[email protected]

On Thu, Feb 5, 2026 at 10:19 AM Amar Jain <[email protected]> wrote:

> Megha-feel free to call will get these resolved. 9892622230. And Section 3
> on nondiscrimination and 13 on independence of managing financial affairs
> coupled with sections 40-46 on accessibility of the act read with Rule 15
> of the rules.
> Sent from my iPhone
>
> On 5 Feb 2026, at 10:03 AM, megha patangi <[email protected]>
> wrote:
>
> 
> Firstly, thank you all for taking up this discussion. I have experienced
> all these accessibility issues with HDFC mobile banking, HDFC loan app. I
> am a preferred customer and as suggested have already taken the first step
> with RM.
> I really appreciate the suggestions, and will move on to next steps as
> mentioned above.
> A year ago when I got a call from their technical team, they simply made a
> statement "you are the only one complaining, we have not heard this kind of
> issue from anyone else". this was disgusting, maybe they heard but ignored.
> and even if not heard, is not each individual customer important?
> Actually, even the old mobile banking app is not fully compliant. yes it
> is better but if you noticed the footer form controls, while transferring
> money and likewise, for example 'continue', 'cancel', 'confirm' were never
> focusable using screen reader. I had to switch off talkback and take
> sighted assistance.
>
> Also I asked for a locker with my home branch, and they are not declining
> but have kept things on hold saying that they are enquiring upon the
> specific process of giving me a locker. They have this concern that while
> accessing the locker, if any precious stuff is lost or picked up by the
> trusted person I take along for assistance, the bank will be responsible.
> Thus, they are trying to protect themselves and finding out ways.
>
> Something similar happened 2years ago, when I wanted to take term life
> insurance from them. they never declined on face, but never co-operated as
> well.
>
> Now with this email thread, I find my voice even stronger.
> I request if anyone can help me with the exact section in the RPWD act
> which I can highlight while writing emails to concerned folks.
>
> Regards,
> Megha
>
> On Thu, Feb 5, 2026 at 8:38 AM Rahul Bhatia <[email protected]>
> wrote:
>
>> Old app is not available, there was fource update.
>>
>> On Thu, 5 Feb, 2026, 6:03 am nitinbhai patel, <[email protected]>
>> wrote:
>>
>>> Dear Amar Bhai,
>>>
>>> I understand the registration issues you mentioned. I will attempt to
>>> register with someone's assistance to see if it works.
>>>
>>> Additionally, I will send an email to the address provided in this
>>> thread as discussed. Thank you for your continued help.
>>>
>>> Best regards,
>>> Nitinbhai Patel
>>>
>>>
>>>
>>> On Thu, 5 Feb, 2026, 5:32 am Amar Jain, <[email protected]> wrote:
>>>
>>>> I understand, what you’re saying Nitin bhai, but currently migration to
>>>> old app with one time re-registration is the only solution that we have.
>>>> They are working on Accessibility fixes of which few are also live with
>>>> latest update which came yesterday, but noticeable fixes are yet to come.
>>>> Sent from my iPhone
>>>>
>>>> On 4 Feb 2026, at 9:14 PM, nitinbhai patel <[email protected]>
>>>> wrote:
>>>>
>>>> 
>>>> ,
>>>>
>>>> While the new app is labeled as "early access," this cannot be
>>>> considered a permanent solution, especially since the stable old version
>>>> has already been discontinued.
>>>>
>>>> I uninstalled the old application a month ago because it was no longer
>>>> functional. If I attempt to reinstall it now, the system will likely
>>>> require a full registration, which others have noted is currently failing
>>>> or redirecting to the inaccessible new version. HDFC should not have
>>>> discontinued a working application before ensuring the replacement was
>>>> fully accessible and stable.
>>>>
>>>> Best regards,
>>>> Nitinbhai Patel
>>>>
>>>>
>>>>
>>>> On Wed, 4 Feb, 2026, 8:40 pm Amar Jain, <[email protected]> wrote:
>>>>
>>>>> You will not be able to use the old app, unless you are migrated from
>>>>> the new app to the old app. If you are migrated, then after one
>>>>> registration, you will not need to register again till you use the Old 
>>>>> app.
