On 11/15/05, Jeremy Kemper <[EMAIL PROTECTED]> wrote:
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> On Nov 15, 2005, at 12:36 PM, Phil Tomson wrote:
> > I've contracted before at Intel, but when you contract at Intel you're
> > really shielded by a contracting company that takes out the taxes,
> > etc.   In this case I'm on my own.  I notice that part of the
> > agreement I just signed says: "The Contractor will carry liability
> > insurance".  So, where does one find this kind of software engineering
> > liability insurance?  Would it suffice to have an umbrella policy?
>
> Google it.  That's a strange requirement; I'd ask to have it
> removed.  I've only heard of professional engineers (as in state-
> certified) being required to carry liability coverage.

I asked about it.  Was told that it only applies to on site work so I
don't need to worry about it.  I guess if you wreck their  computer or
something...

>
>
> > As far as taxes go, I assume you've got to send them in quarterly and
> > also pay a big chunk (15%) for SS, right?
>
> You don't have to for your first year of self-employment.  Just be
> careful to save enough to pay your taxes.  Also remember that you now
> owe self-employment tax along with the typical smorgasboard.

Yeah, that's the 15% for social security (basically, an extra 7.5%
because you're paying the employer part ).


Phil
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