> Bryan or anyone else have any recommendations of a good company to
> handle all this with minimal cost?  I want to do some comparisons.  We
> selected Millenium only because of referral and I really don't know if
> we are getting a deal (avg fees) or getting taken for a ride?

Usually, you find the best fees by mixing and matching. Authorize.Net is
about as inexpensive as you can get for a gateway solution. Their AIM does
not require any software installation on the server, so it's a fairly
portable solution. We've had pretty good luck with them. Chances are you'll
find more variation in the Internet merchant account fees and your business
checking account.

Here's a few random links of other providers:

  http://www.worldpay.com/

  http://www.2checkout.com/

  http://www.plugnpay.com/

  http://www.linkpoint.com/

 
http://www.verisign.com/products-services/payment-processing/online-payment/
index.html

If you're not doing too many transactions, the cheapest solution may be
PayPal:

  http://www.paypal.com/

Keep in mind that PayPal is a radically different solution. There's no
gateway or merchant account involved. Consequently, you won't get a virtual
terminal that will allow you to process credit card transactions yourself:
all transactions will have to go through your Web site form.

Ben Rogers
http://www.c4.net
v.508.240.0051
f.508.240.0057


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