It covers any vehicle you are responsible for including your own fleet. You have to notify the ins company a list of registration numbers at the end of the year. I'm not aTrader but have driven on trade plates and also have had two friends in the business (one of who told me that at the end of the year he collects low value reg numbers by observing passing traffic - his idea was if the majority were cheap ford escorts or whatever it would balance out the premium cars for his next year renewal premiums!)
I also had a friend who used trade insurance instead of regular insurance as he could not get his lotus Carlton insured by any regular policy. The only issue with this is any payout is trade price only. I did a load of reding yesterday and there is a good thread on Piston heads about 3rd party extension. As I understand it unless your policy states there should be a cover by owner, then it is fine to 'use' an uninsured vehicle on 3rd party extension. Included a post from one of the resident police saying he'd stopped and checked a guy recently - he called the persons ins co directly to verify. Stopping for fuel etc is considered in use so the vehicle is still covered. The only issues are with taxation / sorn and if they will require continuous insurance. All above is from 3rd party sources only. I have not validated this and or read any statute or case law. Matthew On 5 Nov 2011, at 22:18, Gary <[email protected]> wrote: > Matt > Is the trade insurance (on non insured vehicles only, not customers etc) only > for driving between private establishments? eg site's / to a garage etc like > trade plates?? > My understanding is with Luke too regarding driving other vehicles on your > insurance. > > Qless > Gary > > On 04/11/2011 22:58, Matthew Wastell wrote: >> I'm not sure that's true. If you leave the vehicle it would become uninsured >> and if that was a public road it could be illegal. >> >> Also you can drive a normally uninsured vehicle with trade insurance that >> covers any vehicle. >> >> M >> >> >> >> On 4 Nov 2011, at 15:38, Luke Neville<[email protected]> wrote: >> >>> Michael, thanks for you comments, but for someone to be able to drive >>> another vehicle on their insurance, the vehicle in question must be >>> insured in its own right - otherwise its illegal. >>> >>> I have had confirmation from VOSA that you can drive your car to the >>> test station with no registration, but you must have insurance to do >>> this. Likewise, to attend local garages for remedial works you must >>> have insurance in place. >>> >>> Luke >>> >>> -- >>> You received this message because you are subscribed to the Google Groups >>> "Quantum Owners Group" group. >>> To post to this group, send email to [email protected] >>> To unsubscribe from this group, send email to >>> [email protected] >>> For more options, visit this group at >>> http://groups.google.com/group/quantumowners?hl=en >>> >>> IMPORTANT NOTE: All information presented herewith is provided on an "As >>> Is" basis, without warranty or the implication thereof. Neither the Quantum >>> Owners Club nor the individuals associated with the Quantum Owners Club or >>> in the preparation of the above information shall have any liability to any >>> person or entity with respect to liability, loss, or damage caused or >>> alleged to be caused directly or indirectly by the instructions contained >>> within this or related message(s). > > -- > You received this message because you are subscribed to the Google Groups > "Quantum Owners Group" group. > To post to this group, send email to [email protected] > To unsubscribe from this group, send email to > [email protected] > For more options, visit this group at > http://groups.google.com/group/quantumowners?hl=en > > IMPORTANT NOTE: All information presented herewith is provided on an "As Is" > basis, without warranty or the implication thereof. Neither the Quantum > Owners Club nor the individuals associated with the Quantum Owners Club or in > the preparation of the above information shall have any liability to any > person or entity with respect to liability, loss, or damage caused or alleged > to be caused directly or indirectly by the instructions contained within this > or related message(s). -- You received this message because you are subscribed to the Google Groups "Quantum Owners Group" group. To post to this group, send email to [email protected] To unsubscribe from this group, send email to [email protected] For more options, visit this group at http://groups.google.com/group/quantumowners?hl=en IMPORTANT NOTE: All information presented herewith is provided on an "As Is" basis, without warranty or the implication thereof. Neither the Quantum Owners Club nor the individuals associated with the Quantum Owners Club or in the preparation of the above information shall have any liability to any person or entity with respect to liability, loss, or damage caused or alleged to be caused directly or indirectly by the instructions contained within this or related message(s).
