And that - in a nutshell is the definition of moral hazard and why we are damned to repeat this same scenario again - because congress chose to pay the negligent by having us pay the piper
_____ From: [email protected] [mailto:[email protected]] On Behalf Of Dan Scolnick Sent: Friday, September 25, 2009 2:01 PM To: Casey Wheeler Cc: [email protected]; [email protected] Subject: RE: NMC - Healthcare Crisis Debate very good neo-con tactic, try to change the focus of the argument, well here goes. i don't hate highly paid people, i am one. along with that high pay goes fiduciary responsibility. They clearly did NOT practice fiduciary responsibility and therefore should NOT be highly paid and should NOT have a job. I resent highly paid people that do their job so poorly that their banks go out of business, and then my tax dollars have to bail them out, and they continue to be highly paid. the are incompetant and should be out of jobs, and out of money. the got paid for a service they did not deliver, and now we taxpayers have to make good on it. if the fair market is good for one side, let it be good for the other. dan _____ From: Casey Wheeler [mailto:[email protected]] Sent: Friday, September 25, 2009 1:13 PM To: Dan Scolnick Cc: Mark Phillips; <[email protected]>; <[email protected]> Subject: Re: NMC - Healthcare Crisis Debate Why do you HATE HIGHLY PAID PEOPLE? Sent from my iPhone On Sep 25, 2009, at 12:58 PM, "Dan Scolnick" <[email protected]> wrote: oh pullleeze! had the HIGH PAID bankers stuck to their fiduciary responsibilities AND DONE THEIR JOBS, the banks would not have failed, regardless of the impetus the government put on them. the government gave them incentive, the incentive was GREED. it was GREED for the borrowers, it was GREED for the lenders. let's see what the outcome is. The HIGHLY paid bankers, who were the only ones with fiduciary responsibility, got to keep all the money they made. The borrowers got to live in a nice house for a little while, and now they're out. We the taxpayers put in all the money, and NOW the HIGHLY paid bankers are buying the houses at foreclosure to make their next killing on the same stuff. AND they get continued be paid far in excess of their worth to the economy. in fact the worst offenders are the highest paid. Free markets seem to only count when the oligarchy is making their money. dan _____ From: [email protected] [mailto:[email protected]] On Behalf Of Casey Wheeler Sent: Friday, September 25, 2009 12:53 PM To: Mark Phillips Cc: <[email protected]>; <[email protected]> Subject: Re: NMC - Healthcare Crisis Debate No I feel that people should pay attention to things. The banks for instance.... Had the government not forced them to lend to so risky people, some banks would not have failed. Some would have, sure. But that's a free market. Things need to fail. It creates new oppurtunities. Artificial limits and regulation put on most markets slow growth and hurt competition. Adam smith was a smart man. Sent from my iPhone On Sep 25, 2009, at 12:42 PM, "Mark Phillips" < <mailto:[email protected]> [email protected]> wrote: "Free market always creates the best policy", I disagree. The current economic climate is a testament to that. Industries need regulation or they will continue out of control until someone gets hurt. After that, they will continue until they get hurt or are stopped. The really bad ones continue regardless. Think indestructible teenager with a learner's permit, a self-centered attitude and a high-powered Miata (I finally worked some list related content in :-)). Mark _____ From: <mailto:[email protected]> [email protected] [mailto:[email protected]] On Behalf Of Casey Wheeler Sent: Friday, September 25, 2009 12:19 PM To: Bret Dodson Cc: <mailto:[email protected]> [email protected]; <mailto:[email protected]> <mailto:[email protected]> [email protected] Subject: Re: NMC - Healthcare Crisis Debate I am confident in my views, my experince and research prove it to be correct. But, I don't think the syste is without issues that need to be resolved. You should not be able to be dropped once you contract a disease. Docotrs should be able to prescrib exactly what the want for a patient. This experimental stuff is BS I come across in my job as well, and as you stated, it occurs within standard procedural operations. These as well as the INS across state lines, tort reform etc etc would make a huge difference in not only peoples satisfaction with the business, as well as bring the cost down. Free market always creates the best policy. Sent from my iPhone On Sep 25, 2009, at 11:05 AM, Bret Dodson < <mailto:[email protected]> <mailto:[email protected]> [email protected]> wrote: Wow Casey you're pretty confident of your health and coverage. Here is something I see all the time working at one of the largest cancer research institutions in the world. Suppose you get cancer. Your insurance will probably cover a first round of standard treatment. What if that doesn't work? Or, what if your doctors (you'll have several) think your best option is something the insurance companies consider "experimental" (they try to consider bunches of typical treatments "experimental" even though they have been standard treatment for years). This "experimental" treatment gets paid by you. At my employer, patients need to come to their first appointment with two things: information on their past treatment and six figures of cash. Yes, this is heartbraking. I suppose all the people against reforming healthcare without $100,000+ cash sitting within easy reach would be good citizens and let themselves die. Not me, but I at least respect their dedication. I'm driving the Miata today. It makes all the pediatric patients smile. Bret Sent from my iPhone On Sep 25, 2009, at 5:59 AM, Casey Wheeler < <mailto:[email protected]> <mailto:[email protected]> <mailto:[email protected]> [email protected]> wrote: Jim is absolutly correct and probably makes the point better than I did. Most people have health conditions due to their own choices. Furthermore, people without ins. Don't have ins. by their own doing. The people that "
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