One of the things that keep me in the right frame of mind when wanting
cool new features like you guys are mentioning is simply going back to
the actual intent of MoneyWell... an electronic form of the envelope
system that Mom and Dad used.  As for #2, 3, 4 these would simply be
envelopes that received their cut of the monthly income so that when
insurance came due the money was there.

In my case I would typically place this type of money in my savings
account and when the payment came due I'd transfer it back to my
checking and pay the bill.  So for MoneyWell I'd want to be able to
transfer this money to Savings and then allocate that money across
Savings Goal buckets.  These Savings Goal buckets would be grouped
below the expense buckets so they are out of the way of daily use
expense buckets but still very visible and available for
redistribution to expense buckets should one of those come up short.
When it came time to pay the insurance bill I'd transfer back to
checking, pay the bill and set the transaction bucket to the
appropriate savings goal bucket.

All of that is pretty much doable already with the exception of
marking a bucket as a savings goal and grouping it below the expense
bucket list.

-Craig

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