That happens a lot with my client. They get a dispute that a debt was paid. The agency calls their client and the client has lost or shredded their files, so the agency marks the debt as "deleted".
Stupid huh? --- On Wed, 8/13/08, Gil Hale <[EMAIL PROTECTED]> wrote: > From: Gil Hale <[EMAIL PROTECTED]> > Subject: RE: [NF] What's a fair saleman percentage? > To: [email protected] > Date: Wednesday, August 13, 2008, 12:38 AM > > Dispute every negative mark on your credit report > whether it is > > correct or not. > > > > I have heard of cases where a company to whom a dispute is > sent will often > choose to not respond, or will report they can't verify > the credit report > data as their own internal files are either deep archived > (too costly to > retrieve) or misplaced (often due to mergers). If a > disputed item can't be > verified by the company it must be removed. > > > Gil > > > -----Original Message----- > > From: [EMAIL PROTECTED] > > [mailto:[EMAIL PROTECTED] Behalf Of > Michael Madigan > > Sent: Tuesday, August 12, 2008 7:38 PM > > To: [EMAIL PROTECTED] > > Subject: RE: [NF] What's a fair saleman > percentage? > > > > > > Dispute every negative mark on your credit report > whether it is > > correct or not. > > > > --- On Tue, 8/12/08, Gil Hale <[EMAIL PROTECTED]> > wrote: > > > > > From: Gil Hale <[EMAIL PROTECTED]> > > > Subject: RE: [NF] What's a fair saleman > percentage? > > > To: [email protected] > > > Date: Tuesday, August 12, 2008, 6:58 PM > > > When I run my credit reports (every 3 months when > I > > > perpetually re-file a > > > fraud alert request with all bureaus) I see a lot > of my > > > former accounts from > > > over 10 years ago on the listing. No problem as > far as I > > > am concerned as > > > all is clean. But I bet a person has to demand > to have > > > anything over 6 or 7 > > > years removed. I believe BK remains for 10 > years. > > > > > > Gil > > > > > > > -----Original Message----- > > > > From: [EMAIL PROTECTED] > > > > [mailto:[EMAIL PROTECTED] > Behalf Of > > > Michael Madigan > > > > Sent: Tuesday, August 12, 2008 6:26 PM > > > > To: [EMAIL PROTECTED] > > > > Subject: Re: [NF] What's a fair saleman > > > percentage? > > > > > > > > > > > > The credit bureaus purge after 6 years, I > think. I > > > never heard > > > > of a judgment on a 10 yo debt. > > > > > > > > > > > > > > > > > > > > --- On Tue, 8/12/08, Stephen Russell > > > <[EMAIL PROTECTED]> wrote: > > > > > > > > > From: Stephen Russell > > > <[EMAIL PROTECTED]> > > > > > Subject: Re: [NF] What's a fair > saleman > > > percentage? > > > > > To: "ProFox Email List" > > > <[email protected]> > > > > > Date: Tuesday, August 12, 2008, 6:14 PM > > > > > On Tue, Aug 12, 2008 at 4:26 PM, > Michael Madigan > > > > > <[EMAIL PROTECTED]> wrote: > > > > > > I remember one guy who used to let > > > everything roll off > > > > > his shoulders. He was a real pro at > it. He > > > would just hold > > > > > the phone away from his ear until the > screaming > > > ended, then > > > > > he would continue on as if nothing > happened. > > > Then he would > > > > > hang up and have a laugh about how > nasty the > > > debtor was. He > > > > > would never yell back and never give > the > > > appearance of being > > > > > the least upset. If they hung up, > he'd call > > > them back > > > > > and say "I think we got > disconnected", > > > knowing > > > > > full well that he was hung up on. He > was a great > > > collector > > > > > because in the end, he collected the > most. > > > > > ----------------------------------- > > > > > > > > > > Compensation? > > > > > > > > > > Depends on how much value you expect to > land, and > > > how much > > > > > time you > > > > > will allow before you get paid on it. > > > > > > > > > > You bring in an account for say 1000 > new > > > prospects a month > > > > > who owe > > > > > 1000. That is a big piece of potential > earnings. > > > If > > > > > collector keeps > > > > > 35% of collections can you get 1/4 of > that? > > > > > > > > > > So 1000 = 350 gross profit *.25 = 87.5 > > > > > > > > > > Now you have to determine how long you > can be > > > expected to > > > > > wait till > > > > > you get your money? Will you accept on > 2.5% on > > > every > > > > > account that > > > > > hits the company paid as brought in? > So 1000 > > > accounts for > > > > > 1000 each = > > > > > 25,000 per month. > > > > > > > > > > I have no idea what quality of paper > you are > > > chasing. I > > > > > know a couple > > > > > who sues EVERY person in every dead > loan jacket > > > that they > > > > > purchase for > > > > > 25.00. They get judgments on old cars > sold 2, 5 > > > or 10 > > > > > years ago. Not > > > > > sure why a judge would grant a judgment > on 10 > > > year old > > > > > debt? but this > > > > > is the repo capital of the USA. > > > > > > > > > > > > > > > > > > > > -- > > > > > Stephen Russell > > > > > Sr. Production Systems Programmer > > > > > Mimeo.com > > > > > Memphis TN > > > > > > > > > > 901.246-0159 > > > > > > > > > > > > > > > > _______________________________________________ > > > > > Post Messages to: [email protected] > > > > > Subscription Maintenance: > > > > > > http://leafe.com/mailman/listinfo/profox > > > > > OT-free version of this list: > > > > > > http://leafe.com/mailman/listinfo/profoxtech > > > > > Searchable Archive: > > > http://leafe.com/archives/search/profox > > > > > This message: > > > http://leafe.com/archives/byMID/%(listmsgid)s > > > > > ** All postings, unless explicitly > stated > > > otherwise, are > > > > > the opinions of the author, and do not > constitute > > > legal or > > > > > medical advice. This statement is added > to the > > > messages for > > > > > those lawyers who are too stupid to see > the > > > obvious. > > > > > > > > [excessive quoting removed by server] _______________________________________________ Post Messages to: [email protected] Subscription Maintenance: http://leafe.com/mailman/listinfo/profox OT-free version of this list: http://leafe.com/mailman/listinfo/profoxtech Searchable Archive: http://leafe.com/archives/search/profox This message: http://leafe.com/archives/byMID/profox/[EMAIL PROTECTED] ** All postings, unless explicitly stated otherwise, are the opinions of the author, and do not constitute legal or medical advice. This statement is added to the messages for those lawyers who are too stupid to see the obvious.
