Mel, In four years I spend enough on my hanger to buy another Ercoupe.
The 
problem I see with not carrying haul Insurance is, What if you bend your 
Ercoupe in the first few years. Then you lost all. Using your plan that
would 
mean I would lose $24,000. Being that I only saved $1,000. in insurance 
payment. Plus my credit union would be after me to finish paying them the 
balance I owe. 
   No thanks, I'll take the hit and pay up. Yours, Warren H 
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