IIRC, the state AG and insurance commissioner put some pressure to behave. Along the lines of booting state farm from WA

On Tuesday, January 24, 2006, at 10:58 AM, David Brodbeck wrote:

Loren Faeth wrote:
If the company insuring the van is State farm, they will claim it is not
their fault, that she backed into him.  YOU pay! BTDT

I've heard so many stories about State Farm that I'll never be a
customer of theirs again.  There was a high-profile case here in
Washington State where a guy tried to ram his ex-girlfriend's car and
caused a collision that paralyzed another woman.  State Farm initially
said they wouldn't pay for the woman's medical expenses because the
collision was intentional and therefore not an "accident."  They backed
down after a couple weeks of bad PR.

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