>>>>> Let me also remind the list that HDFC mobile banking app is still provided
>>>>> as an early access app is not launched for the public. Yet we all are
>>>>> getting to use the new app because we have been migrated if you look at 
>>>>> the
>>>>> title of the app on the App Store or play store, it says early access
>>>>> within brackets. Thank you.
>>>>> Sent from my iPhone
>>>>>
>>>>> On 4 Feb 2026, at 8:26 PM, nitinbhai patel <[email protected]>
>>>>> wrote:
>>>>>
>>>>> 
>>>>> Hello everyone,
>>>>>
>>>>> I wanted to add to the excellent points being raised, especially
>>>>> concerning the lack of a proper solution.
>>>>>
>>>>> The suggestion to simply "use the old app" is fundamentally flawed and
>>>>> an unacceptable workaround for a bank of HDFC's stature. As some have
>>>>> already noted, the old app often fails and redirects to the new,
>>>>> inaccessible one. Furthermore, if a customer has uninstalled the old
>>>>> version, finding it and re-configuring it from the Play Store is often a
>>>>> near-impossible task. We are all entitled to the same, fully functional
>>>>> digital banking experience—there should be no distinction between a "new"
>>>>> app for some customers and an outdated one for others.
>>>>>
>>>>> It is difficult to believe that the MD and Secretary of India's
>>>>> largest private-sector bank would lack the authority to immediately 
>>>>> address
>>>>> an issue of legal non-compliance with the RPwD Act. The current, prolonged
>>>>> inaccessibility is a serious breach of their obligations.
>>>>>
>>>>> The core of this issue is our right to equal access and compliance
>>>>> with the law. We must continue to push for a permanent fix, which is the
>>>>> only truly acceptable resolution.
>>>>>
>>>>> Thanks and regards,
>>>>> Nitinbhai
>>>>>
>>>>>
>>>>>
>>>>> On Wed, 4 Feb, 2026, 6:51 pm Amar Jain, <[email protected]> wrote:
>>>>>
>>>>>> Fully agree with what Asif Bhaiya is saying, we should send them
>>>>>> emails left right centre so that they are taken seriously
>>>>>> Sent from my iPhone
>>>>>>
>>>>>> On 4 Feb 2026, at 11:52 AM, 'Mohammed Asif Asif Iqbal (IN)' via
>>>>>> AccessIndia <[email protected]> wrote:
>>>>>>
>>>>>> 
>>>>>> Ketan bhai,
>>>>>> Sadly they explained me the same thing and they claim that our own
>>>>>> Amar Jain is working with them to fix this issue.  I would suggest email
>>>>>> needs to be bombarded to HDFC bank MD to ensure attention to customer 
>>>>>> like
>>>>>> us.
>>>>>> Thanks and regards
>>>>>> Asif
>>>>>>
>>>>>>
>>>>>> Linkedin: bit.ly/asifmaiqbal-li
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>> ------------------------------
>>>>>> *From:* [email protected] <
>>>>>> [email protected]> on behalf of Ketan Kothari <
>>>>>> [email protected]>
>>>>>> *Sent:* Wednesday, February 4, 2026 11:37 AM
>>>>>> *To:* [email protected] <[email protected]>
>>>>>> *Subject:* Re: [AI] Accessibility Issues in HDFC Mobile App &
>>>>>> NetBanking - Request for Fixes in Line with RPwD Act, 2016
>>>>>>
>>>>>> Hello,
>>>>>>
>>>>>> I received a call from their development team and they are requesting
>>>>>> me to use the old app till such time as they rectify these errors.  I 
>>>>>> hope
>>>>>> they will do this quickly.
>>>>>>
>>>>>> On Wed, 4 Feb 2026 at 08:08, KONGALETI SATYANARAYANA <
>>>>>> [email protected]> wrote:
>>>>>>
>>>>>> Dear Mahesh and all,
>>>>>>
>>>>>> I completely agree with the points raised. It is concerning that
>>>>>> accessibility barriers remain prevalent across various banking
>>>>>> applications, including HDFC.
