Lance, As you note the issue is not transmission, but what happens on transmission. There is also the "speed of processing". If you've ever had your eft account info stolen you know what I mean. Banks are much quicker to question paper checks while they will blindly process EFT until your account is dry. Once that happens you are SOL. Ever try to convince a banker that they need to honor their refund policy so you can buy groceries? Been there, done that.
As to the mail bit… the laws around messing with mail make you wonder if we are out of the dark ages. Not to mention it is easier to prove making recovery much easier. For the record the whole internet security thing is what I do. I am not simply mounting a FUD campaign. I simply won't trust folks who don't meet the basic criteria. Jaysen On Apr 14, 1:50 pm, Lance <[email protected]> wrote: > On Apr 14, 10:00 am, Jaysen <[email protected]> wrote: > > > My problem is that I don't trust the > > outside agents for online stuff. I will use my banks bill pay for a > > limited number of trusted transactions, but the insurance company? > > They won't accept the payment from my bank and insist that I use their > > system. I quick call to their support asking for PCI and SA70 > > compliance certification (which they didn't have) convinced me that I > > did want to trust them with any info at all (yes I know that checks > > contain account info but the regulatory requirements are completely > > different for data archival of this info). > > So are you saying you'd rather mail these companies a check because > you think they'll do a better job of protecting your sensitive info > than if you transmit the same info online? > > I can buy the argument of preferring to write checks over allowing > these companies to auto-debit your account via EFT for control > purposes, but I'm not sure I buy into the security aspects. > > Sending a check via the mail is much less secure than transmitting the > same info encrypted over the Internet. This is why I download all my > bank & credit card statements online and don't have them sent to my > house. > > If you mail them a check, maybe you avoid having them store your > routing & account numbers in an online database (which could be > hacked), but you're now exposing that same info to numerous other > parties as it makes its way through the mail system. And it's entirely > possible that when your check gets to the company, they scan it and > store it into that same database anyway! > > I don't trust these corporations to properly secure my data either, > but it still seems like sending checks in the mail is less secure, in > addition to being more time consuming. > > -Lance --~--~---------~--~----~------------~-------~--~----~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to [email protected] To unsubscribe from this group, send email to [email protected] For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~----------~----~----~----~------~----~------~--~---
