insurance then smaller ones. What is bigger then everybody? The biggest, unfinished holes in my idea can loosely be termed a 'safety net' as well. How to handle individuals who need lifelong expenseive medical care from an early age. What to do about those who through lack of foresight, did not plan well for after the plan. What about those who did plan well, but circumstances out of ones control make it insufficient. Etc. There is also the monumental debate over that "reasonably limited" is. I like the idea of insurance not being tied to the employer so it goes with the insured form job to job. I also think it is important to make sure there is not profit incentive to not insure the people who use the most medical care. Especially *after* they have done what is expected of them by paying their premiums until the time of need. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Want to reach the ColdFusion community with something they want? Let them know on the House of Fusion mailing lists Archive: http://www.houseoffusion.com/groups/cf-community/message.cfm/messageid:299723 Subscription: http://www.houseoffusion.com/groups/cf-community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.5
