Hello Brian,

WHAT!!!! DEBT FREE!!!! You can't do that!!!! That will disrupt the
time space continuum thingee..... Didn't you know ISP's are supposed to
not make money?????

Get a grip man........   :-)


Barry

Wednesday, August 24, 2005, 10:33:19 AM, you wrote:

BR> I plan to be debt free in a year, so I hope to be ok.  Everyone all paid
BR> off and ready to roll.

BR> Matt Liotta wrote:

>> I wouldn't worry about it since the way you did it put the investors
>> at risk more so than you. There is a better way to do it and before
>> your company gets too successful you may want to visit a lawyer and
>> get things cleaned up.
>>
>> -Matt
>>
>> Brian Rohrbacher wrote:
>>
>>> Just typed up something on the laptop that said, "I owe you "this"
>>> much", and we both signed it.  Not fancy, but a little better than an
>>> oral agreement.  I won't miss a payment and will pay them back if it
>>> takes closing the WISP and working 3 jobs.  Missing payments is not
>>> an option.  Only if I'm laid up in the hospital.  Personal 
>>> guaranteed?  Well, I told them I will pay it back...  I know the 
>>> agreement leaves a lot open, but I trust these 4 people.  Anyway, so
>>> they are not investors.  Lastly, lets just leave me be about this :)
>>> I'd rather not try to defend a million questions about what if this
>>> and what if that.  It is what I did and it is done.
>>>
>>> Charles Wu wrote:
>>>
>>>> that would be a loan
>>>> what type of collateral do they have? or what happens if you miss a
>>>> payment?
>>>> have you personally guaranteed the money?
>>>>  
>>>> -Charles
>>>>  
>>>>  
>>>>
>>>> -------------------------------------------
>>>> WISPNOG Park City, UT
>>>> http://www.wispnog.com <http://www.wispnog.com/>
>>>> August 15-17, 2005
>>>>
>>>>     -----Original Message-----
>>>>     *From:* [EMAIL PROTECTED]
>>>>     [mailto:[EMAIL PROTECTED] *On Behalf Of *Brian Rohrbacher
>>>>     *Sent:* Monday, August 22, 2005 10:20 PM
>>>>     *To:* WISPA General List
>>>>     *Subject:* Re: [WISPA] Taking on an investor?
>>>>
>>>>     Well, I guess we would call them loans as I have all control.
>>>>     Correct me if I am wrong.  They gave me money at a fixed rate.
>>>>     Loans or investments?
>>>>
>>>>     Charles Wu wrote:
>>>>
>>>>>     well...in determing their "dumbness" (assuming you're willing to
>>>>>     divulge this information) - what sort of investment / equity
>>>>>     share / control do your investors have?
>>>>>          I mean...assuming it's you and the other 4, does everyone
>>>>> have
>>>>>     an equal share? (which is a different story all together) or
>>>>>     does 1 single person have a majority share and the other 4 are
>>>>>     minority partners
>>>>>          -Charles
>>>>>          
>>>>>     -------------------------------------------
>>>>>     WISPNOG Park City, UT
>>>>>     http://www.wispnog.com <http://www.wispnog.com/>
>>>>>     August 15-17, 2005
>>>>>
>>>>>         -----Original Message-----
>>>>>         *From:* [EMAIL PROTECTED]
>>>>>         [mailto:[EMAIL PROTECTED] *On Behalf Of *Brian
>>>>>         Rohrbacher
>>>>>         *Sent:* Monday, August 22, 2005 8:05 PM
>>>>>         *To:* WISPA General List
>>>>>         *Subject:* Re: [WISPA] Taking on an investor?
>>>>>
>>>>>         Well, I guess I found four "dumb" people that got me
>>>>>         started.  All my start up funds came from 4 people.  All
>>>>>         four were subs from a previous WISP I  owned,  (before my
>>>>>         partner took everything over and left me out in the cold)
>>>>>         they all said, "I want you providing service, not the "other
>>>>>         guy".  So here I am.  7 months in and going strong.  Oh,
>>>>>         almost forgot, like my lawyer has me say......all that is
>>>>>         just my opinion.  ;-)               I think "dumb" investors
>>>>>         are great!
>>>>>                  Charles Wu wrote:
>>>>>
>>>>>>         sure
>>>>>>                  a passive minority equity position stake in a 
>>>>>> privately
>>>>>>         held company is worthless, as legally, the person with the
>>>>>>         majority stake can make 100% of the decisions (in terms of
>>>>>>         purchasing, spending, cash distribution, etc)
>>>>>>                  think about it, if it was your money, would you
>>>>>> be willing
>>>>>>         to just "invest it" into a company when the majority
>>>>>>         partner can do whatever he/she wants to and you have no
>>>>>>         recourse?
>>>>>>                  -Charles
>>>>>>         
>>>>>>         -------------------------------------------
>>>>>>         WISPNOG Park City, UT
>>>>>>         http://www.wispnog.com <http://www.wispnog.com/>
>>>>>>         August 15-17, 2005
>>>>>>
>>>>>>             -----Original Message-----
>>>>>>             *From:* [EMAIL PROTECTED]
>>>>>>             [mailto:[EMAIL PROTECTED] *On Behalf Of
>>>>>>             *Dylan Oliver
>>>>>>             *Sent:* Monday, August 22, 2005 4:10 PM
>>>>>>             *To:* WISPA General List
>>>>>>             *Subject:* Re: [WISPA] Taking on an investor?
>>>>>>
>>>>>>             Charles,
>>>>>>
>>>>>>             would you expand on that?
>>>>>>
>>>>>>             On 8/22/05, *Charles Wu* <[EMAIL PROTECTED]
>>>>>>             <mailto:[EMAIL PROTECTED]>> wrote:
>>>>>>



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