John said:
First, on Sept. 2nd, Lu was issued a ticket by Nevada County to appear in court
on criminal charges. These charges concern the condition of our property and
septic disposal. At the same time, JP Morgan Chase has somehow "lost" our
modification documents, which they say gives them the power to renegotiate our
mortgage modification. ... Between the bank and the county, who both stick my
home in Limbo, I find the perfect stand. To the county I say, "Hey, it's not
even certain that it's my property. Go find JP Morgan/Chase and ask him to cut
the grass, get rid of the unregistered vehicles and ancient school bus
moldering in apple orchard." To JP Morgan Chase I say, "hey, why should I sign
your modification agreement when the property isn't even livable? The county
has red-tagged it and here is the supporting documentation to prove what I
say". All threats cancel each other out and just thrusts me deeper into limbo.
dmb says:
Limbo? I believe the term is "under water". If you hold a mortgage (latin for
'death grip") on a condemned property, then even "under water" is a bit of a
euphemism. How about "threshold to hell"? Sorry, don't mean to kick a guy when
he's down but it sounds like you gotta get real handy, handyman. I bet you can
do it. Think what a great story it'll make in ten years, how you saved the
ranch and won back your gal. This is your chance to be the hero of your own
story.
It might be worth looking into the programs Obama has set up that Chase doesn't
want you to know about and if you know any lawyers, etc. Some literal
compliance will be part of the fight to get the red tag removed, don't let
pride tell you otherwise. If it means hauling a moldering bus out of there,
just do it. On your mark. Get the contents of your septic tank straightened
out. Set some goat loose on that grass. Go down to the bank in a suit and tie.
You can do it. After you've jumped all those hurdles you can dance under a
stick. You know, the good kind of limbo, where you gotta be limber and there's
usually icy cocktails involved.
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