On Apr 14, 10:00 am, Jaysen <[email protected]> wrote:
> My problem is that I don't trust the
> outside agents for online stuff. I will use my banks bill pay for a
> limited number of trusted transactions, but the insurance company?
> They won't accept the payment from my bank and insist that I use their
> system. I quick call to their support asking for PCI and SA70
> compliance certification (which they didn't have) convinced me that I
> did want to trust them with any info at all (yes I know that checks
> contain account info but the regulatory requirements are completely
> different for data archival of this info).
>

So are you saying you'd rather mail these companies a check because
you think they'll do a better job of protecting your sensitive info
than if you transmit the same info online?

I can buy the argument of preferring to write checks over allowing
these companies to auto-debit your account via EFT for control
purposes, but I'm not sure I buy into the security aspects.

Sending a check via the mail is much less secure than transmitting the
same info encrypted over the Internet. This is why I download all my
bank & credit card statements online and don't have them sent to my
house.

If you mail them a check, maybe you avoid having them store your
routing & account numbers in an online database (which could be
hacked), but you're now exposing that same info to numerous other
parties as it makes its way through the mail system. And it's entirely
possible that when your check gets to the company, they scan it and
store it into that same database anyway!

I don't trust these corporations to properly secure my data either,
but it still seems like sending checks in the mail is less secure, in
addition to being more time consuming.

-Lance




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