>>>>>>
>>>>>> While organizations like Mission Accessibility are doing important
>>>>>> work, I believe it is time for a broader range of voices to be heard. 
>>>>>> Based
>>>>>> on my observations, this accessibility project in HDFC has been "in
>>>>>> progress" for over two years now. While work may be happening in the
>>>>>> background, it is unacceptable for standard applications to remain
>>>>>> inaccessible for such an extended period.
>>>>>>
>>>>>> Relying solely on emails often feels ineffective, as they are
>>>>>> frequently overlooked. Given the lack of tangible progress, we should
>>>>>> consider serving a formal legal notice. This may be the only way to 
>>>>>> ensure
>>>>>> these institutions take their obligations under the RPwD Act seriously 
>>>>>> and
>>>>>> respect our right to independent and secure digital banking.
>>>>>>
>>>>>> Thanks and regards,
>>>>>>
>>>>>> Kongaleti Satyanarayana Reddy
>>>>>>
>>>>>> thanks and regards,
>>>>>> Kongaleti Satyanarayana Reddy
>>>>>>
>>>>>>
>>>>>> On Tue, Feb 3, 2026 at 10:04 PM Mahesh S. Panicker <
>>>>>> [email protected]> wrote:
>>>>>>
>>>>>> HDFC really need to do some work on accessibility. Their home loan
>>>>>> app on Android is totally disfunctional with TalkBack.
>>>>>> Firstly they have issue with proper, reputed 3rd party keyboards like
>>>>>> Microsoft Swiftkey Keyboard. Then if you bypass that, TalkBack is unable 
>>>>>> to
>>>>>> provide any further feedback. Can't explore by touch, can't naviggate by
>>>>>> swipe. Absolutely silent. 100 percent inaccessible.
>>>>>>
>>>>>> On Tue, Feb 3, 2026 at 7:40 PM megha patangi <
>>>>>> [email protected]> wrote:
>>>>>>
>>>>>> I completely agree and echo the concerns listed below.
>>>>>> I am an android user and equally blocked by the new HDFC mobile
>>>>>> banking app. Also went and notified the bank manager of my home branch 
>>>>>> but
>>>>>> haven't heard anything yet.
>>>>>> This app and site inaccessibility is completely disabling my access
>>>>>> and when I am dependent on others for assistance, it is killing my
>>>>>> financial privacy and security.
>>>>>>
>>>>>>
>>>>>>
>>>>>> On Fri, Jan 30, 2026 at 2:41 PM Mujtaba Merchant <[email protected]>
>>>>>> wrote:
>>>>>>
>>>>>> Dear HDFC Digital Banking Team,
>>>>>>
>>>>>>
>>>>>>
>>>>>> I am writing to highlight several accessibility challenges
>>>>>> experienced while using both the HDFC Bank Mobile Banking App (iOS) and 
>>>>>> the
>>>>>> HDFC NetBanking website. As a customer who relies on assistive 
>>>>>> technologies
>>>>>> such as screen readers, these issues significantly impact my ability to 
>>>>>> use
>>>>>> your digital services independently and securely.
>>>>>>
>>>>>>
>>>>>>
>>>>>> 1. Mobile App: Two Factor Authentication (2FA) Approval Screen
>>>>>>
>>>>>> During the NetBanking login process, when prompted to authorize sign
>>>>>> in from the mobile app, the approval screen displays a “Swipe right to
>>>>>> accept” instruction.
>>>>>>
>>>>>> However, this element is not exposed as an accessible control for
>>>>>> screen readers and cannot be activated using assistive technology.
>>>>>>
>>>>>> Only the Decline option works as an actual actionable button.
>>>>>>
>>>>>> This creates a barrier for customers with disabilities, preventing us
>>>>>> from completing a critical security step without sighted assistance.
>>>>>>
>>>>>>
>>>>>>
>>>>>> 2. NetBanking Website: OTP Page Produces Continuous Clicking Sound
>>>>>>
>>>>>> When the system directs the user to the OTP entry page, a repeated
>>>>>> clicking sound is played due to a progress indicator.
