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On Nov 15, 2005, at 12:36 PM, Phil Tomson wrote:
I've contracted before at Intel, but when you contract at Intel you're
really shielded by a contracting company that takes out the taxes,
etc.   In this case I'm on my own.  I notice that part of the
agreement I just signed says: "The Contractor will carry liability
insurance".  So, where does one find this kind of software engineering
liability insurance?  Would it suffice to have an umbrella policy?

Google it. That's a strange requirement; I'd ask to have it removed. I've only heard of professional engineers (as in state- certified) being required to carry liability coverage.


As far as taxes go, I assume you've got to send them in quarterly and
also pay a big chunk (15%) for SS, right?

You don't have to for your first year of self-employment. Just be careful to save enough to pay your taxes. Also remember that you now owe self-employment tax along with the typical smorgasboard.


Also, what kinds of tools to people usually use to track their time?
( I recall that at one of our meeting, I think it was at the Urban
Grind in the Pearl, that someone showed a tool they had developed for
this)

vim + text file per billing period, now with bonus legal pad accessory for those embarrassing times away from vim.

Good luck, Phil!

jeremy
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