Enjoyed your story Mike, all true too.
I got a good chuckle early this morning when I read in my F.P. Handbook,
16th Edition: "The person making these checks must be made to feel that,
since the inspection is important enough to be recorded, it must be done
correctly".
That, combined with your post made me decide if I were King I would decree
that all inspection contracts be between the contractor and the insurer,
since insurers excel at the Risk Game, and contractors, owners, and AHJs are
simply trying to make an honest living ;) 

-----Original Message-----
From: Mike Cabral [mailto:[email protected]] 
Sent: Friday, November 08, 2013 1:20 PM
To: [email protected]
Subject: Re: NFPA25 scope

Long ago in a land far far away. It was the insurance underwriter who did
evaluations on a facility's fire sprinkler systems. It was their evaluation
of what they thought was a deficiency. The issue(s) were presented to the
owner and the owner either addressed the issue or they didn't and their
response resulted in an adjustment to the premium charged up or down.

Most of my experience with this was with large industrial facilities which
were typically an FM account. As a day-work guy I would look forward to this
punch list. You got a call did a walk through priced it up, produced a bid
and the owner weighed the cost benefit issues.The underwriter identified the
deficiency, they approved or stamped the drawing. We did the work, filed all
the required paper work, the underwriter inspected the work on the next
scheduled evaluation.Rinse and repeat simple.

We had liability for the workmanship and materials that's it done.  The key
word here is liability, now it's game on as to who gets left holding the bag
and why 25 is such a week standard. Shifting of liability is like a game a
musical chairs nobody want to be the guy left standing when the music stops.


 
Mike Cabral
Cell 314-412-1800


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