>>>>>>
>>>>>> For screen reader users, this sound is extremely disorienting and
>>>>>> interferes with the ability to focus on entering the OTP safely.
>>>>>>
>>>>>>
>>>>>>
>>>>>> 3. Unlabelled and Mislabeled Buttons (Mobile App & Website)
>>>>>>
>>>>>> Across both platforms, several buttons are:
>>>>>>
>>>>>> • Unlabelled
>>>>>>
>>>>>> • Incorrectly labelled
>>>>>>
>>>>>> • Announced inaccurately by screen readers
>>>>>>
>>>>>>
>>>>>>
>>>>>> This makes navigation unpredictable, error prone, and in some cases,
>>>>>> impossible without external assistance.
>>>>>>
>>>>>>
>>>>>>
>>>>>> 4. Need for Compliance with the RPwD Act, 2016
>>>>>>
>>>>>> As per The Rights of Persons with Disabilities (RPwD) Act, 2016,
>>>>>> enforced on April 19, 2017, all service providers—including banks—are
>>>>>> required to ensure that their digital platforms are accessible to persons
>>>>>> with disabilities.
>>>>>>
>>>>>> Accessibility is not only a legal requirement but also essential for
>>>>>> inclusive and dignified digital banking.
>>>>>>
>>>>>>
>>>>>>
>>>>>> I kindly request your team to review and address these issues at the
>>>>>> earliest by ensuring:
>>>>>>
>>>>>> • All UI controls are properly labelled and accessible
>>>>>>
>>>>>> • Approval screens use standard, screen reader compatible action
>>>>>> buttons
>>>>>>
>>>>>> • Auditory distractions (such as unnecessary clicking sounds) are
>>>>>> removed or made optional
>>>>>>
>>>>>> • Compliance with WCAG 2.1 AA and RPwD guidelines is validated before
>>>>>> updates are released
>>>>>>
>>>>>>
>>>>>>
>>>>>> Improving accessibility will enhance the banking experience for
>>>>>> thousands of customers who rely on assistive technology.
>>>>>>
>>>>>> Thank you for your attention to this important matter. I look forward
>>>>>> to seeing improvements that make HDFC’s digital services truly inclusive.
>>>>>> --
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>>>>>>
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>>>>>> .
>>>>>>
>>>>>>
>>>>>>
>>>>>> --
>>>>>> Dr. Mahesh S. Panicker
>>>>>> Associate Professor,
>>>>>> Department of Political Science,
>>>>>> Lady Shri Ram College for Women,
>>>>>> Lajpat Nagar
>>>>>> New Delhi 110024
>>>>>>
>>>>>>
>>>>>>
>>>>>>
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>>>>>> .
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>>>>>> .
>>>>>>
>>>>>>
>>>>>>
>>>>>> --
>>>>>> Ketan Kothari
>>>>>> Phone: [r] 02228283281,
>>>>>> Cell: +919987550614
>>>>>> +917021054612
>>>>>> Facebook:  facebook.com/muktaketan
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>>>>>>
>>>>>>
>>>>>>
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>>>>>> .
>>>>>>
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>>>>> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAOgfktkjhZd0pajP1KBF%2BsaLHAtFTOw5udbQJU5SN1rtd1RBog%40mail.gmail.com?utm_medium=email&utm_source=footer>
>>>>> .
>>>>>
>>>>> --
>>>>> Disclaimer:
>>>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking
>>>>> of the person sending the mail and AI in no way relates itself to its
>>>>> veracity;
>>>>>
>>>>> 2. AI cannot be held liable for any commission/omission based on the
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>>>>>
>>>>>
>>>>> Search for old postings at:
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>>>>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/5E8235D2-0C36-43AB-8FB3-1B606A7FC698%40amarjain.com
>>>>> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/5E8235D2-0C36-43AB-8FB3-1B606A7FC698%40amarjain.com?utm_medium=email&utm_source=footer>
>>>>> .
