Greets!  I got backed into in a parking lot recently to the tune of ~$2k in 
front end damage.  Strangely enough, my car is modified (!) and my insurance 
company doesn't know a damn thing about that.   I'm to arrange for an adjuster 
to see it.  Any experience/conjecture on how this is going to play out?

Some potentially salient facts:

1.  No claims.  Ever.

2.  I was parked, so there's no way to legitimately assign 'blame' to the 
modifications.

3.  No modified parts were harmed.

Thanks!
                                          
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