# from Phil Tomson
# on Tuesday 15 November 2005 01:14 pm:
>"The Contractor will carry liability
>
>> > insurance". So, where does one find this kind of software
>> > engineering liability insurance? Would it suffice to have an
>> > umbrella policy?
>>
>> Google it. That's a strange requirement; I'd ask to have it
>> removed. I've only heard of professional engineers (as in state-
>> certified) being required to carry liability coverage.
>
>I asked about it. Was told that it only applies to on site work so I
>don't need to worry about it. I guess if you wreck their computer or
>something...
Even judgejoebrown will tell you to get that in writing. Get it cut out
or somehow _written_ that you "don't need to worry about it". If it
says "on-site", that might be enough, but I never did like boiler-plate
contracts which contain a bunch of junk that doesn't apply to you and
yet doesn't say that it doesn't apply.
Sounds like they're requiring "general liability insurance", which
basically means that you are covered if you leave your laptop sitting
on top of a rack and it falls on someones head when they close the
cabinet. Also, slipping on the sidewalk while coming to your office
for a meeting and other "we live in america" sue-happy type stuff.
This should be pretty easy to get, fairly cheap, and I think is the
same regardless of your occupation.
As for "professional liability insurance", that's a different beast and
more related to the price of you totally hosing their mainframe by
typing the wrong command (though spilling coffee on it might be covered
under the general liability...) or letting some really stupid bug slip
through. If you're not working on software that could result in
airplanes dropping from the sky, you may not need this, but it's your
shirt (unless you're incorporated, in which case it's "their" shirt
(you know, "them"))
--Eric
--
"But as to modern architecture, let us drop it and let us take
modernistic out and shoot it at sunrise."
--F.L. Wright
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