>>>>>
>>>> --
>>>> Disclaimer:
>>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking
>>>> of the person sending the mail and AI in no way relates itself to its
>>>> veracity;
>>>>
>>>> 2. AI cannot be held liable for any commission/omission based on the
>>>> mails sent through this mailing list..
>>>>
>>>>
>>>> Search for old postings at:
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>>>> ---
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>>>> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAOgfktkiK6EqFkoDEMSwfb0O4WSR%3Dz-b11Ms8dGfU6Ov3dmx%3DA%40mail.gmail.com?utm_medium=email&utm_source=footer>
>>>> .
>>>>
>>>> --
>>>> Disclaimer:
>>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking
>>>> of the person sending the mail and AI in no way relates itself to its
>>>> veracity;
>>>>
>>>> 2. AI cannot be held liable for any commission/omission based on the
>>>> mails sent through this mailing list..
>>>>
>>>>
>>>> Search for old postings at:
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>>>> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/A1C5CBE7-D7B6-422E-9D93-0E12B66C4513%40amarjain.com?utm_medium=email&utm_source=footer>
>>>> .
>>>>
>>> --
>>> Disclaimer:
>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of
>>> the person sending the mail and AI in no way relates itself to its veracity;
>>>
>>> 2. AI cannot be held liable for any commission/omission based on the
>>> mails sent through this mailing list..
>>>
>>>
>>> Search for old postings at:
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>>> ---
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>>> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAOgfktmD%3Dhbjsa2_VJuyarwanzhrQf6hx6ab6Nj9FdgiO4wO6Q%40mail.gmail.com?utm_medium=email&utm_source=footer>
>>> .
>>>
>> --
>> Disclaimer:
>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of
>> the person sending the mail and AI in no way relates itself to its veracity;
>>
>> 2. AI cannot be held liable for any commission/omission based on the
>> mails sent through this mailing list..
>>
>>
>> Search for old postings at:
>> http://www.mail-archive.com/[email protected]/
>> ---
>> You received this message because you are subscribed to the Google Groups
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>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAAv6bjW0zd%3DWtvRnb2j9MgzSuAyCUObbOFQKQL5e6NSzbq%2BKPA%40mail.gmail.com
>> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAAv6bjW0zd%3DWtvRnb2j9MgzSuAyCUObbOFQKQL5e6NSzbq%2BKPA%40mail.gmail.com?utm_medium=email&utm_source=footer>
>> .
>>
> --
> Disclaimer:
> 1. Contents of the mails, factual, or otherwise, reflect the thinking of
> the person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>
>
> Search for old postings at:
> http://www.mail-archive.com/[email protected]/
> ---
> You received this message because you are subscribed to the Google Groups
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> To unsubscribe from this group and stop receiving emails from it, send an
> email to [email protected].
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> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFViccS7CL4umD_k-OOiBrtgHFrYxv8Syf9WEMepMKWd5bzfog%40mail.gmail.com
> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFViccS7CL4umD_k-OOiBrtgHFrYxv8Syf9WEMepMKWd5bzfog%40mail.gmail.com?utm_medium=email&utm_source=footer>
> .
>
> --
> Disclaimer:
> 1. Contents of the mails, factual, or otherwise, reflect the thinking of
> the person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>
>
> Search for old postings at:
> http://www.mail-archive.com/[email protected]/
> ---
> You received this message because you are subscribed to the Google Groups
> "AccessIndia" group.
> To unsubscribe from this group and stop receiving emails from it, send an
> email to [email protected].
> To view this discussion visit
> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/B76C96A8-EF8A-429C-9648-3C104A3F87CC%40amarjain.com
> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/B76C96A8-EF8A-429C-9648-3C104A3F87CC%40amarjain.com?utm_medium=email&utm_source=footer>
> .
>

-- 
Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect the thinking of the 
person sending the mail and AI in no way relates itself to its veracity;

2. AI cannot be held liable for any commission/omission based on the mails sent 
through this mailing list..


Search for old postings at:
http://www.mail-archive.com/[email protected]/
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