On Tue, Jun 18, 2013 at 10:33 AM, Chetan Nagendra che...@nagster.org wrote:
I wonder if the PFRDA cannot even secure their website, how will they manage
billions in public funds?
Your optimism is remarkable. Pension deductions are a form of taxation
any way you look at it, either directly on
Next Thursday night, the 27th, Naresh and I are holding another
PechaKucha Bangalore at Jaaga. This time the topic will be extremely
close to my heart: _Rediscovering Bangalore_. (Rediscovering any city
is close to my heart.)
There are a bunch of locals and Bangalorexperts on this list, and
I'd have signed up for a pension plan, but the ones that are on the market lock
in a major part of the capital and compulsorily give me an annuity (at
negligible returns/ rates of interest). While some will argue that this is the
whole point of a pension plan, I'd rather have the flexibility to
Don't confuse the garbage pension + annuity plans offered by various insurers
with the NPS, which is what is provided by organizations regulated by the PFRDA.
And do note the tax implications of redemption
--srs (iPad)
On 18-Jun-2013, at 14:45, thew...@gmail.com wrote:
I'd have signed up for
On Tue, Jun 18, 2013 at 2:45 PM, thew...@gmail.com wrote:
I'd have signed up for a pension plan, but the ones that are on the market
lock in a major part of the capital and compulsorily give me an annuity (at
negligible returns/ rates of interest). While some will argue that this is
the
I suspect they'll impose stringent rules on withdrawal. This is not a loophole
that will stay open for long.
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-Original Message-
From: Deepak Shenoy deepakshe...@gmail.com
Sender: silklist silklist-bounces+thewall=gmail@lists.hserus.netDate:
On 18-Jun-2013, at 15:42, thew...@gmail.com wrote:
I suspect they'll impose stringent rules on withdrawal. This is not a
loophole that will stay open for long.
Even in the EPF and in older established pension annuities, there's already
stringent rules for withdrawal, and rules for how such
But, PF withdrawals are tax free after some reasonable conditions are
fulfilled- 5 years service, etc.
The only annuity there is the EPS- given that you contribute barely 541/- a
month, it would still grow to 12 lakhs after 35 years- against which you get a
maximum of 3250/- per month as
On 18-Jun-2013, at 15:55, thew...@gmail.com wrote:
But, PF withdrawals are tax free after some reasonable conditions are
fulfilled- 5 years service, etc.
The only annuity there is the EPS- given that you contribute barely 541/- a
month, it would still grow to 12 lakhs after 35 years-
thew...@gmail.com [18/06/13 10:25 +]:
But, PF withdrawals are tax free after some reasonable conditions are
fulfilled- 5 years service, etc.
Note - moneylife - while pointing out what I did - has a contrarian view on
NPS -
I'd stick with my PF (I hope they never annuitize *that*!), and handle my
market-linked investments on my own. PF + NPS is too skewed, somehow.
NPS might make sense if you don't have a PF account (though I still wouldn't
have taken it).
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-Original
On 18-Jun-2013, at 16:20, thew...@gmail.com wrote:
I'd stick with my PF (I hope they never annuitize *that*!), and handle my
market-linked investments on my own. PF + NPS is too skewed, somehow.
NPS might make sense if you don't have a PF account (though I still wouldn't
have taken it).
The initial focus of the thread that PFRDA's website is porous, has now
converted into a PF vs. NPS debate.
On 18-Jun-2013, at 4:26 PM, Suresh Ramasubramanian sur...@hserus.net wrote:
On 18-Jun-2013, at 16:20, thew...@gmail.com wrote:
I'd stick with my PF (I hope they never annuitize
On Tue, Jun 18, 2013 at 5:19 PM, Chetan Nagendra che...@nagster.org wrote:
The initial focus of the thread that PFRDA's website is porous, has now
converted into a PF vs. NPS debate.
This is silklist. The absence of thread drift would be astonishing.
Udhay
--
((Udhay Shankar N)) ((udhay @
The only annuity there is the EPS- given that you contribute barely 541/- a
month, it would still grow to 12 lakhs after 35 years- against which you get
a maximum of 3250/- per month as pension. That's a 3% rate of return on
capital. Why would the NPS be any different?
The NPS managers
I meant the annuity returns on your corpus.
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-Original Message-
From: Deepak Shenoy deepakshe...@gmail.com
Sender: silklist silklist-bounces+thewall=gmail@lists.hserus.netDate:
Tue, 18 Jun 2013 17:41:12
To: silklist@lists.hserus.net
Reply-To:
On Tue, Jun 18, 2013 at 5:42 PM, thew...@gmail.com wrote:
I meant the annuity returns on your corpus.
Ah, I agree. The Annuity return is crap, and NPS doesn't provide an
annuity (you're supposed to buy it from an insurance company).
I wish there was a like button on Silk.
On 18-Jun-2013, at 5:29 PM, Udhay Shankar N ud...@pobox.com wrote:
On Tue, Jun 18, 2013 at 5:19 PM, Chetan Nagendra che...@nagster.org wrote:
The initial focus of the thread that PFRDA's website is porous, has now
converted into a PF vs. NPS debate.
Doesnt this judgement give some legal legs to cohabitation rights in India
?
http://www.thehindu.com/news/national/tamil-nadu/couples-who-have-premarital-sex-to-be-considered-married-says-hc/article4824017.ece
If any unmarried couple of the right legal age “indulge in sexual
gratification,”
Don't like the sexual gratification language. That reasoning is a blow to
sexual autonomy. But, yes, this judgment is in furtherance of 2 judgments of
the SC in 2005 which accepted the fact that line-in relationships give rise to
rights akin to marriage in terms of prevention of domestic
There are other signs of a longer term relationship. Co-signing on bank
accounts, house paperwork .. with alimony the other factor beyond just child
support.
--srs (iPad)
On 18-Jun-2013, at 19:05, Nikhil Mehra nikhil.mehra...@gmail.com wrote:
Don't like the sexual gratification language.
Precisely. Joint accounts are the standard under English law. Basically, the
law tries to establish objective sign posts to enable people to understand when
they're stepping out of the relatively non-commital nature of a relationship
that can be ended at nil financial cost, and those that tread
Meanwhile this welcome development: GuideStar, BBBWiseGiving, Charity Navigator
campaign to end charity overhead myth:
http://trust.guidestar.org/2013/06/17/launching-a-campaign-to-end-the-overhead-myth/
Ingrid Srinath
On 16 Jun 2013, at 21:46, Vinayak Hegde vinay...@gmail.com wrote:
On
- Forwarded message from Yosem Companys compa...@stanford.edu -
Date: Tue, 18 Jun 2013 07:59:08 -0700
From: Yosem Companys compa...@stanford.edu
To: Liberation Technologies liberationt...@lists.stanford.edu
Cc: Khannea Suntzu khannea.sun...@gmail.com
Subject: [liberationtech] NSA flag
Interesting. We've had conceptually similar discussions in the past [1],
too.
Udhay
[1] http://groups.yahoo.com/group/silk-list/message/5271
http://blogs.smithsonianmag.com/smartnews/2013/06/that-old-book-smell-is-a-mix-of-grass-and-vanilla
June 18, 2013 9:30 am
That “Old Book Smell”
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